Your SlideShare is downloading. ×
New fes corporate_overview
Upcoming SlideShare
Loading in...5
×

Thanks for flagging this SlideShare!

Oops! An error has occurred.

×
Saving this for later? Get the SlideShare app to save on your phone or tablet. Read anywhere, anytime – even offline.
Text the download link to your phone
Standard text messaging rates apply

New fes corporate_overview

168
views

Published on

See the new version here http://www.slideshare.net/us111472/new-fes-corporateoverview-2015 . http://www.video.credit-help.us. Financial Education Services helps you restore your life. Restore your …

See the new version here http://www.slideshare.net/us111472/new-fes-corporateoverview-2015 . http://www.video.credit-help.us. Financial Education Services helps you restore your life. Restore your credit.

Published in: Economy & Finance, Business

0 Comments
0 Likes
Statistics
Notes
  • Be the first to comment

  • Be the first to like this

No Downloads
Views
Total Views
168
On Slideshare
0
From Embeds
0
Number of Embeds
0
Actions
Shares
0
Downloads
0
Comments
0
Likes
0
Embeds 0
No embeds

Report content
Flagged as inappropriate Flag as inappropriate
Flag as inappropriate

Select your reason for flagging this presentation as inappropriate.

Cancel
No notes for slide

Transcript

  • 1. • Toughest financial era since the Great Depression • Average US debt is over $16,000 excluding mortgages (According to Experian. Source: U.S. News and World Report, August 2008) • More than one-in-four Americans have no savings / 49% have no retirement (Source: CNNMoney) • Only 18% know they are on track to reach their income goal in retirement (Source: Forbes) • 65% have no will, 82% have no trust & 71% have no power of attorney (Source: Lawyers.com, 2009) • Every 3 seconds an identity is stolen (Source: Javelin Strategy & Research Identity Fraud Survey Report, February 2012) • About 43 million people have a 599 credit score or lower (Source: money.msn.com, May 2012) TodayToday’s Realities’s Realities
  • 2. How many people…How many people… • Have less than perfect credit?Have less than perfect credit? • Do not protect their identity?Do not protect their identity? • Have debt and no idea how toHave debt and no idea how to pay it off?pay it off? Think About It…How Many People Do Not HaveThink About It…How Many People Do Not Have Their Personal & Financial Affairs In Order?Their Personal & Financial Affairs In Order?
  • 3. • Do not have life insurance?Do not have life insurance? • Do not have all of their importantDo not have all of their important personal and financialpersonal and financial information organized and easilyinformation organized and easily available for loved ones in caseavailable for loved ones in case of an emergency?of an emergency? • Do not have a will, trust andDo not have a will, trust and power of attorney leaving theirpower of attorney leaving their family totally unprotectedfamily totally unprotected??
  • 4. Should People Have These Things?Should People Have These Things? Why DonWhy Don’t They?’t They? A Lack ofA Lack of FinancialFinancial Education!Education!
  • 5. We Provide: • The education we needed a long time ago • Products and services to protect your identity, credit, family, finances and future • Lucrative and promising career opportunities FINANCIAL EDUCATION SERVICES
  • 6. • Founded in 2004 • Headquartered in Farmington Hills, Michigan • Over 50 million dollars in sales • Debt free • Same key executives since the company’s inception Mike Toloff Parimal Naik
  • 7. PRODUCTS & SERVICESPRODUCTS & SERVICES
  • 8. Credit Restoration • Today your credit score is like a vital sign, it’s being monitored at all times • About 25% of the population has a 599 credit score or below (Source: money.msn.com, May(Source: money.msn.com, May 2012)2012) • Over the course of your lifetime less than an excellent credit rating could cost you over $200,000(Source: money.msn.com, October 2011)(Source: money.msn.com, October 2011)
  • 9. Credit Restoration • 60% of employers ran a credit check on at least some applicants(Source: Society for Human Resource Management, Survey, 2010) • 4 in 5 credit reports have errors on them causing lower credit scores(Source: CBS News, February, 2009) • Over the past decade millions of Americans have watched their credit scores rapidly decline because of tough economic times
