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Insurance 101 long
Insurance 101 long
Insurance 101 long
Insurance 101 long
Insurance 101 long
Insurance 101 long
Insurance 101 long
Insurance 101 long
Insurance 101 long
Insurance 101 long
Insurance 101 long
Insurance 101 long
Insurance 101 long
Insurance 101 long
Insurance 101 long
Insurance 101 long
Insurance 101 long
Insurance 101 long
Insurance 101 long
Insurance 101 long
Insurance 101 long
Insurance 101 long
Insurance 101 long
Insurance 101 long
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Insurance 101 long

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Cash value life insurance can be used for retirement savings.

Cash value life insurance can be used for retirement savings.

Published in: Economy & Finance, Business
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  • 1. Address: 253 Main Street, #169, Matawan Office: 732-591-9131 | Fax: 732-441-7344 www.financialadvisor.com advisor financialAddress: 253 Main Street, #169, Matawan | Office: 732-591-9131 | Fax: 732-441-7344 www.financialadvisor.com Insurance 101 Cash Value Life Insurance A unique approach to financial planning advisor gofinancials PO Box 45466 San Diego, CA 92145 | 619-500-7122 | www.gofinancials.com
  • 2. Address: 253 Main Street, #169, Matawan Office: 732-591-9131 | Fax: 732-441-7344 www.financialadvisor.com advisor financial S.No. Slide Name Slide No 1. Cover Slide 1 2. Table of Contents 2 3. Tax 101 3 4. Early Withdrawals & RMD 4 5. Term & Permanent Life Insurance 5 6. Index Universal Life 6 7. Life Benefits 7 Table of Contents PO Box 45466 San Diego, CA 92145 619-500-7122 www.gofinancials.com
  • 3. Address: 253 Main Street, #169, Matawan Office: 732-591-9131 | Fax: 732-441-7344 www.financialadvisor.com advisor financial Tax 101 TAXABLE PO Box 45466 San Diego, CA 92145 619-500-7122 www.gofinancials.com TAX ADVANTAGE * Consult a tax professional.
  • 4. Address: 253 Main Street, #169, Matawan Office: 732-591-9131 | Fax: 732-441-7344 www.financialadvisor.com advisor financial Tax 101 Tax on investment • Capital gains tax • Income tax TAXABLE • Mutual funds • CDs • Stocks • Bonds • Saving account PO Box 45466 San Diego, CA 92145 619-500-7122 www.gofinancials.com TAX ADVANTAGE * Consult a tax professional.
  • 5. Address: 253 Main Street, #169, Matawan Office: 732-591-9131 | Fax: 732-441-7344 www.financialadvisor.com advisor financial Tax 101 Tax on investment • Capital gains tax • Income tax TAXABLE • Mutual funds • CDs • Stocks • Bonds • Saving account • Traditional IRA • Annuity • 401 k • TSP PO Box 45466 San Diego, CA 92145 619-500-7122 www.gofinancials.com TAX ADVANTAGE * Consult a tax professional.
  • 6. Address: 253 Main Street, #169, Matawan Office: 732-591-9131 | Fax: 732-441-7344 www.financialadvisor.com advisor financial Tax 101 Tax on investment • Capital gains tax • Income tax FACTS • Could be short term ** • Low percentage yield • Long term investment • Income limit TAXABLE • Mutual funds • CDs • Stocks • Bonds • Saving account • Traditional IRA • Annuity • 401 k • TSP PO Box 45466 San Diego, CA 92145 619-500-7122 www.gofinancials.com TAX ADVANTAGE • Municipal bonds ** • Roth IRA * Consult a tax professional.
  • 7. Address: 253 Main Street, #169, Matawan Office: 732-591-9131 | Fax: 732-441-7344 www.financialadvisor.com advisor financial Tax 101 Tax on investment • Capital gains tax • Income tax FACTS • Could be short term ** • Low percentage yield • Long term investment • Income limit • Tax free * • Withdrawals • Loans TAXABLE • Mutual funds • CDs • Stocks • Bonds • Saving account • Traditional IRA • Annuity • 401 k • TSP PO Box 45466 San Diego, CA 92145 619-500-7122 www.gofinancials.com TAX ADVANTAGE • Municipal bonds ** • Roth IRA • Cash Value Life Insurance * Consult a tax professional.
