유럽 핀테크 시장의 심장부, 룩셈부르크

A
YOUR FINTECH HUB IN THE HEART OF EUROPE!
LUXEMBOURG!
2!
A leading international financial centre!
•  Strategic location in the heart of Europe !
•  AAA-rated by the three major rating agencies!
•  Number 1 financial centre in the Eurozone 

(GFCI global ranking: #15)!
•  2nd largest investment fund centre in the world,
after the U.S.!
•  Premier wealth management centre in the
Eurozone!
•  Europe’s leading centre for international bond
listings!
•  Europe’s number 1 centre for cross-border life
insurance!
The stable, efficient and business oriented government is the key to
Luxembourg’s success.!
!
Wang Hongzhang, Chairman of China Construction Bank!
3!
Highly diversified financial services
industry!
FinTech companies in Luxembourg can leverage the presence of a
leading international financial centre:!
•  Proximity to financial services clients!
•  Availability of financial and technology talent!
•  Continuous innovation in new products & services (incl. those requiring new technology)!
•  First mover culture on new regulation!
•  EU passport to distribute services and products throughout the European Union and its
500 million customers (ex. Payment Services Directive)!
•  A specific regulatory framework for service providers delivering operational services to
financial institutions!
•  Proximity and business orientation of regulatory authorities!
•  Strict regulatory authorities that are open-minded to innovation!
!
! 4!
An attractive environment for FinTech companies!
The Luxembourg financial centre!
Sources! 5!
The Luxembourg FinTech landscape!
Serving all financial industry segments!
6!
A state-of-the-art ICT infrastructure!
•  Located in the center of
the “Golden Loop”, with
low latency networks to
all major internet hubs
of Europe: Amsterdam,
Frankfurt, London and
Paris
•  Secure and redundant
high-capacity fibre optic
networks with very low
latency rates
•  LU-CIX, the Luxembourg
open and neutral
internet exchange at the
crossroads of all
European internet traffic
routes
•  National and
international high-speed
connections available
from numerous
renowned providers
International connectivity!
7!
A state-of-the-art ICT infrastructure!
•  Luxembourg is hosting
one of the best data
centre parks in Europe,
with 19 data centres in
operation (large amount
of Tier III and Tier IV
datacentre space open)
•  4 out of 10 Tier IV data
centres are located in
Luxembourg
•  Significant government
investment in
infrastructure
•  Broad network of
operators offering a full
range of data
processing services at
high levels of quality
Availability of high-end data centres!
Public incentives!
•  General aid scheme for innovative companies via co-financing R&D activities!
•  RDI support and public aid for young innovative enterprises!
•  National Research Fund provides research training grants to stimulate private-public partnerships!
•  Full range of personalised services to meet the needs of innovative start-ups!
European funding!
•  FinTech companies can participate in various European programs (Horizon 2020, EUREKA, Eurostars)!
•  Direct loans by the European Investment Bank (EIB) supporting the creation of innovative European start-ups!
!
Project funding!
•  Venture capital schemes, private investment funds and banks !
•  Medium- and long-term loans and equity stakes by a public bank, The National Credit and Investment Corporation
(SNCI)!
•  Networks promoting angel investing and early stage investments in Luxembourg!
!
Rewarding Intellectual property regime!
•  Attractive tax exemptions for IP revenues to encourage innovation and R&D!
!
! 8!
Financial incentives & access to funding!
Public incentives complement equity and bank financing!
Proportion of IT specialists!
•  Luxembourg has one of the highest proportions of IT specialists among its active population.!
!
Skilled multilingual and muticultural workforce!
•  44% of residents and 71% of the active population are foreigners!
University!
•  The University of Luxembourg is well connected to the business and to the society of Luxembourg.
With students originating from 100 countries, staff from 50 countries as well as 60 partner universities
around the globe, the University of Luxembourg is highly international!
!
Competitive cost of living for expatriates!
•  Luxembourg is very well positioned in Europe in the ranking of European cities measuring the most
expensive cities for expatriates, ranking 19th in the European rankings after Paris (12th) and
Brussels (14th) (ECA International)!
!
!
9!
Availability of skills and talent!
Located in the heart of Europe, Luxembourg provides access to skilled
international professionals!
Business services!
•  Companies can draw upon a wide range of business services, including major audit, accounting and consulting firms, as
well as leading law firms, IT suppliers and service providers!
Flexibility and openness to 'new business models‘ !
•  Public and regulatory authorities remain open to innovation and are aware of the business needs of the financial services
and ICT industry. The country is able to quickly adapt to disruptive business models such as FinTech !
R&D and Education !
•  Robust research institutions are available to the business community. The Centre de Recherche Public Henri Tudor
provides a wide variety of research services to the ICT, and other industries in Luxembourg. The Interdisciplinary Centre
for Security, Reliability and Trust (SnT) at the University of Luxembourg provides high-quality research in secure, reliable
and trustworthy ICT systems and services!
!
Incubators / Accelerators !
•  Several incubators / accelerators are available in the country to help start-ups grow their business!
10!
Business environment!
Luxembourg offers the right ecosystem to support new technology
innovations in the finance industry !
11!
Conclusion!
Luxembourg!
!
!
offers a stable and reliable business
environment, responsive authorities that are
open to innovation, a state-of the-art ICT
infrastructure and access to a leading
international financial centre…right in the heart
of Europe!
!
!
For more information:
www.luxembourgforfinance.com!
!
!
!
!
!
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유럽 핀테크 시장의 심장부, 룩셈부르크

