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Accessibility to insurance market Petition Katsioulis
 

Accessibility to insurance market Petition Katsioulis

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    Accessibility to insurance market Petition Katsioulis Accessibility to insurance market Petition Katsioulis Presentation Transcript

    • “ Please protect disabled people against Discrimination!” Dipl.-Kfm. Wasilios Katsioulis [email_address] 2007 Copyright Wasilios Katsioulis The European Day of People with Disabilities 2007 Brussels, 6.12.2007
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    • „ For sure Mr. Katsioulis, because we did not closed a contract with you, you have to cover your risks alone…..“ Insurance (Germany) 29.12.2005
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      • „ Ablehnungsdiagnosen RBU/REU“
      • Grundsätzlich gilt diese Liste auch für die REU bzw. REV. Individuelle Prüfung, ob eine andere Eintscheidung möglich ist, ist ausschließlich in Abstimmung mit PP4 zu klären:
      • Addison Morbus, AIDS, Acromegalie, Alkoholabhängigkeit, Alzheimer, Morbus, (Alzheimer Krankheit), Amyotrophische Lateralsklerose, Angina pectoris Anorexia nervosa, Aortenaneurysma, Apoplektischer Insult (= Apoplexie), Arterielle Verschlußkrankheit (AVK), Arthritis, juvenile, Arthritis, rheumatoide (primär chronische) Bauchaortenaneurysma, Ballondilation, Zustand nach, Bechterew-Krankheit (= Morbus Bechterew), Bösartige Neubildungen in den letzten 5 Jahren (Carcinome) Bluterkrankheit (= Hämophilie A und B) Brustaortenaneurysma, Bulimie, Carcinome, innerhalb der letzten 5 Jahre aufgetreten Cardiomyopathie, Carötisstehöse Chorea Huntington, cerebrale spastische Lähmung, cerebrale Blutung Chronic-Fatigue-Syndrom, chronische Polyarthritis, Colitis ulcerosa Conn-Syndrom, Crohn-Krankheit (Morbus Crohn), Cushing-Syndrom (Cushing-Krankheit), Morbus Cushing Debilität, Delir, Delirium tremens, Demenz, Diabetes mellitus Down-Syndrom (Trisomie 21), Drogenabhängigkeit, Encephalomyelitis disseminata (Multiple Sklerose = MS) Felty-Syndrom, Fibromyalgie Geisteskrankheit Glasknochenkrankheit, Hämochromatose, Haemophilie A und B (= Bluterkrankheit), Hemiparese, Hemiplegie, Heroinabhängikeit Herzdilatation Herzinfarkt, Hirninfarkt, Hypdrocephalus Infarkt, Herz und Hirn, Insulinom Koronarinfarkt (= Herzinfarkt), Koronarinsuffizienz Koronarsklerose, Koronare Herzkrankheit (= KHK) , orSynarom Krebserkrankungen, in den letzten 5 Jahren aufgetreten Leberzirrhosezenz, Lungenfibrosen, Lupus erythematodes, Misceralis (= LE), Magersucht,Mamma-Carcinom, Medikamentenabhängigkeit, Morbus Addison Morbus ,Alzheimer Morbus , Bechterew Morbus Crohn, Morbus Cushing Morbus Parkinson Morbus Recklinghausen, Mukoviszidose, Multiple Sklerose Myocardinfarkt, Narkolepsie, Nebenniereninsuffizienz, Nephrogene Hypertonie, Neurofibromatose Oligophrenie, Ösophagusvarizen-,Paralyse, Parese, Paranoia, Pankreasfibrose, zystische Parkinson-Krankheit Phäochromoytom Plasmozytom, Polyarthritis, primär chronische und juvenile (ju = jugendliche Form) Polyneuropathie, Polyzystische Lunge Polyzystische Niere Polyzystische Leber, Psychosen, Raucherbein (= arterielle Verschlußkrankheit = AVK) Rechtsherzinsuffizienz, Rheumatoide Arthritis, Sarkoidose, nur Stadium III, Schizophrenien, alle Formen, Schlaf-Apnoe-Syndrom, Schlaganfall, Schwangerschaft (zurückstellen bis 3 Monate nach Entbindung) Sklerodermie (nur systemische Form), Subarachnoidalblutungen, TIA (= Transitorisch Ischämische Attacke), Transplantationen, Zustand nach (Herz und Leber), Trisomie 21 (Down-Syndrom), Turner-Syndrom (nur mit Organmißbiidungen), Vorderwandinfarkt, Zwangsneurose, Zyklothymie
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    • After I have informed many politicians in Germany about the fact, that statistics are available for the riscpremium-calculation, Accessibility have changed (AGG)
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      • GDV Bund is collecting since 1993 for every seperated diagnosis (=disability) (ICD-9, ICD-10) the average age of professional disability:
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      • §25 (e)
      • “ Prohibit discrimination against persons with disabilities in the provision of health insurance, and life insurance where such insurance is permitted by national law, which shall be provided in a fair and reasonable manner”
      • Signed at 30.03.2007 by EU-Memberstates
      • Remark of the petitioner:
      • With a broader data basis it should be possible to insure disabled people in every private insurance, not only the health or life insurance
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    • disabled people need Accessibility to the market for insurances: it is fundamental for them and their families to get coverage like everybody else: To reach this aim, is only a question of using DATA about disabilities!“ Wasilios Katsioulis