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New FES Credit Restoration Overview 042013
 

New FES Credit Restoration Overview 042013

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http://www.credit-help.us. Credit Restoration is a new business model that helps families restore their credit score to get lower fees in insurance, get and retain job opportunities, get lower ...

http://www.credit-help.us. Credit Restoration is a new business model that helps families restore their credit score to get lower fees in insurance, get and retain job opportunities, get lower mortgage rates, get lower credit card interest rates, and many more. Please visit http://www.credit-help.us for more information. Credit repair company.

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    New FES Credit Restoration Overview 042013 New FES Credit Restoration Overview 042013 Presentation Transcript

    • Today’s Realities • Toughest financial era since the Great Depression • Average US debt is over $16,000 excluding mortgages (According to Experian. Source: U.S. News and World Report, August 2008) • More than one-in-four Americans have no savings / 49% have no retirement • Only 18% know they are on track to reach their income goal in retirement • 65% have no will, 82% have no trust & 71% have no power of attorney • Every 3 seconds an identity is stolen (Source: Javelin Strategy & Research Identity Fraud Survey Report, February 2012) • About 43 million people have a 599 credit score or lower (Source: money.msn.com, May 2012) (Source: CNNMoney) (Source: Forbes) (Source: Lawyers.com, 2009)
    • Think About It…How Many People Do Not Have Their Personal & Financial Affairs In Order? How many people… • Have less than perfect credit? • Do not protect their identity? • Have debt and no idea how to pay it off?
    • • Do not have life insurance? • Do not have all of their important personal and financial information organized and easily available for loved ones in case of an emergency? • Do not have a will, trust and power of attorney leaving their family totally unprotected?
    • Should People Have These Things? Why Don’t They? A Lack of Financial Education!
    • FINANCIAL EDUCATION SERVICES • • • We Provide: The education we needed a long time ago Products and services to protect your identity, credit, family, finances and future Lucrative and promising career opportunities
    • Mike Toloff • • • • • Parimal Naik Founded in 2004 Headquartered in Farmington Hills, Michigan Over 50 million dollars in sales Debt free Same key executives since the company’s inception
    • PRODUCTS & SERVICES
    • Credit Restoration • Today your credit score is like a vital sign, it’s being monitored at all times • About 25% of the population has a 599 credit score or below (Source: money.msn.com, May 2012) • Over the course of your lifetime less than an excellent credit rating could cost you over $200,000 (Source: money.msn.com, October 2011)
    • Credit Restoration • 60% of employers ran a credit check on at least some applicants (Source: Society for Human Resource Management, Survey, 2010) • 4 in 5 credit reports have errors on them causing lower credit scores (Source: CBS News, February, 2009) • Over the past decade millions of Americans have watched their credit scores rapidly decline because of tough economic times
    • Credit Bureaus… Are privately held billion dollar companies Do not verify items placed on your credit reports Pay fines each year for failing to update credit files correctly Don’t make money correcting credit, they make money selling credit files to big industries and companies
    • You Can Restore Your Score The Fair Credit Reporting Act gives Americans the right to dispute and/or investigate any item on their credit report Inaccurate, erroneous & obsolete items such as late payments, charge-offs, foreclosures, judgments, repossessions, bankruptcies, tax liens, collections, short sales, medical bills, and many other items can be removed from your credit file or can be updated to reflect paid as agreed
    • United Credit Home Page Screen Shot
    • Credit Restoration: United Credit Education Services 10 year track record “A+” Rating with the BBB Removed over 600,000 derogatory items from people’s credit reports Removed over 60,000 public records Satisfaction guarantee Thousands of satisfied clients
    • Documentation: Individual Results May Vary.. Testimonials Given By Independent Agents Of FES “In just two months, my credit score increased to the point that my car insurance premium was lowered by $2,000 per year!” ~ Yvette Reid, Cherry Hill, NJ “The real estate collapse forced me into a short sale which was sure to damage my credit, but it was deleted from my credit report in the first 30 days” ~ Bill Shook, Atlanta GA
