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  • manila

Chinatrust Slide Presentation2 Chinatrust Slide Presentation2 Document Transcript

  • NEED CASH FAST?
    GetChinatrust Salary Stretch,the all-purpose, no-collateral personal loan that comes with flexible terms of 12, 18, 24, and 36 months, at very competitive rates. This is offered to salaried individuals and professionals who are regular employees of their respective companies.
  • WELCOME TO
  • WHO ARE QUALIFIED
  • Gross monthly income requirement
    15,000 Php
    if working within Metro Manila, Rizal and Cavite
    10,000 Php
    if working within Laguna, Pampanga, Bataan, Batangas,Subic,Olongapo,Tarlac,Cebu and Davao
    INCLUDES:
    Basic Pay
    Regular Allowances
    Transportation
    Food Allowance
    COLA, PERA, Production Pay
    ALSO INCLUDES :
    Bonuses
    Overtime Pay
    Overtime Related Allowances
    ( Provide 3 Months Pay slip)
  • i
  • NEGATIVE JOBS :
    • OFW
    • Gaming Industry,Casinos
    • Law firm employees
    • Legal/ Judiciary Staff
    • Politicians
    • Construction / Mining Companies
    • Military, Police, Armed Forces Officials
    • Media Personalities and Entertainers
    • Travel Agencies
    • Garment Industries
    • Public School Teachers
    • Government Employees
  • DOCUMENTARY REQUIREMENTS FOR EMPLOYED
    • Accomplished Chinatrust Application Form
    • Photocopy of Company ID (front and back with 3 specimen signatures)
    • One (1) month latest pay slip
    • ITR 2316 with complete employee & employer signatures (ITR waived for TOP 2000 corporation employees)
    • Certificate of Employment 60/30 days (for call centers / BPO and selected Companies only)
    • Other requirements are optional or maybe requested.
  • CERTIFICATE OF EMPLOYMENT REQUIRED AS OF MAY 2009
    ABS-CBN
    ACCENTURE (30 DAYS VALIDITY PAYSLIP AND COE)
    AIG
    ALL CALL CENTERS
    ALL EMBASSY
    AMKOR TECHNOLOGY
    AMWAY
    ARELLANO UNIVERSITY(need authorizaton letter)
    Asian development bank (ADB)
    ASTEC
    ATENEO
    CEU
    CHINESE GENERAL HOSPITAL
    CITIBANK NA
    CITIBANK SAVING
    CITIFINANCIAL
    COCA COLA FAR EAST LTD
    COLGATE-PALMOLIVE
    DELA SALLE UNIVERSITY (All Branches)
    DUTY FREE
    FINANCIAL TIMES
    GLOBE
    GMA
    GREEN CROSS INCORPORATED
    HEWLETT PACKARD
    HITACHI GLOBAL STORAGE
    HONDA CARS PHILS- LAGUNA
    HSBC – Company Policy
    IBC 13
    IBM AND ALL SUBSIDIARIES
    INTEL
    INTER PHIL LAB
    KIMBERLY CLARK
    KRAFT PHILS
    LANDBANK OF THE PHILIPPINES
    LAWSON PSSC INC.
    LYCEUM
    MERCURY DRUG
    MITSUBISHI
    MONDE-NISSIN
    NAMRIA
  • CERTIFICATE OF EMPLOYMENT REQUIRED AS OF MAY 2009
    NESTLE PHILIPPINES
    NXP SEMI CONDUCTOR PHILIPPINES
    ORACLE PHILS INC. – Company Policy
    Our Lady of Lourdes
    PagIbig Fund
    Pfizer
    PGH
    PHIL. HEALTH INSURANCE
    PHILIPPINE PIZZA INC. (Pizza Hut)
    Philtec
    PLATINUM PLANS
    PLDT
    PRUDENTIAL GUARANTEE LIFE
    ROHM ( all affiliates)
    SCANASIA OVERSEAS INC.
    SM and all subsidiaries
    SMART
    SSS
    SHELL SHARED SERVICES
    TOLLWAYS MANAGEMENT
    UCPB GENERAL INSURANCE
    UNILAB
    UNILEVER
    UNIVERSITY OF THE PHILIPPINES ( Company Policy)
    YAKULT MARKETING CORPORATION –fabricated payslip
    YAZAKI TORRES MANUFACTURING INC.