  • 8. Address: 253 Main Street, #169, Matawan Office: 732-591-9131 | Fax: 732-441-7344 www.financialadvisor.com advisor financial Early Withdrawals & RMD Before age 59 ½ • 10% IRS Penalty • Income tax After 70 ½ • Required Minimum Distribution 59 ½ 70 ½ IRS Penalty * PO Box 45466 San Diego, CA 92145 619-500-7122 www.gofinancials.com * Consult a tax professional. Good* RMD*
  • 9. Address: 253 Main Street, #169, Matawan Office: 732-591-9131 | Fax: 732-441-7344 www.financialadvisor.com advisor financial Term & Permanent Life Insurance PERMANENT PO Box 45466 San Diego, CA 92145 619-500-7122 www.gofinancials.com * Consult a tax professional. • 5, 10, 20, 30 years coverage TERM insurance RENT BUILDS CASH VALUE
  • 10. Address: 253 Main Street, #169, Matawan Office: 732-591-9131 | Fax: 732-441-7344 www.financialadvisor.com advisor financial Term & Permanent Life Insurance PERMANENT PO Box 45466 San Diego, CA 92145 619-500-7122 www.gofinancials.com * Consult a tax professional. • 5, 10, 20, 30 years coverage TERM insurance insurance savings RENT BUILDS CASH VALUE
  • 11. Address: 253 Main Street, #169, Matawan Office: 732-591-9131 | Fax: 732-441-7344 www.financialadvisor.com advisor financial Term & Permanent Life Insurance PERMANENT PO Box 45466 San Diego, CA 92145 619-500-7122 www.gofinancials.com * Consult a tax professional. • 5, 10, 20, 30 years coverage TERM insurance insurance savings LOANS% 2-3% 3-4% MF 1-10 YRS .75% WL UL VUL IUL 11+ YRS 0% DOWNLOAD THE BROCHURE AT HERE: https://www.westernreserve.com/site/newwrl/media/public/PDF/FFIUL/ FFIUL_Brochure.pdf RENT BUILDS CASH VALUE
  • 12. Address: 253 Main Street, #169, Matawan Office: 732-591-9131 | Fax: 732-441-7344 www.financialadvisor.com advisor financial Index Universal Life +.75% S&P 500 INDEX YOU M/2000 -12.27% +.75% M/2001 -13.4% +.75% M/2002 -24.1% +.75% M/2003 +26.3% +13.5% PO Box 45466 San Diego, CA 92145 619-500-7122 www.gofinancials.com * Consult a tax professional. 13.5%
  • 13. Address: 253 Main Street, #169, Matawan Office: 732-591-9131 | Fax: 732-441-7344 www.financialadvisor.com advisor financial Index Universal Life GLOBAL INVESTMENT • 50% S&P 500 (VISE VERSA) • 30% EURO STOXX 50 (VICE VERSA) • 20% HANG SENG INDEX +.75% S&P 500 INDEX YOU M/2000 -12.27% +.75% M/2001 -13.4% +.75% M/2002 -24.1% +.75% M/2003 +26.3% +13.5% M/2008 -37.2% +.75% PO Box 45466 San Diego, CA 92145 619-500-7122 www.gofinancials.com * Consult a tax professional. 13.5%
  • 14. Address: 253 Main Street, #169, Matawan Office: 732-591-9131 | Fax: 732-441-7344 www.financialadvisor.com advisor financial Index Universal Life GLOBAL INVESTMENT • 50% S&P 500 (VISE VERSA) • 30% EURO STOXX 50 (VICE VERSA) • 20% HANG SENG INDEX PROTECTION • WEALTH TRANSFER • RICH BECOMES RICHER • LEGAL PROTECTION • FINANCIAL AID FRIENDLY +.75% S&P 500 INDEX YOU M/2000 -12.27% +.75% M/2001 -13.4% +.75% M/2002 -24.1% +.75% M/2003 +26.3% +13.5% M/2008 -37.2% +.75% PO Box 45466 San Diego, CA 92145 619-500-7122 www.gofinancials.com * Consult a tax professional. ROOM FOR INVESTMENTS $$$ SAVINGS INS LIFETIME • COVERAGE • AGE • HEALTH 13.5% MAX MIN
  • 15. Address: 253 Main Street, #169, Matawan Office: 732-591-9131 | Fax: 732-441-7344 www.financialadvisor.com advisor financial Index Universal Life GLOBAL INVESTMENT • 50% S&P 500 (VISE VERSA) • 30% EURO STOXX 50 (VICE VERSA) • 20% HANG SENG INDEX PROTECTION • WEALTH TRANSFER • RICH BECOMES RICHER • LEGAL PROTECTION • FINANCIAL AID FRIENDLY +.75% S&P 500 INDEX YOU M/2000 -12.27% +.75% M/2001 -13.4% +.75% M/2002 -24.1% +.75% M/2003 +26.3% +13.5% M/2008 -37.2% +.75% PO Box 45466 San Diego, CA 92145 619-500-7122 www.gofinancials.com * Consult a tax professional. ROOM FOR INVESTMENTS $$$ SAVINGS INS LIFETIME • COVERAGE • AGE • HEALTH 13.5% MAX MIN
