A GUIDE TO CREDIT
CARD CHURNING
• Applying for a new card to earn a sign-up bonus
• Canceling prior to next year’s annual fee
• Repeat
WHAT IS CREDIT CARD...
APP-O-RAMA
• Applying for several cards on a single day
• Reduces chances of companies being aware of
multiple application...
WHY CHURN?
•Customers can earn thousands of points or miles
each year
•Free trips, luxury hotels, and higher status
• Must meet the minimum spend thresholds
• Must remember to cancel your cards or negotiate a
waiver before the annual fee
...
IS CHURNING RIGHT FOR YOU?
• Good credit profile - pay on time & in full
• Not in the market for a major loan
• Have big up...
RESOURCES
www.millionmilesecrets.com
www.thepointsguy.com
www.hackmytrip.com
www.flyertalk.com
THANK YOU
www.walla.by
Wallaby App
Maximize rewards with every purchase.
Wallet Boost
Find the best credit card to add to ...
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The Ultimate Guide to Credit Card Churning

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For the average American, credit card churning probably sounds like a bad thing. For some consumers, however, churning is enabling them to vacation like a prince while spending like a student. In this presentation, we'll explain what credit card churning is, why you should churn, what's the catch, and is churning right for you.

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The Ultimate Guide to Credit Card Churning

  1. 1. A GUIDE TO CREDIT CARD CHURNING
  2. 2. • Applying for a new card to earn a sign-up bonus • Canceling prior to next year’s annual fee • Repeat WHAT IS CREDIT CARD CHURNING?
  3. 3. APP-O-RAMA • Applying for several cards on a single day • Reduces chances of companies being aware of multiple applications • Multiply the benefits
  4. 4. WHY CHURN? •Customers can earn thousands of points or miles each year •Free trips, luxury hotels, and higher status
  5. 5. • Must meet the minimum spend thresholds • Must remember to cancel your cards or negotiate a waiver before the annual fee • Impact on your credit score WHAT’S THE CATCH?
  6. 6. IS CHURNING RIGHT FOR YOU? • Good credit profile - pay on time & in full • Not in the market for a major loan • Have big upcoming purchases • Time and energy
  7. 7. RESOURCES www.millionmilesecrets.com www.thepointsguy.com www.hackmytrip.com www.flyertalk.com
  8. 8. THANK YOU www.walla.by Wallaby App Maximize rewards with every purchase. Wallet Boost Find the best credit card to add to your wallet

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