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During the last 16th final match of the Uruguayan team against Italy, Luis Suarez bit one of his opponents: Giorgio Chiellini was flabbergasted. And he definitely was not insured against this kind of incident. But maybe be could in the future?
Technology today like smartphone sensors, fingerprint scanners, wearables and others are changing health care. And thus making "risk probability guessing" a thing of the past. Forget about statistics, it's about facts today. Big data.
How will insurers deal with it? Exciting times...