香港六合彩

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反正豁出去了,有意做出准备大逆不道的样子。老师凝住笑容,贴子允更近,像要随时捂香港六合彩的嘴。我是听了老师的讲课才笑的。说完留下空档等待全班反应。果然,一片哗然,有嘘声,有惊讶声,还有没拍得响的掌声。再看老师,没表情,和此时的周晨晨一样,静静等香港六合彩说完。不同的是,高老师的静和周晨晨的静两种迥然状态,一个是表里如一的静,像冰块。一个是外静内动的静,像覆盖冰层的河。子允正被冰层下的暗流推动,我觉得老师讲的课通古博今,很生动,很有时代气息,能把一篇枯燥的古文课上得如此精彩生动,作为上过十年学的我实在佩服之至,真不愧是教学改革中勇于攀登珠峰的好老师。说着又有意停一下,半晌,没声音,而每个人面部都微妙变化着。谁都知道这是恭维之术中最低俗的方式,却没人敢用声音提出异议,毕竟这是说老师,不要说拍桌子反驳,就算放个屁也是和老师唱反调。虽然现在的学生并不太把老师放眼里,但大家也知道,老师还是不得罪的好。高老师虽然也没出声,脸皮下却笑意暗流,这种笑意最后从眼睛里传达出来。刚才我之所以笑,实际上是为香港六合彩有这样的与时俱进的好老师感到高兴!这句话说得自己都要吐,有的同学再也忍不住,鼓起零星的掌声,更多的同学做捂嘴动作。老师的面容和善许多,这是子允想要的结果,尽管刚说完的时候还担心老师生气。高老师摘下眼镜,眨眨眼睛后又戴回去,良久开口道,同学们,子允说香港六合彩读了十年书,使我想到自己当老师也已经十年。啊,十年意味着什么?我想到了十年寒窗,十年树木,十年动乱,十冬腊月,这些都是非常深刻的教与学的内涵和象征,香港六合彩不要把赵子允的话向不好的方面想,像香港六合彩这样理解老师、体谅老师的同学香港六合彩应该给予积极鼓励,可惜刚才的掌声太零落,香港六合彩为什么不大张旗鼓地鼓掌呢?在浓浓的掌声中,老师大声说道,只有心存高远,才不会被虚幻的景象所迷惑。让香港六合彩祝愿香港六合彩勇于攀登学习高峰,而不是那些个沙漠里的沙丘。大家又一阵鼓掌,虽然掌声中各具心态,但这时的掌声在子允听来就像一串长长的鞭炮,管它劣质还是优质,只要在炮竹声中,老师能像过年的家长不太计较小孩的过错就万事大吉了。而小孩呢,尽管知道家长不是心甘情愿放过自己,毕竟逃过一劫是一劫。所以子允对于老师的含沙射影并不在意,香港六合彩只顾高兴,不是真高兴也要高兴。香港六合彩需要高兴,像过年的小孩需要燃放烟花炮竹,像受压抑的人需要喝酒发泄一样。

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  • Welcome to the University of Texas!