  • 10. Are privately held billion dollar companies Do not verify items placed on your credit reports Pay fines each year for failing to update credit files correctly Don’t make money correcting credit, they make money selling credit files to big industries and companies Credit Bureaus…Credit Bureaus…
  • 11. You Can Restore Your Score The Fair Credit Reporting Act gives Americans the right to dispute and/or investigate any item on their credit report Inaccurate, erroneous & obsolete items such as late payments, charge-offs, foreclosures, judgments, repossessions, bankruptcies, tax liens, collections, short sales, medical bills, and many other items can be removed from your credit file or can be updated to reflect paid as agreed
  • 12. United Credit Home Page Screen ShotUnited Credit Home Page Screen Shot
  • 13. Credit Restoration: United Credit Education Services 10 year track record “A+” Rating with the BBB Removed over 600,000 derogatory items from people’s credit reports Removed over 60,000 public records Satisfaction guarantee Thousands of satisfied clients
  • 14. ““In just two months, my credit score increasedIn just two months, my credit score increased to the point that my car insurance premiumto the point that my car insurance premium was lowered by $2,000 per year!”was lowered by $2,000 per year!” Documentation:Documentation: ~ Yvette Reid, Cherry Hill, NJ~ Yvette Reid, Cherry Hill, NJ ““The real estate collapse forced me intoThe real estate collapse forced me into a short sale which was sure to damagea short sale which was sure to damage my credit, but it was deleted from mymy credit, but it was deleted from my credit report in the first 30 days”credit report in the first 30 days” ~ Bill Shook, Atlanta~ Bill Shook, Atlanta GAGA Individual Results May Vary.. Testimonials Given By Independent Agents Of FES
  • 15. ““ After having our bankruptcy removed, weAfter having our bankruptcy removed, we were able to purchase a home with a low,were able to purchase a home with a low, fixed interest rate, which saved usfixed interest rate, which saved us almost$1,000 per month.”almost$1,000 per month.” ~ Johnny and Sandra Moler, Dallas, TX~ Johnny and Sandra Moler, Dallas, TX Documentation:Documentation:Individual Results May Vary. Testimonials Given By Independent Agents Of FES. ““While buying my wife a car, I was informed I hadWhile buying my wife a car, I was informed I had a 620 credit score. After just 60 days my scorea 620 credit score. After just 60 days my score increased to a 799 and I got a much better interestincreased to a 799 and I got a much better interest rate."rate." ~ Chuck Matthews, Detroit, MI~ Chuck Matthews, Detroit, MI
  • 16. ““I had a tax lien on my credit report for yearsI had a tax lien on my credit report for years that was damaging my credit score and it wasthat was damaging my credit score and it was removed from my credit report in 30 days!"removed from my credit report in 30 days!" ~ Lilly Ortiz, Atlanta, GA~ Lilly Ortiz, Atlanta, GA ““ I had 14 derogatory accounts removed fromI had 14 derogatory accounts removed from my credit file, including 3 repossessionsmy credit file, including 3 repossessions and my credit score jumped up significantly,and my credit score jumped up significantly, allowing me to purchase a BMW 740i and aallowing me to purchase a BMW 740i and a new home for my family!”new home for my family!” ~Lenny Downie, Phoenix, AZ~Lenny Downie, Phoenix, AZ Documentation:Documentation:Individual Results May Vary. Testimonials Given By Independent Agents Of FES
  • 17. ($160 activation fee + $39 first month)($160 activation fee + $39 first month) $39 per month thereafter - No Contract / Keep the$39 per month thereafter - No Contract / Keep the service until you reach your desired credit scoreservice until you reach your desired credit score Monthly Option = $199 / 1st Month What Would It Be Worth To Have Excellent Credit? One Year Service = $499
