ReUploard of Nashville pwrpt with nothing cut off

1. NASHVILLE, TENNESSEE Evelyn Chang & Steven Huang Per. 5

2. Total Income Occupation: Chemical Engineer Initial Income: $55,000 FICA: $4,207.50 State Income Tax: $3,300 Federal Income Tax: $7600 Post-Taxes Total: $39,892.50 Occupation: Biomedical Engineer Initial Income: $45,000 FICA: $3442.50 State Income Tax: $2,700 Federal Income Tax: $5100 Post-TaxesTotal: $33,757.50 Evelyn Steven

3. Savings (20% of Adjusted Income) $7,978 Annual Savings American Express High-Yield Savings Account $6,778 1.15% APY Bank of America Checking Account $1200 $6,752 Annual Savings American Express High-Yield Savings Account $5,552 1.15% APY Bank of America Checking Account $1200 Evelyn Steven

4. Housing 3868 Central Pike #100, Hermitage, TN 37076 One story apartment 2 bedrooms 2 bathrooms 1 car garage/ covered parking Appliances included (refrigerator, microwave, washer, dryer, etc.) Size: 1049 sq. ft 12- month leasing term THERE WE ARE!

5. Housing Costs Monthly Rent: $945 $11,340 annually $5670/person/year Security Deposit: $100 $50/person Renter's Insurance: $195/year $97.50/person/year

6. Income Remaining… Initial: $39,892.50 - $7978 Savings - $5670 Rent (annual) - $50 deposit - $97.50 Rent Ins. Remain: $26,097.00 Initial: $33,757.50 - $6,752 Savings - $5670 Rent (annual) - $50 deposit - $97.50 Rent Ins. Remain: $21,188.00 Evelyn Steven

7. Healthcare $1,608.96 annually $134.08/month/ person Plan includes: $5,000 Deductible - K19P 20% Coinsurance for in-network service $35 PCP/$50 Specialist Co-pay $8/$35/$60 Prescriptions Individual Coverage $1,260.48 annually $105.04/month/ person Plan includes: $5,000 Deductible - K19P 20% Coinsurance for in-network service $35 PCP/$50 Specialist Co-pay $8/$35/$60 Prescriptions Individual Coverage Evelyn Steven

8. Income Remaining… Initial: $26,097.00 - $1608.96 Insurance Remain: $24,488.04 Initial: $33,757.50 - $1,260.48 Insurance Remain: $19,927.52 Evelyn Steven

9. Transportation 2011 Smart fortwo Passion Coupe Price: $14, 690.00 Est. Monthly Payment: $234.00 Car Insurance: Esurance - $1233.48 annually State Registration Fee: $90.00 Gas prices per gallon in Nashville: $3.574/gallon MPG: 41 (hwy); 29 (hwy) Roughly estimated 5 gallon usage per week: $17.87/ week $929.24/ year

10. Income Remaining… Initial: $ 24,488.04 - $1404.00 Car - $1000 Down pay. - $616.74 Car Ins. - $45 Registration - $464.62 Gas Remain: $21,957.68 Initial: $19,927.52 - $1404.00 Car - $1000 Down pay. - $616.74 Car Ins. - $45 Registration - $464.62 Gas Remain: $16,397.16 Evelyn Steven

11. Utility Costs ElectricityAbout 572 kWh/month @ $0.06895/kWh/month $39.44/person/month Natural gas $10-13/month depending on season $11.50/person/month Water $20.19/person/month AT&T Phone, Internet, DirecTV $67.94 month ($33.97/person/month) TOTAL UTILITY COST PER PERSON PER MONTH: $105.10

12. Income Remaining… Initial: $21,957.68 - $1261.20 Utilities (annual) Remain: $20,696.48 Initial: $16,397.16 - $1,261.20 Utilities (annual) Remain: $15,135.96 Evelyn Steven

13. Living Costs (food & other necesities) Food: $100/week ($5200.00/year) TV (split cost): $724.50/person Household Supplies: $261.60/person Furniture (split cost): $2000/person TOTAL LIVING COST PER YEAR: $8186.10 Food: $120/week ($6240.00/year) TV (split cost): $724.50/person Household Supplies: $261.60/person Furniture (split cost): $2000/person TOTAL LIVING COST PER YEAR: $9226.10 Evelyn Steven

