Visit: http://www.tributehomesusa.com/retirement-communities/carolinas | Active Adult Communities in Charlotte - As a "Border City," Charlotte offers you the choice of Tribute Homes neighborhood locations that are in both North Carolina and South Carolina. While many Tribute Homes buyers like the convenience of our Charlotte, North Carolina neighborhoods, others are discovering how friendly South Carolina is to retirees. South Carolina has significant benefits related to cost of living, including lower income taxes, lower property taxes and lower insurance rates.