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  • 1. Tony Presley Civil Engineer 6444 Baptist Valley Road-North Tazewell, VA 24630 276.988.3173 mr.tony@inbox.com January 10, 2009 Ms. Dana Friend State Farm Insurance Companies 1500 State Farm Blvd P.O. Box 9024 Charlottesville, VA 22906-9024 Dear Ms. Friend: Please find enclosed the builder's estimate for damages to the Jerry B. Presley (et. al.) home. I am furthermore writing on behalf of my father, lending my experience as an engineer, residential designer, and builder. My father has shared your adjuster's estimate, totalling $7,613.91. From the itemized detail provided by your office and the minimal amount of repair capitol involved, it appears the proposed method of repair is to simply replace parts and portions of the damaged structure. From an engineering perspective, I must respectfully say this will not be sufficient as the entire structure has been shifted upon its foundation. This can be seen from the figures and photos I have attached and further explanation within this letter. Basically, the force of the impact shifted the entire structure (foundation & framing) towards the rear of the house. A huge force was exhibited by the speed and weight of the Chevy Equinox upon impact. The VA State Police report places the speed at 50 mph and GM technical specs weighs the Equinox at 3,660 pounds. The vehicle suffered extensive damage and was reported as actually bouncing off the structure with the back end of the vehicle spinning around slightly. As can be seen from the attached photos, extensive structure damage all around the affected area (not just locally to the impacted area) witnesses to the fact that the entire den addition has been moved as a result of the impact. This evidence manifests itself in the fact that the foundation's concrete masonry units are shifted and cracked beginning in the front of the structure, all along the side or end, and continuing around to the rear. The blocks at the rear corner (several feet away from impact) are actually pushed out to the point of almost falling over. There is a considerable opening in the front foundation. The only reasoning to account for this is that the whole structure was moved and the foundation taken with it.
  • 2. The bending and warping of the framing in the walls testifies to the same degree of damage. The end or side wall is buckled considerably, with one of the wall studs inside being completely snapped in two, and neither was this stud at the area impact. The front wall framing, approximately 1/3 along its length, has been shifted towards the rear from sill plate all the way up to top plate and soffit. The exterior door in the rear no longer latches properly. Again, please remember the door is not local to impacted area. As a matter of fact, the door from the den addition leading to the main part of the house no longer latches properly which may indicate further damage to the foundation on the main part of the house. This coincides with fresh cracks (although small in nature) recently discovered on this part of the main foundation. This area of the main structure probably can not truly be evaluated until the den area is under repair. One further indication in the den area of structure shifting is the fact that the subfloor is pulled away from the wall framing along the side and rear. There is also the issue of the framing joints and fastening systems being compromised. When a structure is shifted, all points of joining within the framing system are torqued (twisted) to some degree. Not only are these joints now weakened, but neither will they retain true plumb and square angles within the framing. Due to the simple fact that all the framing is tied