Mass Mutual Business Presentation


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Mass Mutual Business Presentation

  1. 1. Businesses & Organizations Victor Amatrudo Financial Services Professional P: 718.370.2306 ext 305 [email_address]
  2. 2. What business needs should be addressed? <ul><li>Attracting & Retaining Key Employees </li></ul><ul><li>Financial Management </li></ul><ul><li>Protecting Your Business </li></ul><ul><li>Retirement Planning </li></ul><ul><li>Succession Planning </li></ul><ul><li>Employee Benefits </li></ul><ul><li>Tax Deductible Investments </li></ul>
  3. 3. Attracting & Retaining Key Employees <ul><li>Talented and committed employees play a critical role in the success of your business. In today’s competitive marketplace, it is becoming increasingly more difficult to attract and retain top talent. We can help you enhance your benefits package to compete more effectively with the staying power of our products and services. </li></ul><ul><li>Annuities </li></ul><ul><li>Disability Income Insurance </li></ul><ul><li>Executive Programs </li></ul><ul><li>Life Insurance </li></ul><ul><li>Long Term Care Insurance </li></ul><ul><li>Retirement Planning </li></ul>
  4. 4. Financial Management <ul><li>Whether you’re a start-up business or well established, good financial management can help you identify your objectives and establish a roadmap between where you are now and where you want to be in the future. We can help you answer the tough questions and help you make sound financial decisions. </li></ul><ul><li>Disability Income Insurance </li></ul><ul><li>Disability income insurance can help provide financial protection for both the owners and the company in the event of a disability. </li></ul><ul><li>Life Insurance </li></ul><ul><li>Find out how life insurance can help you create strategies to meet your short- and long-term financial goals of your business. </li></ul><ul><li>Terminal Funding Annuity Agreement </li></ul><ul><li>Purchase a terminal funding contract to provide your employees the benefits earned from a terminating qualified defined benefit pension plan. </li></ul>
  5. 5. Protecting Your Business <ul><li>As a business owner, you know that being prepared for anything is part of who you are. If one thing is certain today, it’s that you can’t be certain about what will happen tomorrow. You can, however, be certain that you’ve taken action to help protect yourself and your business from the unexpected. </li></ul><ul><li>Disability Income Insurance </li></ul><ul><li>Most likely, your company has already taken the appropriate steps to protect the business in the event of the death of an owner or partner. But have you protected the business in the event of a more common scenario - an owner’s or partner’s long-term disability? </li></ul><ul><li>Life Insurance </li></ul><ul><li>Learn how life insurance can help you protect your business from the unexpected death of a key employee. </li></ul><ul><li>Long Term Care Insurance </li></ul><ul><li>Having long term care insurance is part of smart business planning and can help protect your family and business if a long term care need should arise. </li></ul>
  6. 6. Retirement Planning <ul><li>As a business owner, you understand that your employees are the lifeline of your business. Helping provide for their retirement can help create a loyal and dedicated employee community. Learn how we can help you offer benefits that support the long-term financial objectives of your business and those who are critical to its success. </li></ul><ul><li>Annuities </li></ul><ul><li>Disability Income Insurance </li></ul><ul><li>Life Insurance </li></ul><ul><li>Long Term Care Insurance </li></ul><ul><li>Retirement Plans </li></ul><ul><li>Terminal Funding Annuity Contracts </li></ul>
  7. 7. Succession Planning <ul><li>It takes determination and a passion for your craft to succeed in business. Building an enterprise and navigating it through the ups and downs of today’s business climate is a heroic undertaking. So when it comes time to protect what you've built from an unexpected event, we can provide solutions that can help ensure the continuity of your business on your terms. </li></ul><ul><li>Disability Income Insurance </li></ul><ul><li>A disability Buy-Sell policy is a great way to ensure the orderly succession of a multi-owner business in the event of a long-term disability. </li></ul><ul><li>Life Insurance </li></ul><ul><li>Business succession plans using life insurance can help ensure that your business is protected. </li></ul>
  8. 8. Employee Benefits <ul><li>Implementing an employee benefits package may seem expensive; however, the tax considerations can help offset the overall cost and its impact on current and prospective employees could be rewarding. Through our network of financial professionals, we can help you provide an attractive package of benefits for your employees. </li></ul><ul><li>Annuities </li></ul><ul><li>Group Disability Income Insurance- (25% discount for companies with 3 or more employees) </li></ul><ul><li>Executive Programs </li></ul><ul><li>Life Insurance </li></ul><ul><li>Long Term Care Insurance </li></ul><ul><li>Retirement Plans </li></ul><ul><li>Executive Group Life Insurance- (25% discount for companies with 3 or more employees) </li></ul><ul><li>Terminal Funding Annuity Contracts </li></ul>
  9. 9. Tax Deductible Investments <ul><li>Every business would like to reduce their income tax obligation. We have several products that allow a business owner to pay into these investments and receive high deductions. </li></ul><ul><li>High Early Cash Value (HECV) Life Insurance </li></ul><ul><li>412-I Pension Plan </li></ul><ul><li>Combination of fixed annuities and whole life insurance which allow for high deductions for small businesses. </li></ul>