Click - “Commissioned us to be Stewards” appears. Geneses 1:26, 28 When God completed this wonderful creation, God did a most amazing thing. God commissioned us to be co-creators, to work beside God to fulfill God’s purpose. When we accept this responsibility and use all that we have and all that we are for the fulfillment of the purpose of God. We are stewards God has entrusted to us the dignity and responsibility of being stewards of the resources and creatures of this planet. When we shape, refine and creatively utilize the minerals, plants and animals that God has placed at our disposal, we are accountable for the results. Genesis 1:28-30 contains God’s stewardship mandate for the newly created man and woman, whom he had formed in his own image:
Click - “We express stewardship in many ways” “Money is…” appears. We express stewardship in many ways. When we join the church we promise to support the church with our prayers, presence, gifts and service. We know there are many dimensions of stewardship and we believe all of them are important. Today we will focus our attention on financial stewardship. We do this because money, wealth and material possessions rank high in the value structure of our society. Perhaps at the top of it. Money is a primary measure of value and worth in our society. Click - “Financial stewardship needs to be addressed openly and sincerely” appears Failing to address financial stewardship ignores the illness and withholds the good news that delivers people from enslavement to greed and materialism. We believe financial stewardship needs to be dealt with openly and sincerely.
Click - “Change the way we think about stewardship” appears. Stop thinking it’s not Christian to talk about money. Start talking about money like Jesus does. The Gospels record about three dozen parables of Jesus, most of which are about the kingdom. Approximately one-third are on the subject of money or possessions. When Jesus says, “Strive first for the kingdom of God,” much of the time he is talking about money. We need to talk about money like Jesus: frequently, directly and as an important dimension of a disciple’s relationship to God.
Click - “Change the way we think about stewardship” appears. Stop thinking we are poor. Start thinking God will give us what we need to do what God wants done . We often focus on what we do not have. We always seem to want more. We never seem to have enough. The truth is, God is richly blessing us. God has given us much and God promises to give us more. Jesus says when we exercise a giving lifestyle, we will receive “good measure, pressed down, shaken together, running over…” (Luke 6:38)
Click - “Change the way we think about stewardship” appears. Stop thinking people don’t want to give. Start thinking people will give generously when given the opportunity . We are made in God’s image and since God is a giving God, there is deep in our hearts a desire to give and a need to give. This is evident in the generous response of people to the needs of others at the time of disasters, when they are presented with a way to help. When we present people with the opportunity to give, we also open the way for them to know the joy and fulfillment that comes with giving.
Click - “Change the way we think about stewardship ” appears. Stop thinking like a fundraiser. Start thinking like a steward . Giving motivated by fund raising techniques may generate significant funds but is a short term approach focusing on needs, projects and budgets. Fund raising has its time and place. Fund raising appeals to our heart. Stewardship changes our heart. Giving motivated by a sense of stewardship spills over from need to need, project to project and budget to budget.
T ransfer ownership back to God. Col. 1:16-17, 1 Chron. 29:11-12 H umbly adjust your lifestyle to live below your means. .Prov. 21:30; Deut. 25: 13-15; James 4: 4-8 A void growing indebtedness & surety. Prov. 22:7, 26-27; Deut. 28: 15, 43, 44; Ezek. 28:17-18; Prov. 6:1-3 N avigate away from financial temptations. Psalms 119: 36-37; Gen. 3:6-7; Josh. 7:20-21; Titus 2:12; Rom. 13:140 K now your financial status and goals. Prov. 21:5, 27: 23-24; Isaiah 38:1 S hare with people in need. Isaiah 58:6-8; Prov. 22:9; 2 Cor.9:9 G ive to God first as your highest financial priority. Psalm 67:7; Deut. 14:22-23; 2 Cor. 8:7; Mal. 3:8-10 I nvest for eternity. Hebrews 11:8, 10; 1 Tim. 6:17-19; Isaiah 33:6 V iew every need & desire as a chance to trust God. Prov. 8:18; 13:22, 24:3-4, 30:7-9; Eccl.2:26; Mt .6:11; Ps.34:10 I nvest time in your schedule to manage your money. Isaiah 32:8; Prov. 13:6,14: 22-23, 24:3; N ever be financially dishonest. Prov. 10:2; 13:11, 20:17, Ex.18:11, Rom.13:7, Jer.17:11, Eph. 4:28 Gain biblical understanding. Psalm 1:1-3, 19:7-11, 119:11, Joshua 1:8, 2 Chron. 26:5, 2 Tim.3-16
A Synopsis of Biblical Management
A Synopsis of Biblical Management A Lecture delivered by William C. Bolivar, CPA at the Annual Assembly of the Eastern Mindanao Baptist Churches of the Convention of the Philippine Baptist Churches, Inc ( Leling Beach Resort Multi-purpose Hall, Hagonoy, Digos City, Davao Del Sur, April 18-20, 2011)
Biblical Management is the process of accomplishing God's purposes and plans through proper use of human, material, and spiritual resources. It is evaluated by whether or not these plans and purposes are accomplished. (Stewardship)
Fundamental Principle of Stewardship We own nothing. God owns everything.