    • Documentation: Individual Results May Vary. Testimonials Given By Independent Agents Of FES. “ After having our bankruptcy removed, we were able to purchase a home with a low, fixed interest rate, which saved us almost$1,000 per month.” ~ Johnny and Sandra Moler, Dallas, TX “While buying my wife a car, I was informed I had a 620 credit score. After just 60 days my score increased to a 799 and I got a much better interest rate." ~ Chuck Matthews, Detroit, MI
    • Documentation: Individual Results May Vary. Testimonials Given By Independent Agents Of FES “I had a tax lien on my credit report for years that was damaging my credit score and it was removed from my credit report in 30 days!" ~ Lilly Ortiz, Atlanta, GA “ I had 14 derogatory accounts removed from my credit file, including 3 repossessions and my credit score jumped up significantly, allowing me to purchase a BMW 740i and a new home for my family!” ~Lenny Downie, Phoenix, AZ
    • What Would It Be Worth To Have Excellent Credit? One Year Service = $499 Monthly Option = $199 / 1st Month ($160 activation fee + $39 first month) $39 per month thereafter - No Contract / Keep the service until you reach your desired credit score
    • Will, Trust, Power of Attorney • 100% of people will die and most people don’t have these vital documents • What happens to your children, property, or other assets? • If you can’t make decisions for yourself, who will know your wishes? • Developed by attorneys • Complete at your own pace from the comfort of your home • Update as needed • No add-ons or surprise fees • Easy to use and client support available $499
    • Identity Theft Protection • FTC says 9 million Americans have their identity stolen each year • LifeLock® watches over and protects your identity • The web is being patrolled at all times for the illegal selling or trading of your personal information • Up to a $1 MILLION service guarantee!
    • Additional FES Services • Positive Credit Builder (Ultra Score) - Education on how credit works and how your score is calculated. Receive an analysis of your credit profile with specific recommendations on how to build a positive credit rating. • Financial Lockbox – Secure all your important information in this virtual password-protected safety deposit box. • DebtZero – Online debt payoff system that helps you pay off your debts faster and more effectively, saving you money and helping you put money away for the future.
    • What Would It Be Worth To Protect Your Family? • Credit Restoration • Will & Living Trust • Positive Credit Builder • DebtZero • Financial Lockbox • LifeLockTM Up To $10,000 Or More! $499.00 $499.00 $149.00 $149.00 $149.00 $99.00 $1,544.00
    • FES Protection Plan Membership Gives You Learn How To Get All Of These All Of Our Services At One Low Fee Of $87 Services Every Month For FREE! Per Month! $30,000 in Life Insurance (Agent with Protection Plan Only)
    • Protection Plan Membership Includes The FES VistaMoney Prepaid MasterCard The FES VistaMoney Prepaid MasterCard is available only to Independent Sales Representatives of Financial Education Services on the FES Protection Plan. “This card is issued by First California Bank ("FCB") pursuant to license by MasterCard International Incorporated. MasterCard is a registered trademark of MasterCard International Incorporated. Vista Money LLC is a registered MSP of First California Bank”. *“The USA PATRIOT Act is a Federal law that requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. You will be asked to provide your name, address, date of birth, and other information that will allow us to identify you. You may also be asked to provide documentation as proof of identification. "Everyone Qualifies" and "No one is Turned Down" is contingent upon successfully passing this mandatory identification confirmation.”
    • Debit Card Benefits: Everyone’s Approved* • Online Bill Pay • Direct Deposit • Instant Card To Card Transfers • Debt & Interest Free • Budget Your Money • ATM/Bank Cash Withdrawals “This card is issued by First California Bank ("FCB") pursuant to license by MasterCard International Incorporated. MasterCard is a registered trademark of MasterCard International Incorporated. Vista Money LLC is a registered MSP of First California Bank”. *“The USA PATRIOT Act is a Federal law that requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. You will be asked to provide your name, address, date of birth, and other information that will allow us to identify you. You may also be asked to provide documentation as proof of identification. "Everyone Qualifies" and "No one is Turned Down" is contingent upon successfully passing this mandatory identification confirmation.” *Must be 18 years or older to apply. See Terms for more details.
    • Protection Plan Membership Youth Financial Literacy Foundation (YFL) • Educates young people from ages 8 to 18 on the matters of personal finance. • Each Protection Plan membership automatically donates $2 each month to the YFL.
    • CAREER OPPORTUNITY
    • Take Control Of Your Career And Future Do You Currently Control… •Your income? •Your schedule? •Your advancement? •Your benefits? •Your retirement?
