Vijay CapitalsTurning Small Business into Big Business
Vijay Capitals : In a few words…• WELCOME• We are vijaycapitals.com, a Chennai based start-up that has pioneered the concept of online comparison for retail Loans in India. We are an online loan information and application portal, providing you with valuable information on all available loans in India.• WHAT WE DO• The group offers a wide array of products and services ranging from• Equity and Commodity Sub-Broking,• Asset management,• Home Loans,• Personal Loans,• Mutual Funds,• Insurance• Lending solutions to investment banking and wealth management.
Vijay Capitals: Company Overview• Vijay Capitals is a secure online community that equips small and medium size business owners with tools to access, analyze and transact with lenders/vendors Nationalwide . Proprietary technology matches borrower requirements with optimum funding options, business services, while managing exchange of information and documents.• Funded over Rs.36 Crore to date• Over 10 lenders on our platform• Community driven content, expert advice as well as regular updates on small business news
Vijay Capitals: Solution for Entrepreneurs• Hassle free access to financial products Without Vijay Capitals• Quick access to diverse lenders and customized products Lender A• Tailored products offerings on a real-time basis• Map progress of loan applications• Reduce processing time with a secure document storage tool• Store, retrieve and share documents with financial institutions and others in a ------------------------------------------ secure environment With Vijay Capitals• Improve operational efficiency Lender A• Reliable tools that grow with the business• Evaluates and compares business characteristics with industry parameters• Learn from the community• Access to expert advice
Vijay capitals: Solution for Lending Institutions Without Vijay Capitals• Receive highly qualified borrowers corresponding with lending guidelines. Segment criteria by:• Business profile: industry, location, years in operation, credit score, Lender annual business revenue, use of funds, LTV, etc.• Collateral characteristics: real estate, equipment,• accounts receivables, inventory, etc. Partners• Take advantage of Biz2Credit’s national and well-established SMB community to promote products and services Lender• Build relationship and provide on-going services to our small NAWBO business community Media• Easy access to a responsive business community
Forecast 2016 - Home Loan, Auto Loan, Gold Loan, Education Loan, Personal Loan, Consumer Durable Loans, Mortgages• Declining interest rate, less paper work, fast processing time, rebate on income tax, flexibility to repay, attractive schemes have led for the significant growth of Indian Loan Market. India loan market is estimated to generate Rs 9,324.3 Billion in 2011 and is expected to reach Rs 21,980.6 Billion by 2016 with a CAGR of 18.7% from 2011-2016. The loans which constitutes and plays a crucial role in Indian loan market includes home loans, education loan, auto loan, personal loan, consumer durable loan and much hyped gold loans. According to Company, in 2010, home loan holds the largest market share of 46.1% in Indian loan market. Declining interest rates, flexibility to repay, increased dwelling of housing societies have led for its growth. However, gold loan market is growing with the highest growth rate and is expected to grow with a CAGR of 38.7% from 2011-2016. The availability of Gold among almost every middle class Indian family has accounted for this growth. The Indian population holds world’s 11% of the total Gold that value’s around Rs. 32,100 Billion in 2010. In 2010, Southern India dominates the Indian loan market with a share of 35.4%, followed by Northern India, Western India and Eastern India. The Northern India loan market is expected to reach $7,319.8 Billion by 2016 at an estimated CAGR of 21.3% from 2011-2016. “India Loan Market Opportunities & Forecast 2016” discusses the following issues related to the Indian Loan Market.
• India Loan Market Size & Share •Housing Loan Market •Auto Loans Market •Gold Loans Market •Consumer Durable Loans Market •Education Loans Market •Personal Loans Market •Market Drivers & Challenges “India Loan Market Opportunities & Forecast 2016” gives a detailed and unbiased overview on the loans market in India. This report helps readers to identify ongoing trends in the industry and expected growth in the coming years, as a consequence of changing industry dynamics in the coming years. The report will help industry consultants, bankers and non- banking financial companies and other stakeholders to align their market- centric strategies according to ongoing and expected future trends.