Presented By: Jalil Nawaz (4425) Waqas Hamid DEDICATION (4434) We Dedicated this project to our Parents Waseem Yaseen who always care us and most formative teacher, (4422) Sir Bashir Ahmad M.Ihtisham for their unwavering support and guidance. (4442)
Board of DirectorsSyed Ali Raza Chairman & President, Chief executive officer OfficerM. Ayuub Khan Tarin DirectorIbrar A. Mumtaz Director and SEVP and Group Chief, Human Resources Management & Administration GroupTariq Kimrani DirectorM. Arshad Chaudhry DirectorSikandar Hayat Jamali DirectorMian Kausar Hameed Director
INTRODUCTIONNational Bank of Pakistan is the largest commercial bank operating in Pakistan.National Bank of Pakistan was incorporated in Pakistan under the National Bank Ordinance, 1949 and is listed on all the stock exchanges in Pakistan.Its registered and head office is situated in Karachi.The bank is engaged in providing commercial banking and related services in Pakistan and overseas.
The Banks services are available to individuals, corporate entities and government.it continues to act as trustee of public funds and as the agent to the State Bank of Pakistan.Accepting of deposits of money on current, fixed, saving, term deposit and profit and loss sharing accounts.Borrowing money and arranging finance from other banks and advancing and lending money to its clients.
Executive SummaryType Government KSE: LSEEstablished 1949Headquarter Principal Office, Karachi PakistanKey People S. Ali Raza (President & Chairman)Industry Banking, capital MarketProducts Loans, Credit Card, Savings, Consumer Banking etcDeposit 624938 MillionNet income 15459 MillionTotal Assets 817758 MillionNumber of Employees 15204Number of Branches 1276Home page www.nbp.com.pk
Milestone of NBP• 1949 National Bank of Pakistan (NBP) was established under theNational Bank of Pakistan Ordinance of 1949 and was government-owned.• 1950 NBP established a branch in Jeddah, Saudi Arabia.• 1955 By this time NBP had branches in London and Calcutta.• 1957 NBP established a branch in Baghdad, Iraq.• 1962 NBP established a branch in Dar-es-Salaam, Tanganyika.
• 1964 The Iraqi government nationalized NBPs Baghdadbranch.• 1965 The Indian government seized the Calcuttabranch.• 1967 The Tanzanian government nationalized the Dar-Es-Salaam branch.• 1974 The government of Pakistan nationalized NBP.• 1994 NBP amalgamated Mehran Bank.• 1997 NBP branch in Ashgabat, Turkmenistancommenced operations.
• 2000 NBP opened a representative office in Almaty,Kazakhstan.• 2001 State Bank of Pakistan and Bank of England agreeto allow only 2 Pakistani banks to operate in the UK.• 2002 Pakistan International Bank renamed itself UnitedNational Bank Limited (UNB).• 2003 NBP received permission to open a branch inAfghanistan.• 2005 NBP closed its offshore branch in Cairo.• 2010 NBP opened its branch in Karaganda (Kazakhstan.
SHARE CAPITAL• Issued Capital• The bank was setup with an issued capital of Rs.1.5 million.• Authorized Capital• Authorized capital of National Bank of Pakistan in 2000 was Rs.2.5 Billion.• Issued, Subscribed, and Paid-up Capital• Issued, subscribed and paid-up capital in year 2000 was Rs.1.46 Billion.
Excellence in Direction To be recognized as a leader. A brand synonymous with trust. Highest standards of service quality. International best practices. Social responsibilities.
Excellence in Value NBP will aspire to the values that make NBP truly the Nation’s Bank, by: Institutionalizing a merit and performance culture. Creating a distinctive brand identity by providing the highest standards of services. Adopting the best international management practices. Maximizing stakeholder’s value. Discharging our responsibility as a good corporate citizen of Pakistan and in countries where we operate.
Excellence in Growth To enhance profitability. Maximization of NBP share through increasing leverage of existing customer base. Diversified range of products.
Sixty Years of ExcellenceNBP was awarded in 2008: Bank of the Year (2008). World’s best Foreign Exchange Bank (2008).
COMPETITORS OF NBP (Cont.)Private Sector
ORGANIZATIONAL HIERARCHY CHART SutructurePRESIDENT BOARD OF DIRECTOR MEMBER EXECUTIVE BOARD REGIONAL CHIEF ZONAL CHIEF BRANCH MANAGER
SERVICES OFFERED OF NBP
SERVICES OFFERED OF NBP PLS Saving Account Minimum saving balance of Rs. 20,001 and a maximum balance of Rs. 300,000 Free NBP Cash Card (ATM + Deabit) Two debit withdrawals allowed in a month and no limit on number of deposit transactions Profit calculated monthly and paid on half yearly basis
SERVICES OFFERED OF NBP Shop to your hearts desire! NBP CashCard is an 24-hour direct access ATM/Debit card to your bank account. Advantages You wont need to carry a lot of cash with you every time you go out. Secure and Safe transaction. Account Information on tips (like: Mini Statement, Balance Inquiry, Utility Bill Payment etc.) Enable To Withdraw Cash From 1-Link ATMs / MNET ATMs. Enable To Make Purchases From Around 4000 POS (Merchants) Countrywide including 2500+ POS in Karachi. No Card Issuance Fee for first 12 Months
DEPOSITS SCHEMES Types Of Deposit schemes or Accounts:Following types of accounts are open in NBP.1. Current or demand account2. Saving account3. Fixed account4. Call Deposit Accounts5. Foreign Currency Accounts
GRAPHICAL REPRESENTATION OF FINANCIAL ANALYSIS
SWOT ANALYSIS STRENGTHS: LARGEST FINANCIAL INSTITUTION GOVERNMENT BANK AGENT OF CENTRAL BANK OLDEST INSTITUTION ALTERNATE DUTIES IN SBP ABSENCE MORE DEPOSITS THAN OTHER BANKS BROAD NETWORK STRICTLY FOLLOWED RULES & REGULATION WESTERN UNION FACILITY
WEAKNESSES NBP UNDER POLITICAL PRESSURE LACK OF FINACIAL PRODUCT INEFFICIENT COUNTER SERVICES IN THE RUSH HOURS UNEVEN WORK DISTIBUTION. PUBLIC DEALING IS NOT EFFECTIVE STAFF SHORTAGE OPPORTUNITIES MICRO FINANCING INCREASE ECONOMIC ACTITIVESGROWING BANKING SYSTEMTRAINING MERIT BASE CULTURE PROMOTE
THREATS EMERGENCE OF NEW COMPETITORS CUSTOMERS COMPLAINTS MODERN TYPE OF BANKING WHOLE STRUCTURE CHANGE TO ONLINE THANK YOU