Financial Market Ppt Kakul Zaidi

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Presents what is investment, why invest, and where to invest?. Also, describes various investment schemes like mutual fund, stock, etc. along with their pros and cons.

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Financial Market Ppt Kakul Zaidi

  1. 1. KAKUL MASOOD ZAIDI ( ASSOCIATE MANAGER SALES ) DELHI GO7 FINANCIAL MARKET
  2. 2. AGENDA <ul><li>What is investment ? </li></ul><ul><li>Why invest ? </li></ul><ul><li>Where invest ? </li></ul><ul><li>An Introduction to Financial Market </li></ul><ul><li>Types of Financial Market </li></ul><ul><li>Conclusion </li></ul>
  3. 3. What is Investment ? <ul><ul><li>Money we earn is partly spent and rest saved for meeting future expenses. Instead of keeping the savings idle we like to use savings in order to get return on it in the future. This is called Investment. </li></ul></ul>
  4. 4. Why Invest ? <ul><li>Earn Return on idle resources </li></ul><ul><li>Generate sum of money for specified goal in life </li></ul><ul><li>Make provision for uncertain future </li></ul><ul><li>To meet the cost of inflation </li></ul>
  5. 5. An Introduction to Financial Market <ul><li>In economics, a financial market is a mechanism that allows people to easily buy & sell (trade) financial securities ( such as stocks & bonds ), commodities ( such as precious metals or agricultural goods ). </li></ul>
  6. 6. Types of Financial Market Financial Market Capital market Money Market Commodity Market Derivatives Market Insurance Market Foreign Exchange Market
  7. 7. Options for Retail Investor <ul><li>Equity </li></ul><ul><li>Debt </li></ul><ul><li>Mutual Funds </li></ul><ul><li>Fixed Deposits with Banks </li></ul><ul><li>Post office schemes </li></ul><ul><li>Gold </li></ul><ul><li>Real Estate </li></ul><ul><li>Insurance </li></ul>
  8. 8. Equity Shares <ul><ul><li>It commonly referred to as ordinary share represents the form of fractional ownership in a business venture. </li></ul></ul><ul><ul><li>Equity shareholders have the right to get dividends as declared. </li></ul></ul>
  9. 9. DEBT <ul><ul><li>This instrument represents contract whereby one party lend money to another on pre-determined terms with regards to rate and periodicity of interest, repayment of principle amount by the borrower to the lender. </li></ul></ul>
  10. 10. Classification of DEBT <ul><li>BONDS: Issued by Govt.(Central and State),Public Sector Organisation </li></ul><ul><li>DEBENTURES: Issued by Private Corporate Sector. </li></ul>
  11. 11. Mutual Fund <ul><li>A Mutual fund is a collective investment vehicle that pools together investor money. This collective pool of money is invested in accordance to stated objective. </li></ul><ul><li>Mutual Funds are : </li></ul><ul><li>A large pool of resources </li></ul><ul><li>Managed by professionals </li></ul><ul><li>Diversified investment for lower risk & better return </li></ul>
  12. 12. Fixed Deposits with Banks <ul><li>It allows an investor to deposit a lump sum of money for a fixed period ranging from a few weeks to a few year and earn a pre-determined rate of interest. </li></ul><ul><li>Guaranteed Returns depends upon term. </li></ul><ul><li>Safe and Secured Investments </li></ul>
  13. 13. Post Office Schemes <ul><li>Offered by Govt. of India </li></ul><ul><li>Safe, secure and risk-free Investment </li></ul><ul><li>No Tax deduction at source (TDS)‏ </li></ul><ul><li>Transferable to any post office in India </li></ul><ul><li>Attractive Rate of Interest </li></ul><ul><li>Post office monthly income scheme </li></ul><ul><li>Kisan Vikas Patra </li></ul><ul><li>National Savings certificate </li></ul><ul><li>Public Provident Fund </li></ul>
  14. 14. GOLD <ul><li>Physical Gold in the form of bars and coins </li></ul><ul><li>Gold accounts in banks where units in the gold a/c in the banks are backed up by physical gold held in the bank and bank gives assurance that the investor can convert the gold back to cash anytime. </li></ul>
  15. 15. Real Estate Investment <ul><li>Financial instrument that invests primarily in the real estate such as offices, apartments, shopping centres, hotels etc. </li></ul><ul><li>Tend to pay high returns( often as high as 10%)‏ </li></ul><ul><li>Attractive investment opportunity when the stock market is falling. </li></ul>
  16. 16. Insurance <ul><li>A promise of compensation for specific potential future losses in exchange for a periodic payment. Now it is considered as a investment tool also: </li></ul><ul><li>ULIPs </li></ul><ul><li>Traditional Plans </li></ul>
  17. 17. Conclusion <ul><ul><li>Investors looks at superior returns and measured risk therefore he has to select a dynamically balanced asset allocation mix consisting of the different investment options available in the Financial Market. </li></ul></ul>
  18. 18. <ul><li>THANK YOU </li></ul>

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