    • Welcome To Hybrid Marketing… “Where Corporate America Meets Entrepreneurship”
    • How Do We Earn Income? WE HAVE TWO DIVISIONS •Sales And Developing Corporate Accounts •Business Development: Recruit, Train & Manage A Nationwide Sales Organization
    • We Get Paid 8 Different Ways 1. Personal Sales Commissions / Fast Track Bonus 2. Customer Acquisition Bonuses 3. Level Overrides 4. Field Training Bonuses 5. Senior Field Training Bonuses 6. Infinity Bonuses 7. Generational Overrides 8. Global Profit Sharing Pool
    • Sales Commissions Customer $150 Customer $150 Agent with a Protection Plan Customer $150 For each $499 Credit Restoration sale, you can earn $150!!! *Fast Track Bonus - 1st sale must be made within new Agent’s 1st 30 days.
    • Theoretical Example: If you only got 1 customer per week = $600.00/Month If you got 5 customers per week = over $3,000.00/Month If you got 15 customers per week = over $100,000.00/Year Financial Education Services, Inc., and any of their affiliate companies make(s) no guarantees to the level of financial success an Independent Agent can achieve. All examples are purely theoretical for explanation purposes only. All income you receive will depend upon your individual effort and ability.
    • Business Development “It’s better to get 1% of a hundred people’s efforts rather than 100% of your own.” ~ J. Paul Getty, Billionaire
    • Customer Acquisition Bonuses Enroll a new Agent with a PPM and help them produce $399 in sales within their first 70 days. *Monthly Agent Team Volume $10,000* $5,000* Team Vol. $1,600* Team Vol. Sales Team Vol. Field Trainer up to Sr. Field Trainer up to $160 $240 $60 $60 $60 $60 up to $140 $140 $140 $140 $140 $140 Bonuses up to PAID WEEKLY $60 Agent up to $100 Director up to $380 up to $280 $280 $280 $280 $280 $280 Financial Education Services, Inc., and any of their affiliate companies make(s) no guarantees to the level of financial success an Independent Agent can achieve. All examples are purely theoretical for explanation purposes only. All income you receive will depend upon your individual effort and ability. Regional Sales Director up to $430 up to $330 $330 $330 $330 $330 $330 $330 Executive Sales Director up to $475 up to $375 $375 $375 $375 $375 $375 $375 $375 Vice President up to $500 up to $400 $400 $400 $400 $400 $400 $400 $400 $400 Regional VP up to $510 up to $410 $410 $410 $410 $410 $410 $410 $410 $410 $520 Senior VP, RVP, EVP up to VPu $550 up to $420 $420 $420 $420 $420 $420 $420 $420 $420 $420 up to $450 $450 $450 $450 $450 $450 $450 $450 $450 $450 Executive VP up to Unlimited Levels Unlimited Levels
    • About $5,000 Total Bonuses Financial Education Services, Inc., and any of their affiliate companies make(s) no guarantees to the level of financial success an Independent Agent can achieve. All examples are purely theoretical for explanation purposes only. All income you receive will depend upon your individual effort and ability. Sales Director Field Trainer Agent Agent Field Trainer Agent Agent $220 Agent $280 $280 Agent Agent $280 Agent Agent Agent $220 $220 $220 $220 Agent Agent $220 $220 Agent Agent Agent Agent $280 $280 Agent $220 $220 $280 $280 Field Trainer Agent Theoretical Example: Team Earnings Agent Agent Agent $220 $220 Agent $280 $280
    • In this Theoretical Example If you did this once a month = about $5,000.00/Month If you did this once a week = about $20,000.00/Month What if you did this twice a week = ??? Financial Education Services, Inc., and any of their affiliate companies make(s) no guarantees to the level of financial success an Independent Agent can achieve. All examples are purely theoretical for explanation purposes only. All income you receive will depend upon your individual effort and ability.
    • Theoretical Residual Income Example: The POWER of the Protection Plan Membership You People 85 85 85 85 85 5 85 85 85 85 85 25 85 85 85 85 85 125 85 85 85 85 85 625 85 85 85 85 85 3125 85 85 85 85 85 15,625 19,530 $75,000/mo $7,500/mo $750/mo Financial Education Services, Inc., and any of their affiliate companies make(s) no guarantees to the level of financial success an Independent Agent can achieve. All examples are purely theoretical for explanation purposes only. All income you receive will depend upon your individual effort and ability.