14. Income Remaining… Initial: $20,696.48 - $8,186.10 (Living Costs) Remain:$12,510.38 Initial: $15,135.96 - $9,226.10 (Living Costs) Remain:$5,909.86 Evelyn Steven

15. Extracurricular Activities Shopping - $2,500 Guitar $150 (cost of guitar) $1,200/yr (lessons) Netflix Subscription $4.00/month/person Time Magazine Sub. $15/yr/person Shopping - $1,000 Guitar $150 (cost of guitar) $1,200/yr (lessons) Netflix Subscription $4.00/month/person Time Magazine Sub. $15/yr/person Evelyn Steven

16. Extracurricular Activities (cont.) Evelyn Steven Video Games - $250 Surround Sound Audio $300/person Vacationing $4000 TOTAL: $8463.00 Video Games - $250 Surround Sound Audio $300/person Vacationing $2500 TOTAL: $5463.00 We will also attend the following annual events: the Nashville Film Festival, the Tomato Art Fest, the CMA Music Festival, the Tennessee State Fair. *CMA Music Festival has a $35 Admission Fee

17. FINAL Income Remaining… Initial: $12,510.38 - $8,463 (Activities) - $35 (Music Fest) Remain:$4,012.38 Initial: $5,909.86 - $5,463 (Activities) - $35 (Music Fest) Remain:$411.86 Evelyn Steven

18. Work Cited Advertisement. ForRent.com. N.p., n.d. Web. 8 June 2011. <http://www.forrent.com/‌apartment-community-profile/‌999911661.php>. Amazon.com. N.p., n.d. Web. 8 June 2011. <http://www.amazon.com>. American Express. American Express Company, n.d. Web. 8 June 2011. <https://home.americanexpress.com/‌home/‌axpi/>. “AT&T.” AT&T. AT&T Intellectual Property, n.d. Web. 8 June 2011. <http://www.att.com/‌#fbid=6tfQ9-NTOSC>. “Canyon Ridge Apartments.” Canyon Ridge. N.p., n.d. Web. 8 June 2011. <http://property.onesite.realpage.com/‌templates/‌template_concept04_hex_mr/‌default.asp?w=mrcanyonridge>. “Energy Consumption in Tennessee Homes.” Energy Efficiency and Renewable Energy. US Department of Energy, n.d. Web. 8 June 2011. <http://apps1.eere.energy.gov/‌states/‌residential.cfm/‌state=TN>. “Fuel Economy.” Energy Efficiency and Renewable Energy. U.S. Department of Energy, n.d. Web. 8 June 2011. <http://www.fueleconomy.gov/>. “Health Insurance in Tennessee.” BlueCross BlueShield of Tennessee. BlueCross BlueShield, n.d. Web. 8 June 2011. <http://www.bcbst.com/>.

19. Works Cited (cont.) “Home.” Bank of America. Bank of American Corporation, n.d. Web. 8 June 2011. <https://www.bankofamerica.com/>. “Nashville, Tennessee.” Wikipedia. N.p., n.d. Web. 8 June 2011. <http://en.wikipedia.org/‌wiki/‌Nashville>. “Official Site of the County Music Association.” CMA World. CMA, n.d. Web. 8 June 2011. <http://www.cmaworld.com/‌cma-music-festival/‌index>. Smart. Smart USA Distributor LLC, n.d. Web. 8 June 2011. <http://www.smartusa.com>. “Tennessee Gas Prices.” GasBuddy.com. N.p., 2011. Web. 8 June 2011. <http://www.tennesseegasprices.com/>. United States. Dept. of Agriculture. “U.S. Average, April 2011.” Official USDA Food Plans: Cost of Food at Home at Four Levels. N.p., n.d. Web. 8 June 2011. <http://www.cnpp.usda.gov/‌Publications/‌FoodPlans/‌2011/‌CostofFoodApr2011.pdf>. “Utilities.” Nashville Area Chamber of Commerce. N.p., n.d. Web. 8 June 2011. <http://www.nashvillechamber.com/‌Homepage/‌BusinessNashville/‌Research/‌Utilities.aspx>.