  • 1. YOUR FINTECH HUB IN THE HEART OF EUROPE! LUXEMBOURG!
  • 2. 2! A leading international financial centre! •  Strategic location in the heart of Europe ! •  AAA-rated by the three major rating agencies! •  Number 1 financial centre in the Eurozone 
 (GFCI global ranking: #15)! •  2nd largest investment fund centre in the world, after the U.S.! •  Premier wealth management centre in the Eurozone! •  Europe’s leading centre for international bond listings! •  Europe’s number 1 centre for cross-border life insurance! The stable, efficient and business oriented government is the key to Luxembourg’s success.! ! Wang Hongzhang, Chairman of China Construction Bank!
  • 4. FinTech companies in Luxembourg can leverage the presence of a leading international financial centre:! •  Proximity to financial services clients! •  Availability of financial and technology talent! •  Continuous innovation in new products & services (incl. those requiring new technology)! •  First mover culture on new regulation! •  EU passport to distribute services and products throughout the European Union and its 500 million customers (ex. Payment Services Directive)! •  A specific regulatory framework for service providers delivering operational services to financial institutions! •  Proximity and business orientation of regulatory authorities! •  Strict regulatory authorities that are open-minded to innovation! ! ! 4! An attractive environment for FinTech companies! The Luxembourg financial centre!
  • 5. Sources! 5! The Luxembourg FinTech landscape! Serving all financial industry segments!
  • 6. 6! A state-of-the-art ICT infrastructure! •  Located in the center of the “Golden Loop”, with low latency networks to all major internet hubs of Europe: Amsterdam, Frankfurt, London and Paris •  Secure and redundant high-capacity fibre optic networks with very low latency rates •  LU-CIX, the Luxembourg open and neutral internet exchange at the crossroads of all European internet traffic routes •  National and international high-speed connections available from numerous renowned providers International connectivity!
  • 7. 7! A state-of-the-art ICT infrastructure! •  Luxembourg is hosting one of the best data centre parks in Europe, with 19 data centres in operation (large amount of Tier III and Tier IV datacentre space open) •  4 out of 10 Tier IV data centres are located in Luxembourg •  Significant government investment in infrastructure •  Broad network of operators offering a full range of data processing services at high levels of quality Availability of high-end data centres!
  • 8. Public incentives! •  General aid scheme for innovative companies via co-financing R&D activities! •  RDI support and public aid for young innovative enterprises! •  National Research Fund provides research training grants to stimulate private-public partnerships! •  Full range of personalised services to meet the needs of innovative start-ups! European funding! •  FinTech companies can participate in various European programs (Horizon 2020, EUREKA, Eurostars)! •  Direct loans by the European Investment Bank (EIB) supporting the creation of innovative European start-ups! ! Project funding! •  Venture capital schemes, private investment funds and banks ! •  Medium- and long-term loans and equity stakes by a public bank, The National Credit and Investment Corporation (SNCI)! •  Networks promoting angel investing and early stage investments in Luxembourg! ! Rewarding Intellectual property regime! •  Attractive tax exemptions for IP revenues to encourage innovation and R&D! ! ! 8! Financial incentives & access to funding! Public incentives complement equity and bank financing!
  • 9. Proportion of IT specialists! •  Luxembourg has one of the highest proportions of IT specialists among its active population.! ! Skilled multilingual and muticultural workforce! •  44% of residents and 71% of the active population are foreigners! University! •  The University of Luxembourg is well connected to the business and to the society of Luxembourg. With students originating from 100 countries, staff from 50 countries as well as 60 partner universities around the globe, the University of Luxembourg is highly international! ! Competitive cost of living for expatriates! •  Luxembourg is very well positioned in Europe in the ranking of European cities measuring the most expensive cities for expatriates, ranking 19th in the European rankings after Paris (12th) and Brussels (14th) (ECA International)! ! ! 9! Availability of skills and talent! Located in the heart of Europe, Luxembourg provides access to skilled international professionals!
  • 10. Business services! •  Companies can draw upon a wide range of business services, including major audit, accounting and consulting firms, as well as leading law firms, IT suppliers and service providers! Flexibility and openness to 'new business models‘ ! •  Public and regulatory authorities remain open to innovation and are aware of the business needs of the financial services and ICT industry. The country is able to quickly adapt to disruptive business models such as FinTech ! R&D and Education ! •  Robust research institutions are available to the business community. The Centre de Recherche Public Henri Tudor provides a wide variety of research services to the ICT, and other industries in Luxembourg. The Interdisciplinary Centre for Security, Reliability and Trust (SnT) at the University of Luxembourg provides high-quality research in secure, reliable and trustworthy ICT systems and services! ! Incubators / Accelerators ! •  Several incubators / accelerators are available in the country to help start-ups grow their business! 10! Business environment! Luxembourg offers the right ecosystem to support new technology innovations in the finance industry !
  • 11. 11! Conclusion! Luxembourg! ! ! offers a stable and reliable business environment, responsive authorities that are open to innovation, a state-of the-art ICT infrastructure and access to a leading international financial centre…right in the heart of Europe! ! ! For more information: www.luxembourgforfinance.com! ! ! ! ! !