together, one piece takes another with it during movement, collectively moving floor joists, subfloor, wall framing, and roof system. Thus, the reasoning for this estimate, proposing and considering the most efficient and proper solution to repair, being the replacing of all masonry and framing in the den area, with reservation being held for further damage to the foundation / framing of the main structure. Lastly, please notice some miscellaneous items in this estimate that was not covered in your adjustment such as some finished parquet flooring that had been installed, a new shower unit that was on-site for installation which was destroyed, as well as one saw-horse. Thank you. Sincerely, Tony Presley Civil Engineer CC: GEICO Insurance Company
  • 3. PRESLEY DEN REPAIR Project No. 2008-007 Unit Material Labor Description Quan. Unit Cost Cost Cost Total Demolition Dumpster Rental & Service 90 day rental 1 LS $750.00 $750.00 Remove Broken Materials (Saw Horses, Shattered Shower, etc) 1 LS $40.00 $40.00 Place Surrounding Tarp to receive shingles, nails, etc. 1 LS $40.00 $40.00 Remove Shingles 6 LS $240.00 $240.00 Remove T&G Subroof 4 LS $160.00 $160.00 Remove Roof Joists 4 LS $160.00 $160.00 Remove Guttering 1 LS $40.00 $40.00 Remove Vinyl Siding 2 LS $80.00 $80.00 Remove Windows 2 each $80.00 $80.00 Remove Exterior Door 1 each $40.00 $40.00 Remove Interior Doors 3 each $60.00 $60.00 Remove Insulation 1 LS $80.00 $80.00 Remove Wiring 1 LS $80.00 $80.00 Remove Interior Wall Framing 1 LS $120.00 $120.00 Remove Exterior Wall Wood Overlap Siding 1 LS $240.00 $240.00 Remove Exterior Wall Framing 1 LS $320.00 $320.00 Remove Finished Parquet Flooring 1 LS $160.00 $160.00 Remove Sub-Floor 1 LS $320.00 $320.00 Remove Floor Beam, Joists, Plates, & Headers 1 LS $320.00 $320.00 Remove Exterior Treated Steps 1 LS $40.00 $40.00 Block Removal 1 LS $320.00 $320.00 4” Reinforced Slab Removal 1 LS $500.00 $500.00 Clean & Prep Footers for masonry seal 1 LS $240.00 $240.00 Construction Foundation 8" Block 8" 138 each $1.50 $207.00 $640.00 $847.00 Block Mortar 60 lb bag/ 100 blocks 2 bags $4.90 $9.80 $9.80 Mortar mixer rental $100.00 $100.00 Anchor Bolt 16 each $1.31 $20.96 $10.00 $30.96 Crawl Space Vents 7 each $3.50 $24.50 $21.00 $45.50 Floor Framing Built-Up Beam 11'4"x1 1/2"x7 1/2" 3 each $10.97 $32.91 $120.00 $152.91 Sill Plate 2”x8” 67 feet $10.97 $65.82 $80.00 $145.82
  • 4. Sill flashing 5 1/2" 1 $24.95 $24.95 $40.00 $64.95 Ring Joist (Floor) 2"x10" 67 feet $13.97 $83.82 $80.00 $163.82 Joist (Floor) 2"x10"x12'2 1/4" 16 each $13.97 $223.52 $320.00 $543.52 Floor Sheathing 23/32 osb tongue/groove sub 8 shts $20.18 $161.44 $320.00 $481.44 Wall Framing Wall Plate 2"x4" 222 feet $4.06 $77.14 $640.00 $717.14 2x4 Precut (B) 2"x4"x91 1/2" 27 each $2.77 $74.79 $74.79 2x6 Precut (B) 2"x6"x91 1/2" 2 each $3.98 $7.96 $7.96 Wall Stud 2"x4"x94 1/2" 41 each $2.77 $113.57 $113.57 Wall Stud 2"x6"x94 1/2" 2 each $3.98 $7.96 $7.96 Jack Stud 2"x4"x85" 4 each $2.77 $11.08 $11.08 Jack Stud 2"x4"x78 1/2" 6 each $2.77 $16.62 $16.62 Opening Header 2"x10"x2'7" 2 each $9.27 $18.54 $18.54 Opening Header 2"x10"x3'3" 4 each $0.00 $0.00 Opening Header 2"x8"x3'3" 2 each $4.53 $9.06 $9.06 Opening Header 2"x8"x3'7" 2 each $0.00 $0.00 Opening Rough Sill 2"x4"x2'4" 1 each $2.77 $2.77 $2.77 Opening Rough Sill 2"x4"x3'0" 1 each $0.00 $0.00 Wall Sheathing 0 1/2"x4'0"x8'0" 14 shts $5.65 $79.10 $480.00 $559.10 R-13 Wall Insulation 106.56 sq ft 5 rolls $42.53 $212.65 $320.00 $532.65 Roof Framing Gable End Sheathing 0 1/2"x4'0"x8'0" 2 shts $5.65 $11.30 $80.00 $91.30 Gable Framing Studs 2"x4"x2'11 17/32" 5 each $2.77 $13.85 $80.00 $93.85 Gable Framing Plates 2"x4" 39 feet $2.77 $13.85 $13.85 Floor Screws 1 ctn $56.96 $56.96 $56.96 