  • 18. Will, Trust, Power of Attorney • 100% of people will die and most people don’t have these vital documents • What happens to your children, property, or other assets? • If you can’t make decisions for yourself, who will know your wishes? • Developed by attorneys • Complete at your own pace from the comfort of your home • Update as needed • No add-ons or surprise fees • Easy to use and client support available $499
  • 19. Identity Theft Protection • FTC says 9 million Americans have their identity stolen each year • LifeLock® watches over and protects your identity • The web is being patrolled at all times for the illegal selling or trading of your personal information • Up to a $1 MILLION service guarantee!
  • 20. Additional FES Services • Positive Credit Builder (Ultra Score) - Education on how credit works and how your score is calculated. Receive an analysis of your credit profile with specific recommendations on how to build a positive credit rating. • Financial Lockbox – Secure all your important information in this virtual password-protected safety deposit box. • DebtZero – Online debt payoff system that helps you pay off your debts faster and more effectively, saving you money and helping you put money away for the future.
  • 21. $499.00$499.00 $499.00$499.00 $149.00$149.00 $149.00$149.00 $149.00$149.00 $99.00$99.00 $1,544.00$1,544.00 • Credit RestorationCredit Restoration • Will & Living TrustWill & Living Trust • Positive Credit BuilderPositive Credit Builder • DebtZeroDebtZero • Financial LockboxFinancial Lockbox • LifeLockLifeLockTMTM What Would It Be Worth To Protect Your Family? Up ToUp To $10,000$10,000 Or More!Or More!
  • 22. FES Protection Plan Membership Gives You All Of Our Services At One Low Fee Of $87 Per Month! Learn How To Get All Of These Services Every Month For FREE! $30,000 in Life Insurance (Agent with Protection Plan Only)
  • 23. Protection Plan MembershipProtection Plan Membership Includes The FES VistaMoneyIncludes The FES VistaMoney Prepaid MasterCardPrepaid MasterCard “This card is issued by First California Bank ("FCB") pursuant to license by MasterCard International Incorporated. MasterCard is a registered trademark of MasterCard International Incorporated. Vista Money LLC is a registered MSP of First California Bank”. *“The USA PATRIOT Act is a Federal law that requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. You will be asked to provide your name, address, date of birth, and other information that will allow us to identify you. You may also be asked to provide documentation as proof of identification. "Everyone Qualifies" and "No one is Turned Down" is contingent upon successfully passing this mandatory identification confirmation.” The FES VistaMoney Prepaid MasterCard is available only to Independent Sales Representatives of Financial Education Services on the FES Protection Plan.
  • 24. • Online Bill Pay • Direct Deposit • Instant Card To Card Transfers • Debt & Interest Free • Budget Your Money • ATM/Bank Cash Withdrawals Debit Card Benefits: Everyone’s Approved* “This card is issued by First California Bank ("FCB") pursuant to license by MasterCard International Incorporated. MasterCard is a registered trademark of MasterCard International Incorporated. Vista Money LLC is a registered MSP of First California Bank”. *“The USA PATRIOT Act is a Federal law that requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. You will be asked to provide your name, address, date of birth, and other information that will allow us to identify you. You may also be asked to provide documentation as proof of identification. "Everyone Qualifies" and "No one is Turned Down" is contingent upon successfully passing this mandatory identification confirmation.” *Must be 18 years or older to apply. See Terms for more details.
  • 25. • Educates young people from agesEducates young people from ages 8 to 18 on the matters of personal8 to 18 on the matters of personal finance.finance. • Each Protection Plan membershipEach Protection Plan membership automatically donates $2 eachautomatically donates $2 each month to the YFL.month to the YFL. Youth Financial Literacy Foundation (YFL)Youth Financial Literacy Foundation (YFL) Protection Plan MembershipProtection Plan Membership