    • The FES R & R Club (Launches At 5,000 PPM) Building Towards Rest, Relaxation, & Retirement!!! (The Accumulation Of Personal & Team PPM – Min. 500 PPM Required) Monthly Audi Payment Onetime Cash Bonuses Monthly House Payment Monthly Retirement Bonus Financial Education Services, Inc., and any of their affiliate companies make(s) no guarantees to the level of financial success an Independent Agent can achieve. All examples are purely theoretical for explanation purposes only. All income you receive will depend upon your individual effort and ability. Upgraded Audi Payment Additional CASH Bonuses
    • TRAINING & SUPPORT
    • Training & Support 100% 50% 25% 12% 6% 3% You Contacts
    • This Means Two Things! 1. It doesn’t matter who invited you to take a look at FES or who enrolls you because they can’t impede your success. 2. You can plug people that you know into the system and they might go out and do better than you!
    • Training & Support Online Training Conference Call Training Local Trainings Regional Product Training National Advanced Training Workshops
    • MAKING A BIG DECISION 1. It’s not for me at this time, but I certainly know some people this may be a good fit for or who definitely can benefit from these services. 2. I need some of the individual services myself or it might just be best for me to become a Protection Plan Member. 3. This makes perfect sense! I’m ready to get started…Just show me how!
    • 4 STEPS TO GETTING STARTED
    • 4 STEPS TO GETTING STARTED Step #1 - Enroll & Become an Agent You Receive:  The Chance To Earn Free Services  An Information Starter Packet Sent To Your Home  A Personalized Web Site
    • 4 STEPS TO GETTING STARTED Step #1 - Enroll & Become an Agent – $249.00 You Receive:  The Chance To Earn Free Services  An Information Starter Packet Sent To Your Home  A Personalized Website  An Online Sales Tracking System  Agent & Customer Support  Weekly Pay (Direct Deposit or Debit Card)  Tax Advantages $199.00
    • 4 STEPS TO GETTING STARTED Step #2 – Become A Protection Plan Member (Protect Yourself & Your Family) Protection Plan Membership “This card is issued by First California Bank ("FCB") pursuant to license by MasterCard International Incorporated. MasterCard is a registered trademark of MasterCard International Incorporated. Vista Money LLC is a registered MSP of First California Bank”. *“The USA PATRIOT Act is a Federal law that requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. You will be asked to provide your name, address, date of birtnd other information that will allow us to identify you. You may also be asked to provide documentation as proof of identification. "Everyone Qualifies" and "No one is Turned Down" is contingent upon successfully passing this mandatory identification confirmation.”  Eligible to get your Membership FREE  Eligible To Earn A Fast Track Bonus  Eligible For FREE Annual Agent Renewal $87 per month (Includes All Services & The Benefit Of The FES VistaMoney Prepaid MasterCard) Plus $30,000 In Life Insurance  Eligible For R & R Club Benefits  Eligible For Maximum Earnings  Eligible For Trips, Incentives & Contests
    • 4 STEPS TO GETTING STARTED Step # 3 – Expose People To FES Who Do You Know...  Has a debit card?  Has less than perfect credit?  Does not have a will, trust or power of attorney?  Whose identity is unprotected?  Who has debt and would benefit from a system to pay it off?  In credit related industries? (Real Estate, Mortgage, Auto, Banking)  Who is frustrated with their current career and needs a change?  Who is looking for part-time or fulltime income?  Wants to become financially free?
    • 4 STEPS TO GETTING STARTED Become great at exposing while you learn to become great at explaining. YOU Y FY TE IIF TE ED O ED MO O OM PR PR ST T RU OR T PP RA RESPECT CONTACTS CREDIBILITY SFT & Above
    • 4 STEPS TO GETTING STARTED Step #4 – Schedule Your First Training  Online Training  Conference Call Training  Local Trainings  Regional Product Trainings  National Advanced Trainings  Annual Convention
    • 4 STEPS TO GETTING STARTED Faster Pace or Slower Pace: Choose & Get Started • Faster Pace – Includes Agent Enrollment, Protection Plan Membership & FES University Advanced Secrets of Success Training = $475 • Slower Pace – Includes Agent Enrollment & Protection Plan Membership = $286
    • Congratulations And Welcome To The FES Team! 56