Roof Sheathing 0 3/4"x4'0"x8'0" 13 shts $5.65 $73.45 $260.00 $333.45 Gable Ladder Set 12'9 1/2"x1'6" 2 each $24.95 $49.90 $80.00 $129.90 Fascia Cladding**** 5 1/2" x 10 feet 8 10 feet $14.26 $114.08 $60.00 $174.08 Plywood H-Clip 1 bag $5.45 $5.45 $5.45 Roofing Felt 216 ft 2 rolls $23.50 $47.00 $80.00 $127.00 Shingles 14 bndl $23.25 $325.50 $513.38 $838.88 Attic Vent Gable 2 each $38.00 $76.00 $80.00 $156.00 Soffit 8 pcs $12.58 $100.64 $120.00 $220.64 Roof Trusses 12 each $98.00 $1,176.00 $320.00 $1,496.00 Drip edge 7 each $4.03 $28.21 $40.00 $68.21 R-30 Attic Insulation 7 roll $27.19 $190.33 $80.00 $270.33 Drainage Gutter 3 feet $7.75 $23.25 $80.00 $103.25
  • 5. Downspout 2 each $11.44 $22.88 $20.00 $42.88 End Caps 4 each $2.24 $8.96 $10.00 $18.96 Connector 2 each $2.84 $5.68 $10.00 $15.68 End w/drop 2 each $5.63 $11.26 $20.00 $31.26 Elbow 4 each $3.82 $15.28 $40.00 $55.28 Gutter Screws 2 each $8.07 $16.14 $16.14 Siding/Insulation House Wrap insulation 9 ft x 150 ft 1 roll $98.00 $98.00 $160.00 $258.00 Siding 425 sq ft 3 boxes $148.80 $446.40 $690.00 $1,136.40 Siding Starter 4 each $6.18 $24.72 $40.00 $64.72 Siding J-Moulding 10 pcs $6.47 $64.70 $40.00 $104.70 Outside Siding Corner 2 pcs $17.03 $34.06 $20.00 $54.06 Miscellaneous Replace New Shower Unit 1 each $400.00 $400.00 $400.00 Replace Glass Shower Doors 2 each $150.00 $300.00 $300.00 Replace Parquet Flooring 213 sq ft $0.98 $208.74 $423.87 $632.61 Replace Saw Horses 1 each $15.00 $15.00 Consummables (saw blades, drill bits, chalk, glue, etc.) 1 LS $25.00 $25.00 Misc. Screws (framing) LS $100.00 $100.00 Nails (framing) LS $25.00 $25.00 Reinstall door $249.00 $249.00 Reinstall windows (2) $198.00 $198.00 Wastage 5 % 1 LS $256.20 $256.20 Estimated Sales Tax 1 LS $269.01 $269.01 Patch Driveway due to Foundation Removal 1 LS $50.00 $50.00 $100.00 Repair Evident Damage to Main Structure Foundation 1 LS $100.00 $100.00 $200.00 Investigage Further Damage to Main Structure Foundation 1 LS $40.00 $40.00 Re-seed Lawn (Area of Construction) 1 LS $15.00 $45.00 $60.00 Total $6,303.76 $11,630.25 $17,934.01
  • 6. Looking at end of damaged structure, showing direct impact area, shattered shower unit and saw horse. Close up of impact area.
  • 7. This view shows how the foundation was pushed going away from the area of impact. This view at the rear corner shows the degree to which the foundation and structure as a whole was moved.
  • 8. A close up view of the rear corner as seen from the rear of the structure. Continuing along the rear wall, one can see how the damage goes along this wall as well. This would be the area of the exterior door which no longer shuts properly.
  • 9. BULGED AREA This view continues even further around the rear wall, going beyond the exterior door location and still showing the shifting of the foundation. The blocks are actually bulged outward in the cracked area as shown here.
  • 10. Lastly, along the rear foundation, the movement continues to where the den area meets the main structure.
  • 11. This photo shows the front corner of the structure also being moved. Note along with BUSTED OUT the cracks AREA extending down to the footer that the corner block is actually busted. This continues along the front wall towards the main part of the house. The crack inside the circled area is where the imaginary vertical line extends up the framing all the way to the soffit, indicating movement of this front wall also.
  • 12. This photo inside the den area show the separation of the subfloor from the wall, as well as the busted stud. The location of this photo is not in the immediate impact area, showing structure damage throughout the structure. Again showing the separation of subfloor from a closer up view.