  • 26. CAREER OPPORTUNITYCAREER OPPORTUNITY
  • 27. Do You Currently Control… •Your income? •Your schedule? •Your advancement? •Your benefits? •Your retirement? Take Control Of Your Career And Future
  • 28. Welcome ToWelcome To Hybrid Marketing…Hybrid Marketing… “Where Corporate“Where Corporate America MeetsAmerica Meets Entrepreneurship”Entrepreneurship”
  • 29. How Do We Earn Income? WE HAVE TWO DIVISIONS •Sales And Developing Corporate Accounts •Business Development: Recruit, Train & Manage A Nationwide Sales Organization
  • 30. We Get Paid 8 Different Ways 1. Personal Sales Commissions / Fast Track Bonus 2. Customer Acquisition Bonuses 3. Level Overrides 4. Field Training Bonuses 5. Senior Field Training Bonuses 6. Infinity Bonuses 7. Generational Overrides 8. Global Profit Sharing Pool
  • 31. For each $499 Credit Restoration sale, you can earn $150!!! Agent with a Protection Plan Sales Commissions *Fast Track Bonus - 1st sale must be made within new Agent’s 1st 30 days. $150$150 Customer $150$150 Customer $150$150 Customer
  • 32. If you only got 1 customer perIf you only got 1 customer per week = $600.00/Monthweek = $600.00/Month If you got 5 customers per weekIf you got 5 customers per week = over $3,000.00/Month= over $3,000.00/Month If you got 15 customers per weekIf you got 15 customers per week = over $100,000.00/Year= over $100,000.00/Year Theoretical Example:Theoretical Example: Financial Education Services, Inc., and any of their affiliate companies make(s) no guarantees to the level ofFinancial Education Services, Inc., and any of their affiliate companies make(s) no guarantees to the level of financial success an Independent Agent can achieve.financial success an Independent Agent can achieve. All examples are purely theoretical for explanation purposes only. All income you receive will depend uponAll examples are purely theoretical for explanation purposes only. All income you receive will depend upon your individual effort and ability.your individual effort and ability.
  • 33. ““It’s better to get 1%It’s better to get 1% of a hundred people’sof a hundred people’s efforts rather thanefforts rather than 100% of your own.”100% of your own.” ~ J. Paul Getty, Billionaire~ J. Paul Getty, Billionaire Business DevelopmentBusiness Development
  • 34. Customer Acquisition BonusesCustomer Acquisition Bonuses Bonuses PAID WEEKLY Agent $100 up to $140 $140 $140 $140 $140 $140 up to $280 $280 $280 $280 $280 $280 Unlimited LevelsUnlimited Levels up to Field Trainer $160 up to Sr. Field Trainer $240 up to Sales Director $380 up to Enroll a new Agent with a PPM and help them produce $399 in sales within their first 70 days. $1,600* Team Vol. $5,000* Team Vol. $10,000* Team Vol. Financial Education Services, Inc., and any of their affiliate companies make(s) no guarantees to the level of financial success an Independent Agent can achieve. All examples are purely theoretical for explanation purposes only. All income you receive will depend upon your individual effort and ability. *Monthly Agent Team Volume Regional Sales Director $430 up to $330 $330 $330 $330 $330 $330 $330 up to $375 $375 $375 $375 $375 $375 $375 $375 up to Executive Sales Director $475 up to up to $420 $420 $420 $420 $420 $420 $420 $420 $420 $420 Vice President $500 up to $510 up to $520 up to Regional VP Executive VP up to $400 $400 $400 $400 $400 $400 $400 $400 $400 up to $410 $410 $410 $410 $410 $410 $410 $410 $410 Senior VP, RVP, EVP VPu$550 up to up to $450 $450 $450 $450 $450 $450 $450 $450 $450 $450 up to $60 $60 $60 $60 $60
  • 35. About $5,000About $5,000 TotalTotal BonusesBonuses Theoretical Example: TeamTheoretical Example: Team EarningsEarnings SalesSales DirectorDirector FieldField TrainerTrainer FieldField TrainerTrainer AgentAgent AgentAgent AgentAgentAgentAgent AgentAgent AgentAgent AgentAgent AgentAgent AgentAgent AgentAgent AgentAgentAgentAgent AgentAgent AgentAgent AgentAgent AgentAgent AgentAgent AgentAgent AgentAgent AgentAgent AgentAgent AgentAgent $220 $220 $220 $220 $220 $220 $220 $220 $220 $220 $280 $280 $280 $280 $220 $280 $280 $280$280 $280 FieldField TrainerTrainer Financial Education Services, Inc., and any of their affiliate companies make(s) no guarantees to the level of financial success an Independent Agent can achieve. All examples are purely theoretical for explanation purposes only. All income you receive will depend upon your individual effort and ability.