  • 16. Address: 253 Main Street, #169, Matawan Office: 732-591-9131 | Fax: 732-441-7344 www.financialadvisor.com advisor financial Living Benefits { $1,000 $1,000 -50% +100% $500 SUPPLEMENT RETIREMENT - VACATION - GRANDCHILDREN’S COLLEGE 1. Death Benefit 2. Tax Advantage 3. Downturn Protection (.75%)** 4. Up Gain Potential (13.5%)** 5. Flexible 6. Terminal Illness PO Box 45466 San Diego, CA 92145 619-500-7122 www.gofinancials.com* Consult a tax professional. ** Check current rates here. PAY MEDICAL BILLS BUCKET LIST UPTO%500,000CASH
  • 17. Address: 253 Main Street, #169, Matawan Office: 732-591-9131 | Fax: 732-441-7344 www.financialadvisor.com advisor financial • Secure your future. • Principal protection. • Safe from market volatility and uncertainty. • Tax deferred/free investment.* • Watch Plan to win now video here. Why Cash Value Life Insurance? Dive in with confidence Take advantage of one-of-a-kind offers to help you accomplish your goals. • Possible loss of principal. • Market volatility and uncertainty like in year 2008. • Time Magazine. Why retire your 401k? • Bloomberg. The truth behind fees. • 60 Minutes. 401k crisis. Stop relying on risky maneuvers PO Box 45466 San Diego, CA 92145 619-500-7122 www.gofinancials.com * Consult a tax professional.
  • 18. Address: 253 Main Street, #169, Matawan Office: 732-591-9131 | Fax: 732-441-7344 www.financialadvisor.com advisor financial advisor financial Address: 253 Main Street, #169, Matawan Office: 732-591-9131 | Fax: 732-441-7344 www.financialadvisor.com Thank You Contact us today to find your financial future. contact@gofinancials.com PO Box 45466 San Diego, CA 92145 619-500-7122 www.gofinancials.com
  • 19. Address: 253 Main Street, #169, Matawan Office: 732-591-9131 | Fax: 732-441-7344 www.financialadvisor.com advisor financial Video 1 PO Box 45466 San Diego, CA 92145 619-500-7122 www.gofinancials.com * Consult a tax professional.
  • 20. Address: 253 Main Street, #169, Matawan Office: 732-591-9131 | Fax: 732-441-7344 www.financialadvisor.com advisor financial Video 2 PO Box 45466 San Diego, CA 92145 619-500-7122 www.gofinancials.com * Consult a tax professional.
  • 21. Address: 253 Main Street, #169, Matawan Office: 732-591-9131 | Fax: 732-441-7344 www.financialadvisor.com advisor financial Video 3 PO Box 45466 San Diego, CA 92145 619-500-7122 www.gofinancials.com * Consult a tax professional.
  • 22. Address: 253 Main Street, #169, Matawan Office: 732-591-9131 | Fax: 732-441-7344 www.financialadvisor.com advisor financial Time Magazine – Why retire your 401k? PO Box 45466 San Diego, CA 92145 619-500-7122 www.gofinancials.com * Consult a tax professional.
  • 23. Address: 253 Main Street, #169, Matawan Office: 732-591-9131 | Fax: 732-441-7344 www.financialadvisor.com advisor financial Bloomberg – The truth behind fees. PO Box 45466 San Diego, CA 92145 619-500-7122 www.gofinancials.com * Consult a tax professional.
  • 24. Address: 253 Main Street, #169, Matawan Office: 732-591-9131 | Fax: 732-441-7344 www.financialadvisor.com advisor financial 60 Minutes – 401k Fall out PO Box 45466 San Diego, CA 92145 619-500-7122 www.gofinancials.com * Consult a tax professional.

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