  • 香港六合彩

    1. 1. Group Insurance Benefits for New Employees
    2. 2. Your Group Insurance Benefits <ul><li>Medical </li></ul><ul><ul><li>Prescription Drug </li></ul></ul><ul><li>Dental </li></ul><ul><li>Vision </li></ul><ul><li>Flexible Spending Accounts (UT FLEX) </li></ul><ul><ul><li>Medical Expense </li></ul></ul><ul><ul><li>Dependent Care </li></ul></ul><ul><li>Life Insurance </li></ul><ul><li>Personal Accident Insurance </li></ul><ul><li>Long Term Disability </li></ul><ul><li>Long Term Care </li></ul>Contact information for each Benefit Plan Administrator can be found at http://www. utsystem . edu / egi /contacts.asp#2
    3. 3. Where You Can Find Benefits Information <ul><li>EGI’s website: http://www. utsystem . edu / egi /employee “Group Insurance Guide for Employee Benefits” and other benefit publications available online </li></ul><ul><li>Your local Benefits office and website: http://www. utsystem . edu / egi /contacts.asp </li></ul>
    4. 4. You are eligible for benefits if you: <ul><li>Work 20 hours per week or more </li></ul><ul><li>For a period of at least 4 ½ months </li></ul><ul><li>Or, </li></ul><ul><li>Are appointed for at least 50% of a standard full-time appointment </li></ul>
    5. 5. Your Eligible Family Members and Other Eligible Dependents <ul><li>Legally married spouse </li></ul><ul><li>(or common-law spouse if legal Declaration of Informal Marriage has been filed with the Court) </li></ul><ul><li>Unmarried child under age 25 </li></ul><ul><li>An eligible dependent, 25 or older, determined to be medically incapacitated </li></ul><ul><li>Unmarried grandchild under age 25 </li></ul><ul><li>( for UT SELECT, parent of the grandchild must also be covered) </li></ul><ul><li>Important: To establish the eligibility of certain dependents, you may be asked for documentation. </li></ul>
    6. 6. Period of Initial Eligibility for New Employees <ul><li>IMPORTANT: </li></ul><ul><li>Enroll in benefits during your 31-day period of initial eligibility </li></ul>
    7. 7. The Automatic Coverage Package <ul><li>The University of Texas System is required by state law to provide benefits-eligible employees with an automatic coverage package. This is provided at no cost to you at the “employee only” level: </li></ul><ul><ul><li>UT SELECT Medical Plan with Prescription Drug Coverage </li></ul></ul><ul><ul><li>$10,000 Basic Life Insurance Coverage </li></ul></ul><ul><ul><li>$10,000 Personal Accident Insurance Coverage </li></ul></ul><ul><li>For more information, see http://www. utsystem . edu / egi /employee </li></ul>
    8. 8. You can make future changes to your benefit selections only at these times: <ul><li>Each year, during Annual Enrollment (in July) for the next fiscal year (Sept. 1 through Aug. 31) </li></ul><ul><li>Within 31 days of a qualified life “status change” such as marriage or birth of a child. Be sure to contact your local benefits office http://www. utsystem . edu / egi /contacts.asp </li></ul>
    9. 9. Eligibility And Enrollment: Questions And Answers 1) What are some examples of dependents who are not eligible for benefits? Answer: http://www. utsystem . edu / egi /employee/#1 2) What happens if I do not enroll during my period of initial eligibility? Answer: http://www. utsystem . edu / egi /employee/#3 3) What if I have insurance coverage through another state agency, or a public school? Answer: http://www. utsystem . edu / egi /employee/#2 4) What is Evidence of Insurability? Answer: http://www. utsystem . edu / egi /employee/ faq .asp#5
    10. 10. The Benefit Cost Worksheet <ul><li>Here is a link to the Benefit Cost Worksheet. </li></ul><ul><li>U. T. Austin and U. T. System Administration: </li></ul><ul><li>http://www. utsystem . edu / egi /pubs/costworksheet720. pdf </li></ul><ul><li>All other campuses: </li></ul><ul><li>http://www. utsystem . edu / egi /pubs/ costworksheet . pdf </li></ul><ul><li>Print a hard copy and use this worksheet to help you calculate the approximate monthly premium rate for each benefit plan. </li></ul>
    11. 11. Medical Plans
