In the past, Insurance used to cover more first-dollar costs, and peoples’ Out of Pocket Costs were small.This has changed, due to drastic increases in Premium, Deductible, and those Out Of Pocket Costs. This change has become the main frustration for families.It’s time for a new approach to a total benefit solution. We have created a benefit package with the goal of increasing money, time and access to care. This product is NOT insurance. Rather, it gives families tools to help them save cash on those growing out of pocket costs.
(no compliance or government regulation worries)
A National Network of U.S. Board Certified Physicians using Telephone consultations and Online consultations to diagnose, recommend treatment and write non-DEA controlled prescriptions, if appropriate. Accessible 24 hours a day, 365 days a year, from virtually anywhere. Average Doctor call-back time of 22 minutes, 1 hour guarantee The Best Solution for non-emergency, after hours, away from home or when your primary care physician is not available.
Call or Teleconference a US Licensed Physician or Pediatrician 24 / 7 / 365 Speak to a physician about your condition in most cases less than 22 minutes, but within 1 hour guaranteed Physician will diagnose your condition, and, if necessary, prescribe medication.
Sinus Infections Bronchitis Respiratory Conditions Poison Ivy Urinary Tract Infections Pink Eye Allergies Cold or Flu *These Symptoms Account for of All ER and PHP Visits.
STOP Buying expensive, over-the-counter medicationsthat only mask symptoms.Get REAL medical diagnosis when you need it 24 / 7 / 365!
Our US Board Certified Physicians and Pediatricians serviceover 3 million members Reduce Your Out-of-Pocket Expenses! No Co-Pays! No Exclusions or Exceptions!
Aetna Dental Access Network VS Other Common Dental Plans Simple Cost of doing business Filling Root Canal Complete Compared the Full Mouth Porcelain Crown Extraction (Family) - Membership + Carrier Premium Oral Exam X-Ray Cleaning (amalgram, 1 (ADA Code 2752) (ADA Code Upper or (ADA Code Exam + X-Ray + Cleaning + difference of cost surface) 3310) Lower Denture from LBC 7140) Filling (1) 1 member - $75.06 per/YR 2 members - $129.06 per/yr Carrington Care 500 3 member - $172.26 per year $14.00 $ 40.00 $ 29.00 $ 40.00 $ 447.00 $ 272.00 $ 595.00 $51.00 $295.26 ($111.26) 0ne time $20 processing fee 1 member - $75.06 per/YR Aetna Dental Access 2 members - $129.06 per/yr 3 member - $172.26 per year $19.00 $56.00 $43.00 $66.00 $565.00 $334.00 $754.00 $58.00 $356.26 ($172.26) (Direct from Aetna) 0ne time $20 processing fee 1 member - $75.06 per/YR Carrington Point of 2 members - $129.06 per/yr 3 member - $172.26 per year $22.00 $65.00 $42.00 $57.00 $512.00 $330.00 $713.00 $72.00 $358.26 ($174.26) Service 0ne time $20 processing fee 1 member - $114.95 per/YRTennessee Dental Plan Family - $169.95 per/YR $17.00 $45.00 $33.00 $63.00 $550.00 NA $685.00 NA $232.95 ($48.95) Alliance HealthCard 1 member - $144.95 per/YR Family - $199.95 per/YR $21.00 $60.00 $46.00 $61.00 $541.00 $313.00 $709.00 $46.00 $387.95 ($203.95) Gold Card Preferred Network 1 member - $134.95 per/YR Family - $189.95 per/YR $21.00 $60.00 $46.00 $61.00 $497.00 $313.00 $1,146.00 $56.00 $377.95 ($193.95) Access by CIGNA Dent-All Plan, Inc. 1 member - $114.95 per/YR Family - $169.95 per/YR $21.00 $60.00 $39.00 $62.00 $482.00 $310.00 $1,184.00 $69.00 $351.95 ($167.95)Nationwide Program LBC Medical Card - LBC’s Price per month per family, Includes: Aetna Dental Telehealth, Dental, Vision, Hearing, Pharm, $19.00 $56.00 $43.00 $66.00 $565.00 $334.00 $754.00 $58.00 $184.00 Access Diabetic Supplies, Vitamin Supplies, Lab & Imaging
Over 12,000 eye care locations nationwide. Members save on: Eyeglasses, Contacts, Eye Exams and Surgical Procedures Our benefit provider network is the Most Comprehensive in the U.S. and includes ophthalmologists, optometrists, independent optical centers and national chain locations such as Pearle Vision, JCPenney Optical, Sears Optical, Target Optical, LensCrafters, EyeMasters and QualSight LASIK. Savings of up to 60% on Prescription Eyewear Save up to 20% on contact lenses (excluding disposables) Savings of up to 30% on eye exams
Save up to 50% off the overall national average on LASIK surgery (PRK and CK available at select locations), frames, lenses and specialty items such as tints, coatings and UV protection are available. No Limit on the number of times membership may be used during the year. 30-Day, Unconditional Money-back Satisfaction Guarantee Low Price Guarantee on Eyeglasses Members may nominate their own eye care professional to join the network.