Theological Basis of Stewardship <ul><li>Man is to honor and glorify God by being a trustee (steward, manager) in the world. </li></ul>God awaits man’s voluntary response to His love.
In the beginning GOD . . . Genesis 1:1 <ul><li>Created </li></ul><ul><li>Commissioned us to be Stewards </li></ul>Genesis 1:26, 28
Genesis 1: 26, 28 Then God said, “ Let us make man in our image, in our likeness , and let them rule over the fish of the sea and the birds of the air, over the livestock, over all the earth, and over all the creatures that move along the ground.” God blessed them and said to them, “ Be fruitful and increase in number; fill the earth and subdue it. Rule over the fish of the sea and the birds of the air and over every living creature that moves on the ground.” God’s Stewardship Mandate to Man
God’s Image : Made for Stewardship Made for Relationship “ Rule over; subdue; dominion; authority” Not to exploit, destroy, control, overpower <ul><li>But it is to exercising care, </li></ul><ul><li>in-charge of the well-being </li></ul><ul><li>Care-taker, trustee, steward </li></ul><ul><li>Manage </li></ul><ul><li>Multiply, Fruitful </li></ul>
Stewardship is a way of life... It is a comprehensive concept – recognizing that we respond to God's generosity, not because we have to, but because God's own goodness draws us to respond. Stewardship is a lifestyle God has called us to.
Biblical Stewardship: Christianity’s Silent Subject Seminaries don’t teach it. Pastors don’t speak it. Churches don’t program it. Ministry leaders don’t understand it. Christians don’t practice it.
Breaking the Silence <ul><li>Aim for transformed lives, not institutional survival. </li></ul><ul><li>God’s goal is always transformed lives – men & women, boys & girls, </li></ul><ul><li>transformed by the truth and power of God’s Word. True biblical stewardship </li></ul><ul><li>is Lordship teaching at the highest level; bringing every aspect of a person’s </li></ul><ul><li>life under the Lordship of Christ. </li></ul><ul><li>Encourage God’s people to personally read & study God’s Word. </li></ul><ul><li>The less frequently someone reads the Bible, the less likely they are to be </li></ul><ul><li>faithful givers at church. The more an individual learns God’s perspective </li></ul><ul><li>on life - & finances, giving, material possessions, etc.- the more likely he or </li></ul><ul><li>she is to have a heart for giving to God’s work. </li></ul><ul><li>Realize that Giving is a barometer of someone’s spiritual life. </li></ul><ul><li>“ Every person’s checkbook is a theological document.” (Billy Graham). </li></ul><ul><li>Seriousness on stewardship is the primary indicator of a Christian trust or </li></ul><ul><li>faith in God </li></ul><ul><li>. </li></ul>
<ul><li>Provide Spiritual Vision/Written Blueprint of the Ministry. In Scripture, resources always follow a clear God-given vision and plan. In Nehemiah’s day, when the king asked him “what he needed” , Nehemiah gave him a detailed answer and the needed resources were given from the king’s resources. </li></ul><ul><li>Connect people’s giving to the ministry of the Church. Where does the money go? Just for salaries, electric bills, water bills, repairs & maintenance, . . .? Are there allocations for nurturing, education, evangelism, & discipleship? </li></ul>Breaking the Silence
Six Reasons For Not Giving <ul><li>Ignorance of New Testament teaching </li></ul><ul><li>Lost vision of the Church’s Purpose </li></ul><ul><li>Lack of support for the ministry of the Church </li></ul><ul><li>Too much personal and family debt </li></ul><ul><li>Lost confidence in the Church’s money management practices </li></ul><ul><li>Poor models of Pastors/Church leadership </li></ul>
The Stewardship Parables of Jesus <ul><li>The Parable of the Shrewd Manager (Luke 16: 1-13) </li></ul><ul><li>Shows that each person should carefully invest his financial assets, gifts, </li></ul><ul><li>and opportunities to impact people for eternity, thereby making </li></ul><ul><li>preparations for his own eternal future. </li></ul><ul><li>The Parable of the Talents (Matthew 25: 14-30) </li></ul><ul><li>Shows that we’re each entrusted by God with different financial assets, </li></ul><ul><li>gifts, & opportunities, and each will be held accountable to God for how </li></ul><ul><li>he’s invested them in this life. We’re to prepare for the master’s return by </li></ul><ul><li>enhancing the growth of his kingdom through wisely investing his assets. </li></ul><ul><li>The Parable of the Ten Minas (Luke 19: 11-27) </li></ul><ul><li>Shows that those with comparable gifts, assets and opportunities will be </li></ul><ul><li>judged according to their faithfulness and industriousness in investing them </li></ul><ul><li>in God’s kingdom, and consequently will receive varying positions of </li></ul><ul><li>authority in heaven. </li></ul>