    12. 12. Medical Plans <ul><li>1) UT SELECT (Self-Funded PPO/Indemnity Plan) </li></ul><ul><ul><li>Administrative Services provided by BlueCross BlueShield of Texas </li></ul></ul><ul><ul><li>Pharmacy Benefit administered by Medco Health Solutions, Inc. </li></ul></ul><ul><li>2) HMO (Fully-Insured Health Maintenance Organization) </li></ul><ul><ul><li>Humana HMO </li></ul></ul><ul><ul><li>HMO Blue </li></ul></ul>
    13. 13. Medical Plans: Areas Where Available <ul><li>UT SELECT is available in all areas, including world-wide </li></ul><ul><li>HMO plan is available in certain areas of Texas </li></ul><ul><li>(see link below list of areas). </li></ul><ul><li>http://www. utsystem . edu / egi /employee/medical.asp </li></ul>
    14. 14. UT SELECT and HMOs: Comparison of Monthly Premium Rates <ul><li>The first section of the Benefit Cost Worksheet lists the monthly premium rates of each medical plan. </li></ul><ul><li>Notice that the premium rate for “Subscriber only” (employee only) is provided at no cost to you. </li></ul>
    15. 15. UT SELECT: General Plan Description <ul><li>For basic information on covered benefits see http://www. utsystem . edu / egi /employee/medical.asp#1 </li></ul><ul><li>For more details, see the UT SELECT Plan Booklet, </li></ul><ul><li>http://www. utsystem . edu / egi /pubs/2002utselectplanbooklet. pdf </li></ul>
    16. 16. UT SELECT Prescription Drug Benefit <ul><li>For a description of retail pharmacy and mail-order pharmacy copayments, click here: </li></ul><ul><li>http://www.utsystem.edu/egi/employee/medical.asp#2 </li></ul><ul><li>To visit the website of Medco Health Solutions, Inc., click here: http://www. medcohealth .com/ </li></ul>
    17. 17. HMOs: General Plan Description <ul><li>For basic information, http://www. utsystem . edu / egi /employee/medical.asp#3 </li></ul><ul><li>For more details, see the Humana HMO Certificate of Coverage, </li></ul><ul><li>http://www.utsystem.edu/egi/pubs/2002humanasummary.pdf </li></ul><ul><li>For more details, see the HMO Blue Certificate of Coverage, </li></ul><ul><li>http://www. utsystem . edu / egi /pubs/2002hmoblueplanbooklet. pdf </li></ul>
    18. 18. HMO Prescription Drug Benefit <ul><li>For a description of retail pharmacy and mail-order pharmacy copayments, click here: http://www. utsystem . edu / egi /employee/medical.asp#3a </li></ul>
    19. 19. Health Plan Comparison Chart: UT SELECT and the HMO plan <ul><li>See this link for a basic benefits comparison. http://www. utsystem . edu / egi /pubs/2002plancomparison. pdf </li></ul>
    20. 20. Medical Plans: Questions and Answers 1) The UT SELECT plan has a deductible. What is a deductible? Answer: http://www. utsystem . edu / egi /employee/ faq .asp#6 2)The UT SELECT plan has coinsurance. What is coinsurance? Answer: http://www. utsystem . edu / egi /employee/ faq .asp#8 3) Both UT SELECT and the HMO plans have copayments. What is a copayment? Answer: http://www. utsystem . edu / egi /employee/ faq .asp#7 4) How do I find out if my health care providers are in the network for a specific medical plan? Answer: http://www. utsystem . edu / egi /employee/ faq .asp#9 5) If I enroll in an HMO, will I be covered if I have an emergency while traveling outside the service area? Answer: http://www. utsystem . edu / egi /employee/ faq .asp#10
    21. 21. For more details about your medical plans . . . <ul><li>UT SELECT </li></ul><ul><li>http://www. bcbstx .com/ ut / </li></ul><ul><li>(866) 882-2034 </li></ul><ul><li>Humana HMO </li></ul><ul><li>http:// ut . humana .com </li></ul><ul><li>(866) 394-6648 </li></ul><ul><li>HMO Blue </li></ul><ul><li>http://www. bcbstx .com/ ut / </li></ul><ul><li>(888) 322-2379 </li></ul>
    22. 22. Dental Plans
    23. 23. Dental Plans <ul><li>UT DENTAL SELECT (A self-funded Dental plan administered by Delta Dental) http://www. utsystem . edu / egi /employee/dental.asp#1 </li></ul><ul><ul><li>For more details, see the UT DENTAL SELECT Plan Booklet, http://www. utsystem . edu / egi /pubs/2002deltaplanbooklet. pdf </li></ul></ul><ul><li>Dental Health Maintenance Organization (Offered by Fortis Benefits) http://www. utsystem . edu / egi /employee/dental.asp#2 </li></ul><ul><ul><li>For more details, see the Fortis Dental booklet, http://www. utsystem . edu / egi /pubs/2002fortisplanbooklet. pdf </li></ul></ul>If you would like dental coverage, you have the option to select one of these plans:
    24. 24. Dental Plans: Comparison of Monthly Premium Costs <ul><li>See the Benefits Cost Worksheet, page 1. </li></ul>
    25. 25. Dental Plans: Questions and Answers If I enroll in the Fortis Dental HMO plan, do I have to select a primary dentist? ANSWER: http://www. utsystem . edu / egi /employee/ faq .asp#11
    26. 26. Vision Plan
    27. 27. Vision Plan <ul><li>Optional benefit </li></ul><ul><li>Offered by Superior Vision </li></ul><ul><li>Available in all areas </li></ul><ul><li>For basic plan description see http://www. utsystem . edu / egi /employee/vision.asp </li></ul><ul><li>For more details, see the Superior Vision brochure, http://www. utsystem . edu / egi /pubs/2002svpbrochure. pdf </li></ul>
    28. 28. Vision Plan: Monthly Premium Rates <ul><li>See the Benefits Cost Worksheet, bottom of page 1. </li></ul>
    29. 29. Vision Plan: Questions and Answers 1) Why can’t I get both eyeglasses and contacts under the Superior Vision Plan? Answer: http://www. utsystem . edu / egi /employee/ faq .asp#12 2) Are refractive surgery procedures covered at a discounted rate, such as radial keratotomy and LASIK surgery? Answer : http://www. utsystem . edu / egi /employee/vision.asp (see second paragraph after chart)
    30. 30. UT FLEX
    31. 31. UT FLEX <ul><li>Administered by FlexBen </li></ul><ul><li>The Internal Revenue Code, Sec. 125, allows you to pay certain expenses on a pre-tax basis. </li></ul><ul><li>Two Types </li></ul><ul><ul><li>Medical Expenses </li></ul></ul><ul><ul><li>Dependent Care (such as child day care) </li></ul></ul><ul><li>IMPORTANT: Your UT FLEX elections must be made again during every Annual Enrollment Period. </li></ul>
    32. 32. UT FLEX <ul><li>To see a general summary of this plan, click here http://www. utsystem . edu / egi /employee/flex.asp </li></ul><ul><li>To read a more details, see the UT FLEX Flexible Spending Account booklet, http://www. utsystem . edu / egi /pubs/2002utflexplanbooklet. pdf </li></ul>
    33. 33. UT FLEX: Questions and Answers <ul><li>What are some of the eligible expenses that can be reimbursed through UT FLEX? </li></ul><ul><li>Answer: http://www. utsystem . edu / egi /employee/flex.asp#1 </li></ul><ul><li>2) What is the meaning of “Use it or Lose it” regarding the UT FLEX plan? </li></ul><ul><li>Answer: http://www. utsystem . edu / egi /employee/flex.asp#2 </li></ul>
    34. 34. Life Insurance
    35. 35. Life Insurance <ul><li>This plan is available to you from CIGNA </li></ul><ul><li>The $10,000 Basic Life Plan is offered to employees at no cost </li></ul><ul><li>You may purchase coverage for all of your eligible dependents. </li></ul><ul><li>For a general description of this plan, click here: http://www. utsystem . edu / egi /employee/life.asp </li></ul><ul><li>For more details, see the CIGNA Life brochure, http://www. utsystem . edu / egi /pubs/2002lifebrochure. pdf , </li></ul><ul><li>and the CIGNA Group Insurance Certificate, http://www. utsystem . edu / egi /pubs/2002lifecert. pdf </li></ul>
    36. 36. Life Insurance: Monthly Premium Rates <ul><li>See Benefit Cost Worksheet pages 2-3 to calculate your approximate monthly premium rate. </li></ul>
    37. 37. Life Insurance: Questions and Answers <ul><ul><li>What are some of the exclusions for the voluntary term life plan? </li></ul></ul><ul><ul><li>Answer: http://www. utsystem . edu / egi /employee/life.asp#3 </li></ul></ul><ul><ul><li>How often can I change my beneficiary from my Basic/Voluntary Term Life insurance? </li></ul></ul><ul><ul><li>Answer: http://www. utsystem . edu / egi /employee/ faq .asp#13 </li></ul></ul>
    38. 38. Personal Accident Insurance
    39. 39. Personal Accident Insurance <ul><li>Optional plan offered through CIGNA </li></ul><ul><li>Provides coverage in the event of your accidental death and certain bodily injuries that occur as a result of a covered accident </li></ul><ul><li>For a brief summary of this plan, click here: http://www. utsystem . edu / egi /employee/ pai .asp </li></ul><ul><li>For more details, see the CIGNA Personal Accident Certificate of Insurance, http://www. utsystem . edu / egi /pubs/2001paicert. pdf </li></ul>
    40. 40. Personal Accident Insurance: Monthly Premium Rates To calculate the approximate monthly premium rate, see page 2 of the Benefits Cost Worksheet.