    RUSTAN MARKETINGS and all affiliates
    NATIONAL KIDNEY INSTITUTE
    ACP TEST CO INC- 1277
    BEBE CALIFORNIE IND. INC 2032
    CITY AND LAND DEVT CORP
    COAST MANILA BAY INC- 584
    DIGITEL MOBILE PHILS INC
    EMERSON ELCTRIC ASIA LTD
    FAR EASTERN UNIVERSITY
    GO FLUENT PHILS
    INTEGRATED MICROELECTRONICS INC
    MARIST COLLEGE INC
    MEGA PUBLISHING GROUP
    NEW ERA UNIVERSITY
    PHIL AXA LIFE
    PHILIPPINE CHILDRENS MEDICAL CENTER
    SAFEWAY PHILTEC INC
    SAN BEDA COLLEGE
    ST. SCHOLASTICAS COLLEGE WESTGROVE
    STORES SPECIALIST INC
    TREND MICRO INC
    TUMMY BLISS INC
  • As low as
    1.39%
    Monthly
    INTEREST RATE
  • Note:  These are indicative figures.  Actual amount may vary.
  • SAMPLE COMPUTATIONS
    Basic Salary : P15,000
    Less Deductions
    (income tax,sss,etch..): P 4,000
    Net take Home Pay : P11,000
    I/I Ratio : x20%
    _______
    P 2,200
    Maximum Loanable Amount :
    P50,000 for 36 months
  • MISCELLANEOUS FEE
    ( Deducted from Loan proceeds)
    Approved Loans Above P250,000 will be subject to Documentary Stamp
    • Documentary Stamp = P1.00 / P200.00
  • IMPORTANT!!!
    Only completely filled out application form and with complete documents are accepted and processed
  • STEP BY STEP
    PROCEDURE
    OF APPLICATION
  • STEP
    1
    Completely filled out the APPLICATION FORM
    ( The form can get from Agent, or through photocopy,download and print)
  • Please make sure that the following fields are not left blanks:
    • Complete Home Address/ Office Address
    • Length Of Stay In Home Address
    • Designation
    • Length Of Stay In Present Or Previous Employer
    • Character References
    • Educational Attainment
    • No. Of Dependents
    • Credit Card (If Any) With Credit Limit
  • STEP
    2
    EMAIL your application form together with other requirements such as Company ID, ITR, COE(if required) and payslip @
    weng_geraldez@yahoo.com
    Or
    FAX @ (02) 9613162
    or send via express mail
    ROWENA GERALDEZ
    No. 440 Malaria 1 Tala Caloocan City
  • STEP
    3
    AS SOON AS I RECEIVED ALL DOCUMENTS
    APPLICATION WILL BE PROCESS
  • PROCESSING TIME….
    CUT OFF TIME :
    10:00 AM
    If application received before 10:00 A.M. During banking days
    It will considered as DAY 1
  • PROCESSING TIME….
    TOP 7000 COMPANIES
    48 HOURS RESULT RELEASED
    NON TOP 7000
    4 DAYS RESULT RELEASED
  • STEP
    4
    AS SOON AS THE APPLICATION ARE APPROVED
    YOU WILL NOTIFY BY CHINATRUST THROUGH YOUR CONTACT NUMBERS OR ADDRESS
  • STEP
    5
    RELEASED OF LOAN PROCEEDS
    • Client must personally must personally go to the Personal Loans Center to sign Promisory Note & Disclosure Statement
    .
    • Client submit Post dated Checks
    ( If client has no Checking Account,Chinatrust allows the approved client to open a current Account under Chinatrust (Opening and maintaining balance is waived for Chinatrust Account.
