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Borrow From People, not banks
Borrow From People, not banks
Borrow From People, not banks
Borrow From People, not banks
Borrow From People, not banks
Borrow From People, not banks
Borrow From People, not banks
Borrow From People, not banks
Borrow From People, not banks
Borrow From People, not banks
Borrow From People, not banks
Borrow From People, not banks
Borrow From People, not banks
Borrow From People, not banks
Borrow From People, not banks
Borrow From People, not banks
Borrow From People, not banks
Borrow From People, not banks
Borrow From People, not banks
Borrow From People, not banks
Borrow From People, not banks
Borrow From People, not banks
Borrow From People, not banks
Borrow From People, not banks
Borrow From People, not banks
Borrow From People, not banks
Borrow From People, not banks
Borrow From People, not banks
Borrow From People, not banks
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Borrow From People, not banks

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connecting private lenders with business borrowers

connecting private lenders with business borrowers

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  • 1. Connecting private lenders with business borrowers
  • 2. Online Network of Lenders
    • Businesses cannot get money
    • High net worth individuals don’t know where to put it
    • So…
  • 3. Borrow from people, not banks
    • Match with trading businesses
    • Companies can support their loans
    • You decide the interest rate
  • 4. The rules of lending… Criteria
  • 5. Identity
  • 6. Serviceability
  • 7. What the banks are (not) doing
  • 8. Hoarding Cash
    • £37 billion in handouts from the taxpayer
    • Repair balance sheet
    • minimum liquidity
  • 9. Suffering Sectors
  • 10. Suffering Services
  • 11. Other Options for Borrowing
  • 12. Grants
  • 13. Venture Capital
  • 14. Business Angels Deliver £800 million a year to small businesses
  • 15. Why do Angels Invest? Want to put something back… Tax breaks
  • 16. Private lenders v Investors
    • Startup failure rate
    • No need to be involved in the company
    • Income stream from day one
  • 17. Trading business Trading businesses… … that can support a loan
  • 18.
    • Working capital need
    • No need to give up equity
    • Superior rate for the lender
    • Keep at arm’s length
  • 19.
    • Licensed credit broker
    • Work with business angels
    • Carnage in the broking community
    • Opportunities for high net worth lenders
    Who are we?
  • 20. Benefits
  • 21. Top-up funding
    • … if the bank loan isn’t enough
  • 22. Down to Business
    • Qualify lenders
    • Qualify borrowers
    • Optimise proposals
    • Match lenders with borrowers
    • We want lenders to return
  • 23. Business Plan – 4Ms The market
  • 24. The Model
  • 25. The Management
  • 26. The Money “ conservative sales estimates”
  • 27.  
  • 28.  
  • 29. Borrow from people not banks William Flatau +44 7973 263234 [email_address] http:// firstfunding.org

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