    41. 41. Long Term Disability
    42. 42. Long Term Disability <ul><li>An optional plan offered by CNA </li></ul><ul><li>Provides income protection if you should become disabled </li></ul><ul><li>For a general description of this plan, click here: http://www. utsystem . edu / egi /employee/ltd.asp </li></ul><ul><li>For more details, see the CNA Group Long Term Disability Certificate, http://www. utsystem . edu / egi /pubs/2000CNALTDcert. pdf </li></ul>
    43. 43. Long Term Disability: Monthly Premium Rate <ul><li>To calculate the approximate monthly premium rate for Long Term Disability, see the Benefits Cost Worksheet, page 3. </li></ul>
    44. 44. Long Term Disability: Where to find more information <ul><li>Call CNA at (800) 303-9744 </li></ul><ul><li>Go to CNA’s long term disability website. https://www.cnagroupben2.com/start.asp?u=uni101&p=plan </li></ul><ul><li>Find a more detailed plan description at :<link to LTD publication on EGI website.) </li></ul>
    45. 45. Long Term Care
    46. 46. Long Term Care <ul><li>This is an optional plan offered through CNA that covers services needed when people are not capable of caring for themselves. </li></ul><ul><ul><li>Examples include: assistance at home with daily activities, and special attention in a nursing home </li></ul></ul><ul><li>You, your spouse, your adult children ages 25 and older, your parents, your grandparents, parents-in-law, and grandparents-in-law are all eligible to enroll in this plan </li></ul><ul><li>For general information about this plan: http://www. utsystem . edu / egi /employee/ ltc .asp </li></ul><ul><li>For additional information, call CNA at (888) 825-0353 or go to their website at http://www. ltcbenefits .com/start.asp?account=521310025&user_id= utsguest </li></ul>
    47. 47. Long Term Care: Monthly Premium Rate <ul><li>To calculate the approximate monthly premium rate for Long Term Care, see the Benefits Cost Worksheet, page 4. </li></ul>
    48. 48. Long Term Care: Questions and Answers <ul><li>What is the difference between Long Term Disability and Long Term Care? Answer: http://www. utsystem . edu / egi /employee/ faq .asp#14 </li></ul><ul><li>Is the Long Term Care Plan portable if I leave employment at U. T. System? Answer: Yes, the Long Term Care Plan is portable. This enables your coverage to continue even though you are no longer employed by U. T. The only change would be the method of payment: you would directly pay CNA instead of having the premium rate deducted from your paycheck. </li></ul>
    49. 49. For All Group Insurance Plans: Where To Find Additional Information <ul><li>Here is a Quick Reference listing the Customer Service website, address, and telephone numbers for each of your group insurance plans. </li></ul><ul><li>http://www. utsystem . edu / egi /contacts.asp - 2 </li></ul>
    50. 50. How to Contact Your Local Benefits Office <ul><li>You will find the address and telephone number for your local benefits office on this “quick reference” list. </li></ul><ul><li>Your local benefits office will be glad to assist you with your benefits and enrollment questions. </li></ul><ul><li>http://www. utsystem . edu / egi /contacts.asp#1 </li></ul>

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