Loan Origination and Portfolio Risk

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Loan Origination and Portfolio Risk

  1. 1. QlikView: #1 in… #1 in #1 in Ease of use Customer loyalty Scorekeeping to KPIs Intend to buy more licenses Dashboard Satisfaction and Usage Query performance *Gartner: BI Platforms User Survey, 2010 *BARC: BI Survey 9, September 2010 1
  2. 2. QlikView: Gartner 2011 BIMagic Quadrant Leader• “Data discovery platform momentum accentuates the need for a portfolio approach.”• “QlikTech is the poster child for a new end-user driven approach to BI.”• “With „ease of use‟ now surpassing „functionality‟ for the first time as the dominant BI platform buying criterion in research conducted for this report, vocal, demanding and influential business users are increasingly driving BI purchasing decisions.” 2
  3. 3. What would it mean to your bottom line if you…Could quickly integrate disparate data sources and assess the present and historicalperformance of your loan originators and loan portfolio?Make changes to your critical reports in minutes, hours and days vs. weeks and months?Could quickly offer visibility and analytical capability directly to users, empowering themto make more informed decisions regarding asset and risk management? QlikView The Power of Simplicity Next Generation Business Intelligence 3
  4. 4. Loan Origination and Portfolio Risk Model Business Development Recruiting , & Planning, Retention Budgeting Planning & & Forecasting Compensation Charge-off , Delinquency CRM / PRM execution & & Cross Sell Loan Origination and Sales Activity Performance Opportunities Risk Management - Integrate the total picture and drive right-time Portfolio collaboration Branch, Performance, Operations REO, Short - Simplify in-depth, Individual Sale , Mod‟s ad-hoc and predictive analysis & & Team - Interactive reporting solution, Performance Risk Analysis scorecards and KPI dashboards drive execution Customer Competitive Satisfaction Pricing & & Marketplace Retention Trends Loan Operations: Origination: UW, SLA‟s, Program, Pipeline, Pricing, Rate PE‟s & PT Lock & Quality 4
  5. 5. QlikView: Powerful, Intuitive, Easy-to-Use QlikView creates value in organizations through data driven decisions:  Access & consolidates disparate data  Search data associatively  Summarize, visualize and analyze the data Associative Consolidate Visualize Search 5
  6. 6. Associative Search Puts Users in ControlTraditional AssociativeRegion RegionState Sales State PersonProductSalesPerson Product IT Driven User Driven • Linear, pre-defined thinking • Follows the user • Insights missed in hidden data • All data, always visible • Months to change • Insight driven • Data-centric • Minutes to change 6
  7. 7. QlikView is Broadly Applicable to Investment Management Asset Management Executives & Business Lines (EQ, FI) • Portfolio Management & Analysis • Executive Dashboards • Investment Performance & Profitability • Product Management & Performance • Investment Research • Equity / Fixed Income Research • Scenario / What-if Analysis • Portfolio & Transactions Analysis • AUM Analysis / NAV Interpolation • Performance, Margins, CommissionsRisk Management & Compliance Trading• Risk & Exposure Analysis • Trade Activity & Realization Analysis - Credit, Market, Portfolio, Operational • Cash Management - Cross-Product and Counterparty Risk • Predictive Analysis• Compliance – Traded Products, Basel II, • Sales & Trading Performance KYC, AML, USA Patriot Act, TCF • Trade Life-Cycle Management Operations, IT, & Back Office Sales, Marketing, & Financial Advisors • Financial & Management Reporting • Sales & Revenue Analysis • P&L Analysis by LOB Dashboard • Customer Segmentation & Targeting • Fund Accounting / GL • Product Performance Analysis • Business Process Efficiency Analysis • Marketing Campaign Analysis • IT Systems & SLA Management Reporting • Online Channel Applications 7
  8. 8. A Traditional Reporting Solution looks like this... 1. Data sources pre-determined by IT 2. Data goes through ETL (Extract, Transform, Load) process 3. Data loaded into data warehouse and modeled into cubes 4. Data loaded into Business Intelligence / Reporting Solution Application 5. Every time data changes, it goes back and forth through this process 8
  9. 9. Now let’s look at QlikView’s Patented Approach…1. Easily consolidates multiple data sources2. Loads all data into memory3. Enables real-time associative search and analysis 9
  10. 10. QlikView Bypassesthe Traditional BI Stack Challenges Traditional BI Stack User Interface, Dashboards, • User Interface Scorecards, and Reports • Lots of tools • One tool • Chart and Report • Multiple vendors • One vendor Engine OLAP, Query, and Reporting Tools • IT driven • End-user driven • Analysis Engine Data Marts • Months to change • Minutes to change • Data Compression • High cost • Low cost • Integration Data Warehouse Integration Layer (ETL) Unstructured Data Unstructured ERP CRM ERP CRM Data Warehouse Data 10
  11. 11. QlikView DeliversA Consumer Approach for Business Software People Love Consumer App People Love Using QlikView Experiences • Instant results • Easy to use • Intuitive interface • Simplifies complex analysis • Self service with minimal training 11
  12. 12. The QlikView Customer ExperienceFindings from IDC/QlikTech Joint Survey BI Initiative Success and Satisfaction • 96% of customers are satisfied with QlikView ROI (Return On Investment) • 186% Return On Investment • 6.5 month payback period Time to Value 44% deployed QlikView in 1 Month 77% deployed QlikView in 3 Months 50% reduction in information access and analysis time -100 0 100 12
  13. 13. Aberdeen: QlikView DashboardsOutperform Best-in-Class  QlikView rates above Best-in-Class in dashboard accuracy Yearly Dashboard Cost Per User % Driven by Line of Business User $22.41 62% $28.53 48% $35.58 41% *Aberdeen: QlikView Customers Outperform the Best-in-Class with Dashboards, August 2010 13
  14. 14. Migration Complexity scoreSource: Gartner, BI PlatformMagic Quadrant CustomerSurvey conducted November2009In the BI Platform Magic Quadrantcustomer survey conductedamong 897 participants,respondents were asked to ratetheir migration experience on ascale of 1 to 4; with 1 being simpleand 4 complex. The weightedaverage score was calculatedbased on the sum of multiplyingthe score by the percentage ofrespondents that selected eachscore for each vendor. 14
  15. 15. For more informationcall Dave DeBonis at 973-871-4011 or email ddebonis@jhcohn.com 15

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