B Y
V E N K A T E S H . N
K O S H Y S I N S T I T U T E O F M A N A G E M E N T S T U D I E S
Effectiveness of Micro-Finan...
Micro- Finance - Meaning
 Microfinance is usually understood to entail the
provision of financial services to micro-
entr...
Characteristics of Micro-finance
 Little amounts of loans and savings.
 Short- terms loan (usually up to the term of one...
Microfinance Products and Services
 Micro-loans
 Micro-savings
 Micro-Insurance
Products Offered By Bharitya Swamuktha ...
Statement of the Problem
 “To study effectiveness of microfinance on living standards
and empowerment in rural Bangalore....
Objectives of the Study
 To study how microfinance works in India, with a
special reference to the rural Bangalore.
 To ...
Research Methodology
Method of Research Used
 Exploratory Study
Collection of Data
 Primary Data
 Secondary Data
Sample...
Major Findings
 70% of the respondents of MFIs are women and majority of them have
no formal education, social freedom an...
Major Suggestions
 It is suggested that women should be given more significance to start up
their own business, to become...
Conclusion
 To conclude, it can be noticed from the overall study that there is
significant impact of microfinance activi...
Thank You
Any Questions
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Effectiveness of micro finance on living standards and empowerment1

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Effectiveness of micro finance on living standards and empowerment,Micro- Finance - Meaning,Characteristics of Micro-finance,Microfinance Products and Services,Statement of the Problem

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Effectiveness of micro finance on living standards and empowerment1

  1. 1. B Y V E N K A T E S H . N K O S H Y S I N S T I T U T E O F M A N A G E M E N T S T U D I E S Effectiveness of Micro-Finance on Living Standards and Empowerment in Rural Bangalore
  2. 2. Micro- Finance - Meaning  Microfinance is usually understood to entail the provision of financial services to micro- entrepreneurs and small businesses, which lack access to banking and related services due to the high transaction costs associated and Lack of Educational support and Knowledge.
  3. 3. Characteristics of Micro-finance  Little amounts of loans and savings.  Short- terms loan (usually up to the term of one year).  Payment schedules attribute frequent installments (or frequent deposits).  Installments made up from both principal and interest, which amortized in course of time.  And the Like
  4. 4. Microfinance Products and Services  Micro-loans  Micro-savings  Micro-Insurance Products Offered By Bharitya Swamuktha Samsthe  Fortnightly General Loan (FGL)  Fortnightly Supplementary Loan (FSL)  Re-Build Loan (RBL)  Weekly General Loan (WGL)  Monthly General Loan (MGL)
  5. 5. Statement of the Problem  “To study effectiveness of microfinance on living standards and empowerment in rural Bangalore.” This study is done to understand how micro-financing is helping rural people by providing them with employment opportunities and helping them to improve their living standards. This study will add to the knowledge about effectiveness of rural micro-financing in Bangalore. Hence the present study.
  6. 6. Objectives of the Study  To study how microfinance works in India, with a special reference to the rural Bangalore.  To study how microfinance helps in improving the standard of living of rural persons.  To study the how microfinance effects the empowerment of rural persons using analysis of Income, Savings and the like.
  7. 7. Research Methodology Method of Research Used  Exploratory Study Collection of Data  Primary Data  Secondary Data Sample Size  50 Respondents
  8. 8. Major Findings  70% of the respondents of MFIs are women and majority of them have no formal education, social freedom and independency.  Micro Finance is very popular source of income when compared with other sources of finance  The procedures of obtaining loans from MFIs are much easier than other sources of finance.  The operational assistance provided by MFIs helps the respondents to run their business successfully and smoothly.
  9. 9. Major Suggestions  It is suggested that women should be given more significance to start up their own business, to become self dependent and social freedom.  Micro finance is more popular in rural Bangalore and it is appreciated it is suggested that MFIs should share the best practices which they have incorporated in their day to day activities.  It is appreciated that MFIs are providing hassle free loans and the status of these should be continued to extend their base also to urban sector.
  10. 10. Conclusion  To conclude, it can be noticed from the overall study that there is significant impact of microfinance activities on improvement of the living standard of the family not only in economic term but also in social term of people living in rural areas of Bangalore. The relation between different factors of society and family became evident and clear, which were being neglected and not thought about during the period of existence of only conventional banking system. From this study it has come to the conclusions that there is a noticeable and positive impact of microfinance activities on the living standards, empowerment of people in rural areas around Bangalore city.
  11. 11. Thank You Any Questions

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