Transcript of "Frequently Asked Questions About Visitors Insurance"
Frequently Asked AboutVisitors Insurance
Do I really need visitors insurance? If you want to protect yourself against a possible catastrophe while traveling, you definitely need a special type of insurance. The reality is, most people who purchase visitors insurance do not have to use their policy. Simply put, the majority of people who travel do not get seriously sick or seriously injured.
Do I really need visitors insurance? But, for those who do, visitors insurance is the only thing standing between them and financial hardship. Most likely, your health insurance will not cover you when
Do I really need visitors insurance? you travel abroad. When your insurance company refuses to pay doctors and hospitals, guess who is stuck with the bill? You! Even if you are in good health, don’t count on your good health being what will keep you out of the hospital while you travel. Life moves quickly and sometimes unexpected ill- nesses occur. It’s best to be prepared.
Do I really need visitors insurance? Beyond that, there is always the possibility of being involved in some type of accident that would require you to seek medical care; food poisoning, a car accident, a fall down the stairs, etc. You have no guaran- tee that you will not be the victim of someone else’s carelessness.
Is visitors health insurance expensive? Even something as small as a broken bone could bring about oppressive medi- cal bills. When you travel, it is nice to bring things back home with you—souvenirs, trinkets, and keepsakes—if you travel without visitors insurance you may end up bringing back a large amount of debt.
Is visitors health insurance expensive? For pennies on the dollar you can in- sure yourself against financial ruin. The fact that so few people ever have to actu- ally use their policy keeps visitors insur- ance premiums low. Also, think of it this way: compared to the risk you would take without visitors insurance, purchas- ing visitors in- surance is ex- tremely inex- pensive!
Where do I find medical insurance forvisitors to the USA? There are a variety of companies that specialize in providing medical insurance for visitors to the USA. A few minutes searching online quickly yields many options. Any time spent researching a few different companies is well worth it.
What if I have to use my policy? Willthey be able to help me? Of course! After all, this is what they do! Companies that offer visitors insurance specialize in bringing quality customer service to those international travelers who find themselves in need of
What if I have to use my policy? Willthey be able to help me? assistance. For instance, if you purchased medical insurance for visitors to the USA, you would receive assistance from professionals who were not only familiar with healthcare in the United States,
What if I have to use my policy? Willthey be able to help me? but who also spoke your language and would be able to assist you in your time of need.
Can I still get visitors insurance if Ihave already left my native country? Yes! Visitors health insurance can be purchased even when you have ar- rived in your destination.
How long does visitors insurance last? In short, as long as you need it to. You can purchase short-term or long- term policies—from days to years. However, if you are going to be visiting for an extended stay or relocating, you may want to talk to your insurance
How long does visitors insurance last? company about other international insurance options.
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