Lessons Concerning the Master His ownership. The Master is the true owner of all assets. The possessions, the money—even the servant himself—all belong to him. He has the right to do with everything as he wishes. His power. The Master’s will is authoritative, his decisions determinative. Behind his words there is ultimate power. His trust. He has delegated to his servants significant financial assets and authority over his money and possessions. This indicates a level of trust in their ability to manage them. It also shows a willingness to take the risk of delegating responsibilities to people who may fail. His expectations. The Master has specific expectations of his stewards. They’re not easy, but they’re fair. He has every right to expect his stewards to do what he’s told them.
Lessons Concerning the Master His absence. The Master is gone for a season. Because he’s not physically present, there’s a long-distance relationship and, consequently delayed accountability. It’s a test of each servant to see if he maintains the Master’s standards even though he isn’t there to give immediate reward or correction. His return. The Master will come back. It may be sooner, it may be later, but he could return at any time, likely when unexpected His generosity. Although he has the right to expect the servant to do what he commanded without offering reward, the Master graciously promises reward and promotion to the steward who’s been faithful. His strictness. The Master’s instructions were reasonable and he’s not one to accept excuses. The servants know of his high standards and should not presume upon his grace by being lazy and disobedient. He takes away what reward he would have given the servant who was unfaithful, and disciplines him for his poor stewardship.
Lessons Concerning the Stewards His stewardship The servant should be acutely aware that he is not the owner, not the Master, but only the caretaker or money-manager. It’s his job to take the assets entrusted (not given) to him and use them wisely to care for and expand his Master’s estate. If the servant does not fully grasp the implications of his Master’s ownership, it renders impossible the proper exercise of his stewardship. His accountability Because he’s not the owner of these assets, he is accountable for them to his owner. He will stand before his Master one day and must be able to adequately explain why he invested them as he did. His faithfulness The servant seeks to be trustworthy, to handle his Master’s estate in a way that would please him. He does this until his Master returns or until he himself dies, no matter how many years this may be. Stewardship is his life’s calling. Resignation isn’t an option. His industriousness The servant must work hard, do well and not slack off .
Lessons Concerning the Stewards His wisdom in investing . Since he’s managing his Master’s assets, the servant must choose his investments carefully. He cannot afford either to take undue risks or let his capital erode through idleness. His goal isn’t merely to conserve resources but to multiply them. He must be intelligent, resourceful, and a strategic thinker regarding the best long-term investments. His readiness for his Master’s return . A man once went to visit the caretaker of a large estate. The owner had visited his estate only twice in the past twenty-five years. Noticing the caretaker meticulously performed every chore, the visitor asked him, “When do you expect the estate-owner to return?” The caretaker’s reply was, “Today, of course.” His fear of his Master . The steward knows his Master is just. His instructions were explicit, and his expectations high. If he works wisely the steward knows he will fare well. His Master’s generosity indicates he will be handsomely rewarded. But he also knows that if he’s unfaithful he will surely feel his Master’s wrath. This healthy fear motivates him to good stewardship.
