Okaydriving flyer

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OKAYdriving presentation: PAYD / PHYD in a social gaming tool

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Okaydriving flyer

  1. 1. OKAYdriving.comGreen & Safe DriversPAYD & Usage Based InsuranceSocial Net & Cross-Selling Platform
  2. 2. IndexAuto Insurance Market: Bad TrendsBreaking Concept: PAYD/UBI personalized premiumsDownsizing Investment: Mobile Apps & Social Media
  3. 3. Bad TrendsMotor Insurance Market Market Stagnation Decline of Premiums Volatileness
  4. 4. Breaking ConceptPAYD/UBI personalized premiums PAYD versus UBI Driver Selection Customer Fidelity
  5. 5. PAYD / PHYDPay As You Drive / Pay How You Drive Private market oriented Premiums based on driving habits Requires a driving certification Telematic data needed * Medium level technology cost Selection of low risk drivers Cross-selling & Retention
  6. 6. UBI Usage Based Insurance Fleet market orientedPremiums based on usageRequires Fleet Management Telematic data needed * High level technology cost Risk & Fuel reductionEco training & Added Value Services
  7. 7. Downsizing InvestmentMobile Apps & Social Media Free Social Net for Good Drivers Free Mobile App for telematic data Amazing possibilities for cross-selling & retention
  8. 8. Free Mobile App using Google Latitude * Sharing history * Location Mileage Partial Trips Timetable Usual Area * Double Checking Tools Privacy Level * *Mileage Counter Pictures Accuracy Survey
  9. 9. Social Gaming * Twitter FacebookIn-Message UploadsDownloads

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