    • CLIENT WILL CHOOSE FROM THESE OPTIONS:
    • Cash card (for Loans below 200,000 Php)
    • Credit to their Account (with Chinatrust or any other bank)
    • Managers’s Check
  • RELEASED OF LOAN PROCEEDS
    • PERSONAL LOANS CENTER :
    11/F Lepanto Building, Paseo de Roxas Makati City
    • BANKING HOURS:
    9: 00 AM – 7:00 PM (Weekdays)
    9:00 AM – 5:00 PM (Saturday)
  • RELEASED OF LOAN PROCEEDS
    • PERSONAL LOANS CENTER :
    (FOR PROVINCIAL CLIENT)
    • PAMPANGA: 2ND/F JEV BLDG, Mac arthur Highway Balibago, Angeles City
    • CEBU: No 79 Tokyu Bldg, Magallanes St. Cebu City
    • DAVAO : G/F Brightstone Bldg, monteverde Ave, corGempasawst. Davao city
    • BANKING HOURS:
    Weekdays: 9:00 AM – 6:00PM
  • EXISTING PROMO!!!
    12 weeks of CHRISTMASAll prospective clients (EMPLOYEE) availing a minimum loan amount of 50,000 up @ 24 or 36 mos. term will have a chance to win a brand new HP MINI LAPTOP, SCOOTER, SAMSUNG 32” LCD TV, NOKIA N86 CELLPHONE every week  for 12 weeks. 
  • This loan Program is also open to the following:
    (TEST PROGRAM ONLY)
    SELF EMPLOYED
    (Open to all Sole –Proprietors who are within existing coverage area nationwide)
    PROFESSIONALS
    (DOCTORS, NURSES, ENGINEERS, ARCHITECTS, ACCOUNTANTS, DESIGNERS, REALTORS, DENTIST
    CORPORATION
    ( PART OWNER/FAMILY OWNED BUSINESS)
  • F
    FOR
    SELF EMPLOYED
    LOAN AMOUNT
    Minimum of P20,000
    Maximum of P300,000
    QUALIFICATIONS
    DOCUMENT
    REQUIREMENTS
    • It is open to all sole-proprietor who are within our existing coverage area nationwide
    • Age must be 25 to 60 years old ( upon maturity of loan)
    • Business must be at least three (3 ) years in operation
    • Must have a credit card for at least one(1) year
    • Credit Card account must be in good standing in the last two(2) months (Outstanding balance must be within 90% of utilization and no past due)
    • Accomplished Chinatrust Application Form
    • Copy of UNEXPIRED DTI Certificate of Registration
    • Copy of at least six (6) months bank statements
    • Copy of latest full year ITR
    • Copy of latest two (2) months Credit Card Statement of Account
    • Copy of face of Credit Card
    • Copy of at least one (1) Government ID with photo
    • Must have a Landline
  • PROFESSIONALS
    (Doctors, Nurses, Engineers, Architects, RealtorsAccountants, Designers,Dentist)
    LOAN AMOUNT
    Minimum of P20,000
    Maximum of P300,000
    QUALIFICATIONS
    DOCUMENT
    REQUIREMENTS
    • Age must be 25 to 60 years old ( upon maturity of loan)
    • Must be a practicing professionals for at least three (3 ) years
    • Must have a credit card for at least one(1) year
    • Credit Card account must be in good standing in the last two(2) months (Outstanding balance must be within 90% of utilization and no past due)
    • Accomplished Chinatrust Application Form
    • Copy of UNEXPIRED PRC ID
    • Copy of latest 6 months bank statements
    • Copy of latest full year ITR
    • Copy of latest two (2) months Credit Card Statement of Account
    • Copy of face Of Credit Card
    • Copy of at least one (1) Government ID with photo
    • Must have a Landline
  • INTEREST RATE
    Starts @1.39%
    Monthly
    TEST PROGRAM FOR SELF EMPLOYED AND PROFESSIOALS
  • MISCELLANEOUS FEE
    ( Deducted from Loan proceeds)
    Approved Loans Above P250,000 will be subject to Documentary Stamp
    • Documentary Stamp = P1.00 / P200.00
  • Existing promo!!!
    12 weeks of CHRISTMAS
  • Should you be interested and/or need further assistance, please feel free to call us thru
    TELEPHONE NUMBERS :
    (02) 961-3162 (Telefax)
    (02) 994-8422 (Mobile Landline)
    MOBILE NUMBER
    09215833710
    EMAIL:
    weng-geraldez@yahoo.com
    Yahoo Messenger: weng_geraldez
  • Rest assured all applications will be treated highly confidentialThank you and we look forward on hearing you in this matter