  • 36. In this Theoretical ExampleIn this Theoretical Example If you did this once a monthIf you did this once a month = about $5,000.00/Month= about $5,000.00/Month If you did this once a weekIf you did this once a week = about $20,000.00/Month= about $20,000.00/Month What if you did thisWhat if you did this twice a week = ???twice a week = ??? Financial Education Services, Inc., and any of their affiliate companies make(s) no guarantees to the level of financial success an Independent Agent can achieve. All examples are purely theoretical for explanation purposes only. All income you receive will depend upon your individual effort and ability.
  • 37. 85 85 85 85 85 85 85 85 85 85 85 85 85 85 85 85 85 85 85 85 85 85 85 85 85 Theoretical Residual Income Example:Theoretical Residual Income Example: The POWER of the Protection Plan MembershipThe POWER of the Protection Plan Membership 85 85 85 85 85 You PeoplePeople 55 2525 125125 625625 31253125 15,62515,625 19,53019,530 $75,000/mo$75,000/mo $7,500/mo$7,500/mo $750/mo$750/mo Financial Education Services, Inc., and any of their affiliate companies make(s) no guarantees to theFinancial Education Services, Inc., and any of their affiliate companies make(s) no guarantees to the level of financial success an Independent Agent can achieve.level of financial success an Independent Agent can achieve. All examples are purely theoretical for explanation purposes only. All income you receive will dependAll examples are purely theoretical for explanation purposes only. All income you receive will depend upon your individual effort and ability.upon your individual effort and ability.
  • 38. Building Towards Rest, Relaxation, & Retirement!!!Building Towards Rest, Relaxation, & Retirement!!! The FES R & R ClubThe FES R & R Club (Launches At 5,000 PPM)(Launches At 5,000 PPM) Monthly Audi PaymentMonthly Audi Payment Onetime Cash BonusesOnetime Cash Bonuses Upgraded Audi PaymentUpgraded Audi Payment Monthly House PaymentMonthly House Payment Monthly Retirement BonusMonthly Retirement Bonus Additional CASH BonusesAdditional CASH Bonuses (The Accumulation Of Personal & Team PPM – Min. 500 PPM Required)(The Accumulation Of Personal & Team PPM – Min. 500 PPM Required) Financial Education Services, Inc., and any of their affiliate companies make(s) no guarantees to the level of financial success an Independent Agent can achieve. All examples are purely theoretical for explanation purposes only. All income you receive will depend upon your individual effort and ability.
  • 39. TRAINING & SUPPORTTRAINING & SUPPORT
  • 40. Training & Support 100% 50% 25% 12% 6% 3% You Contacts
  • 41. This Means Two Things! 1. It doesn’t matter who invited you to take a look at FES or who enrolls you because they can’t impede your success. 2. You can plug people that you know into the system and they might go out and do better than you!
  • 42. Training & SupportTraining & Support National AdvancedNational Advanced Training WorkshopsTraining Workshops Local TrainingsLocal Trainings Conference Call TrainingConference Call Training Online TrainingOnline Training Regional Product TrainingRegional Product Training
  • 43. MAKING A BIG DECISIONMAKING A BIG DECISION 1.1. ItIt’s not for me at this time, but I’s not for me at this time, but I certainly know some people this maycertainly know some people this may be a good fit for or who definitely canbe a good fit for or who definitely can benefit from these services.benefit from these services. 2.2. I need some of the individual servicesI need some of the individual services myself or it might just be best for me tomyself or it might just be best for me to become a Protection Plan Member.become a Protection Plan Member. 3.3. This makes perfect sense! IThis makes perfect sense! I’m ready to’m ready to get started…Just show me how!get started…Just show me how!
  • 44. 4 STEPS TO GETTING STARTED4 STEPS TO GETTING STARTED