Lessons Concerning the Stewards His individual standing before his Master . The Master has a keen eye. The servant’s efforts will not be muddled by the incompetence of others. His Master may deal with other servants however he wishes. He himself must do his job and be prepared to give an account to one from whom nothing can be hidden (Heb.4:13). His single-mindedness in service. The wise steward’s life revolves around his service for his Master. All side interests are brought into orbit around his on consuming purpose in life— to serve his master well.
Management Activity <ul><li>God entrusts each of us with financial ability in varying proportions </li></ul><ul><li>God’s ownership of all things allows Him the right to demand accountability from us </li></ul><ul><li>God expects us to cultivate and multiply that which He has given us to manage. </li></ul><ul><li>Good financial stewardship offers glory and thanksgiving to God. </li></ul>Exodus 25:1-2; 35:4-5,21; 36:5-7;Proverbs 11:24-25; Matthew 6:19-34; 19:21; Luke 12:33; 1Timothy 6:6-10,17-19
Priority Activity <ul><li>Our giving should be thought out, planned, and prayed for in advance. </li></ul><ul><li>Our giving should be representative of voluntary “purposeful” gratitude to our Lord. </li></ul><ul><li>Our giving should not be casual, impulsive or under pressure, coercion, or guilt. </li></ul>First fruits - Exodus 23:16,19; Leviticus 2:12; 23:10; Proverbs 3:9-10; 1 Corinthians 16:2)
Sacrificial Activity <ul><li>God measures our giving not just by what we give, but by what we keep for ourselves. </li></ul><ul><li>God measures our giving in relation to the amount of sacrifice rather than just the contribution. </li></ul><ul><li>Christ sacrificed His life because of His love for us; therefore, we desire to give sacrificially in return. </li></ul>Deuteronomy 12:6; 16:10,17; Mark 12:41-44; Luke 19:1-10; 2 Corinthians 8:3
Proportionate Activity <ul><li>God wants our giving to be proportionate to our prosperity </li></ul><ul><li>God wants us to grow in our giving just as we grow in faith, love, and knowledge of the Word and prayer. </li></ul><ul><li>To limit our giving to a specific percentage over our lifetime would be like limiting our prayer ministry, Bible study, faith, or love to an unchangeable amount. </li></ul>Proverbs 3:9-10, 11:24-25; 1 Corinthians 16:1-9; 2 Corinthians 8:7; 9:6-15; Mark 12:41-44; Luke 21:1-4)
Systematic Activity <ul><li>God wants our financial contributions to be given with consistency (regular and systematic). </li></ul><ul><li>God promises blessing for a diligent and faithful stewardship ministry. The ministry of giving has its own specific rewards. </li></ul>1 Corinthians 16:1-9; 2 Corinthians 8:10-9:5
Worship Activity <ul><li>Giving is an act of spiritual sacrifice as praise, prayer, or song. </li></ul><ul><li>Giving must first begin by giving ourselves to the Lord and then monetary financial stewardship will be a natural consequence. </li></ul><ul><li>Giving is a spiritual sacrifice and produces eternal rewards. </li></ul>Genesis 4:2-5; 1 Chronicles 29:9,16; 2 Corinthians 8:1-9,15; Philippians 4:14-19; Hebrews 13:16
Stewardship for the 21 st Century <ul><li>There is a crisis in Christianity today. Many churches are struggling to reach their financial goals and fund their visions; worst still vision is lost. </li></ul><ul><li>Biblical stewardship touches every areas of our lives. </li></ul><ul><li>The breadth and depth of stewardship lead us to appeal to one another to discover lives of meaning and purpose. </li></ul><ul><li>Stewardship is about money, </li></ul>But it is not only about money!