VIP Diabetic Product Packages members save dramatically over the retail price of their diabetic supplies. Product Packages include a premier Glucose Meter, control solution, test strips, lancets and lancing device. Supplies are shipped regularly at no additional cost. Many different product packages to choose from based on testing requirements. Product packages are designed for everyday testing. Product packages are priced from $29.99/month to $169.99/month, up to 60% off the average competitors’ retail prices. Save up to 15% off on any single order items including test strips, lancets, lancing device, and more. Convenient home delivery on all diabetic supplies.
One-stop shop for thousands of top brand vitamins, supplements, low-carb merchandise and personal care products. Save up to 10% on over 12,000 name brand vitamins and nutritional supplements including sale priced items. Members can place orders online or by phone. Additional 10% discount off our already low prices on all vitamins and nutritional supplements Toll-free telephone or online ordering Over 12,000 products in stock everyday
Save up to 60% on most medications and prescriptions. Pharmacy discount accepted at most major pharmacies including Pharmacy card accepted at over 60,000 retail pharmacies. Guaranteed lowest prices on mail order and maintenance medications. For Seniors, you will save an average of 10% below AARP prices. Open Formulary (includes new and experimental drugs)
Save up to 85% on most prescriptions. Guaranteed lowest pricing on maintenance medications. In 2011* we had 38% Average Savings Prices average 10% below AARP Over 60,000 national and regional pharmacy chains participate as well as independent pharmacies: Kroger, CVS, Rite Aide, Wal-Mart, Walgreens and most local pharmacies. Open Formulary (includes new and experimental drugs) Home delivery with no postage or dispensing fees. *
Save up to 35% on over 70 models of Beltone hearing aids at over 4,000retail locations. Save up to 60% on over 100 makes and models of hearing aids through themail order service. Our program offers Free Hearing Screening Access to Newport Audiology Centers, the nation’s leading provider ofaudio logical and hearing-aid services with a network of more than 2,000 fullservice centers.
35% discount off Newport Audiology’s hearing aid prices Two year supply of hearing aid batteries with purchase Complimentary audio logical (hearing screening) evaluation Two year manufacturer’s warranty, including a one-time replacement for loss or damage and a 45-day trial period Unlimited follow-up visits during the useful life of the hearing aid for cleaning and check ups 100% Service Satisfaction Guarantee during the first 60 days A complimentary audio logical (hearing) evaluation every two years Belcare™ and Lifetime Care™ program 2,050 provider locations across the U.S., made up of a cross section of audiologists, hearing specialists and professionals
Largest panel of radiologists and imaging specialists in the US Discounts of up to 60% on CT and MRI procedures from credentialed radiology providers Over 2,900 outpatient radiology facilities in all 50 states Multilingual customer service staff Priority appointment scheduling Scheduling with open or closed imaging equipment based on specific needs or member preference. Coast-to-coast network** with hours of operation 8:00 am-8:30 pm EST No limit to the number of times you may use this service
LBC Services Reduce Out-of-Pocket Costs Insurance Insurance ⇧ Premium Save on: ⇧ Deductible Money Insurance Time ⇧ Out of Pocket $ Access For: Out Of Pocket $ Doctors ⇧ Money Dentist ⇧ Time Hearing Out Of Pocket $ Pharmacy ⇧ Access Out Of Pocket $ Out Of Out OfPocket $ Pocket $
Includes: Includes:Tela-Health Tela-HealthDental Discount Family ConsultationVision Discount Pharmacy DiscountPharmacy Discount Lab & Imaging DiscountLab & Imaging Discount Hearing & Hearing Aid DiscountHearing & Hearing Aid Discount Diabetic Supply DiscountDiabetic Supply Discount Vitamin DiscountVitamin Discount$10.95/mo. Family Coverage * $9.95/mo. Family Coverage* *One time Application fee $9.95
Includes:Discount DrugsHearing ServicesLab & Imaging$0 Family Coverage