  • 45. Step #1 - Enroll & Become an AgentStep #1 - Enroll & Become an Agent You Receive:You Receive:  The Chance To Earn Free ServicesThe Chance To Earn Free Services  An Information Starter Packet Sent To Your HomeAn Information Starter Packet Sent To Your Home  A Personalized Web SiteA Personalized Web Site 4 STEPS TO GETTING STARTED4 STEPS TO GETTING STARTED
  • 46. Step #1 - Enroll & Become an Agent –Step #1 - Enroll & Become an Agent – You Receive:You Receive:  The Chance To Earn Free ServicesThe Chance To Earn Free Services  An Information Starter Packet Sent To Your HomeAn Information Starter Packet Sent To Your Home  A Personalized WebsiteA Personalized Website  An Online Sales Tracking SystemAn Online Sales Tracking System  Agent & Customer SupportAgent & Customer Support  Weekly PayWeekly Pay (Direct Deposit or Debit Card)(Direct Deposit or Debit Card)  Tax AdvantagesTax Advantages $199.00$199.00 $249.00$249.00 4 STEPS TO GETTING STARTED4 STEPS TO GETTING STARTED
  • 47. Step #2 – Become A Protection Plan MemberStep #2 – Become A Protection Plan Member (Protect Yourself & Your Family)(Protect Yourself & Your Family) Protection Plan MembershipProtection Plan Membership $87 per month$87 per month (Includes All Services &(Includes All Services & The Benefit Of The FESThe Benefit Of The FES VistaMoney Prepaid MasterCard)VistaMoney Prepaid MasterCard)  Eligible to get your Membership FREEEligible to get your Membership FREE  Eligible To Earn A Fast Track BonusEligible To Earn A Fast Track Bonus  Eligible For FREE Annual Agent RenewalEligible For FREE Annual Agent Renewal  Eligible For R & R Club BenefitsEligible For R & R Club Benefits  Eligible For Maximum EarningsEligible For Maximum Earnings  Eligible For Trips, Incentives & ContestsEligible For Trips, Incentives & Contests 4 STEPS TO GETTING STARTED4 STEPS TO GETTING STARTED “This card is issued by First California Bank ("FCB") pursuant to license by MasterCard International Incorporated. MasterCard is a registered trademark of MasterCard International Incorporated. Vista Money LLC is a registered MSP of First California Bank”. *“The USA PATRIOT Act is a Federal law that requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. You will be asked to provide your name, address, date of birtnd other information that will allow us to identify you. You may also be asked to provide documentation as proof of identification. "Everyone Qualifies" and "No one is Turned Down" is contingent upon successfully passing this mandatory identification confirmation.” Plus $30,000 In Life Insurance
  • 48. Step # 3 – Expose People To FES Who Do You Know...  Has a debit card?  Has less than perfect credit?  Does not have a will, trust or power of attorney?  Whose identity is unprotected?  Who has debt and would benefit from a system to pay it off?  In credit related industries? (Real Estate, Mortgage, Auto, Banking)  Who is frustrated with their current career and needs a change?  Who is looking for part-time or fulltime income?  Wants to become financially free? 4 STEPS TO GETTING STARTED
  • 49. Become great at exposing while you learn to become great at explaining. YOU CONTACTS SFT & Above TRUST TRUST EDIFY EDIFY PROMOTE PROMOTE RESPECTRESPECT CREDIBILITYCREDIBILITY RAPPORT RAPPORT 4 STEPS TO GETTING STARTED
  • 50. Step #4 – Schedule Your First Training  Online Training  Conference Call Training  Local Trainings  Regional Product Trainings  National Advanced Trainings  Annual Convention 4 STEPS TO GETTING STARTED
  • 51. Faster PaceFaster Pace oror Slower PaceSlower Pace:: Choose & Get StartedChoose & Get Started • Faster PaceFaster Pace – Includes Agent Enrollment,– Includes Agent Enrollment, Protection Plan Membership & FES UniversityProtection Plan Membership & FES University Advanced Secrets of Success Training = $475Advanced Secrets of Success Training = $475 • Slower PaceSlower Pace – Includes Agent Enrollment &– Includes Agent Enrollment & Protection Plan Membership = $286Protection Plan Membership = $286 4 STEPS TO GETTING STARTED4 STEPS TO GETTING STARTED
  • 52. 56 CongratulationsCongratulations And Welcome ToAnd Welcome To The FES Team!The FES Team!

×