We express stewardship in many ways <ul><li>Money is a primary measure of value and worth in our society </li></ul><ul><li>Financial stewardship needs to be addressed openly and sincerely </li></ul>
6 Ways to Change Our Thinking about Stewardship
Change the way we think about stewardship <ul><li>Stop thinking it is not Christian to talk about money </li></ul><ul><li>Start talking about money like Jesus does </li></ul>#1 of 6
Biblical Financial Principles in Jesus’ Teachings: ● Investment (Matt. 13:44-45). ● Saving (Matt. 13:52). ● Indebtedness (Matt. 18:23-35). ● Hiring procedures, wage structures (Matt. 20:1-16). ● Leasing property (Matt. 21:33-46; Mark 12:1-12; Luke 20:9-19). ● Capital, banking , interest (Matt. 25:14-30; Luke 19:11-27). ● Money lenders, interest , debt cancellation (Luke 7:41-43). ● Building barns , storing grain ( Luke 12:16-21). ● Planning, building construction , cost analysis (Luke 14:28-30). ● Finding lost money (Luke 15:8-10). ● Wealth , estate , spending , change of heart (Luke15:11-32). ● Bad financial management (Luke 16:1- 12). ● Rich man. poor beggar (Luke 16:19-31). ● Fasting and tithing, dishonesty, greed ( Luke 18:9-14). ● Grain-ripened field, harvesting (John 4:34-38). 2
Change the way we think about stewardship <ul><li>Stop thinking we are poor </li></ul><ul><li>Start thinking God will give us what we need to do what God wants done </li></ul>#2 of 6
Change the way we think about stewardship <ul><li>Stop thinking people don’t want to give </li></ul><ul><li>Start thinking people will give generously when given the opportunity </li></ul>#3 of 6
Change the way we think about stewardship <ul><li>Stop thinking like a supporter, fundraiser </li></ul><ul><li>Start thinking like a Steward </li></ul>#4 of 6
Change the way we think about stewardship <ul><li>Stop focusing on the tithe, the 10% God asks from us </li></ul><ul><li>Start focusing on the 90% God gives us for our use </li></ul>#5 of 6
Why Should The Christian Tithe? <ul><li>The Old Testament Teaches it! </li></ul>The New Testament Expands it! The Need for Ministries Requires it! Page 5
My Personal Equation: I – (T + S) = EA Income xxxx Less: Tithe/Giving (xxx) Saving (xxx) Expense Allocation xxx 1,000.00 (200.00) (100.00) 700.00
Should we tithe on the “ GROSS” or “NET”? WHERE DO YOU WANT TO BE BLESSED, GROSS or NET?
Change the way we think about stewardship <ul><li>Stop thinking about what we cannot do </li></ul><ul><li>Start thinking about </li></ul><ul><li>What we can do </li></ul>Do what we can! #6 of 6
T ransfer ownership back to God. H umbly adjust your lifestyle to live below your means. A void growing indebtedness & surety N avigate away from financial temptations. K now your financial status and goals S hare with people in need G ive to God first as your highest financial priority. I nvest for eternity V iew every need & desire as a chance to trust God. I nvest time in your schedule to manage your money. N ever be financially dishonest. G ain biblical understanding THANKSGIVING of STEWARDSHIP
THE ICEBERG <ul><li>HOW MUCH DO YOU SEE OF AN ICEBERG? </li></ul>
THE ICEBERG ONLY 10% OF ANY ICEBERG IS VISIBLE. THE REMAINING 90% IS BELOW SEA LEVEL. “ ice mountain” Large iceberg – 675 ft. or more
THE ICEBERG SEA LEVEL 10 % 90 % VISIBLE ABOVE SEA LEVEL INVISIBLE BELOW SEA LEVEL “ Tip of the Iceberg”
THE ICEBERG SEA LEVEL Tithes/Giving Attitudes BELIEFS, ETHICS, FAITH, JUDGMENTS MOTIVES, STANDARDS, VALUES KNOWN TO OTHERS UNKNOWN TO OTHERS IMPACT
Giving to the church is a matter of the heart; it’s a spiritual issue. But giving does not merely consist of tithes and offerings. The whole Christian life is a matter of giving.
Stewardship is everything you do after you say “yes” to Jesus Christ.
God will prosper us, not to raise our standard of living, but our standard of giving. Where giving grows, Miracles blossom.
I fail or succeed in my stewardship of life in proportion to how convinced I am that life belongs to God. Pearl Bartel
The Good Steward is . . . <ul><li>God-centered, </li></ul><ul><li>Grace-transformed, </li></ul><ul><li>Christ-intoxicated, </li></ul><ul><li>Church-anchored </li></ul><ul><li>Word-ordered, </li></ul><ul><li>and Mission-focused </li></ul><ul><li>as he uses everything that God has given him. </li></ul>