Preseparation counseling dd form 2648
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  • 1. CREATED BY: NC2 (AW) McCLINTIC VFA-147 COMMAND CAREER COUNSELOR PRESENTED BY:
  • 2. 10 U.S.C. 1142
    • Federal law requires that all personnel separating from the Military are offered the opportunity to attend a Transition Assistance Program (TAP) class. This counseling is also required to be conducted prior to attending and by federal law.
  • 3. EFFECTS OF A CAREER CHANGE
    • Separating from the military is a LIFE CHANGING event. You are going from one lifestyle to another.
    • A military career can be very challenging and rewarding.
    • It is natural for Service members to be proud of their accomplishments while on Active Duty.
    • Now you are ready for a new career and new challenges as a civilian.
  • 4. EFFECTS OF A CAREER CHANGE
    • It is important for you to make decisions about your future that are the right decisions.
    • You may, however, experience stress and/or anxiety as a result of change, problems and even opportunities.
    • If/when you experience this stress, there is help…
  • 5. EFFECTS OF A CAREER CHANGE
    • Here are some resources:
      • Chaplain
      • Behavioral Health Clinic
      • VA
      • Education office
      • FFSC
      • Military OneSource
      • Veteran Service Organizations
      • Military Service Organizations
      • VA vet centers
      • Community services
      • Self help books
      • Ameriforce Deployment guide
      • National center for PTSD
      • Courage to care.
  • 6. DOL TAP WORKSHOP
    • TAP is a congressionally mandated program designed to help separating or retiring Service members and their families make a smooth transition to civilian life.
    • Retiring members should attend TAP 24 months prior to retirement.
    • Separating members are encouraged to attend TAP 12 months prior to separation.
    • The program is a joint effort between DOD, DOL, VA and Homeland Security.
  • 7. VMET
    • Separating service members are encouraged to download their VMET as soon as they make a decision to separate.
    • It is recommended that they receive the form at least 120 days before separation date.
    • The VMET can be utilized to verify military experience and training
    • The form also puts military experience and training into civilian terms for resume writing.
  • 8. ONET licensing and certification
    • Career OneStop
    • COOL
    • USMAP
    • DANTES
    • O*NET is the nation’s primary source of occupational information
  • 9. LICENSING, CERTIFICATION AND APPRENTICESHIP INFORMATION
    • Many military specialties require certification or licensure to perform the same job in the civilian world
    • Many vets leave the service with skills and experience qualifying them, sometimes with little or no additional training, for comparable civilian occupations requiring a license or certificate of competency.
  • 10. DOL AMERICA’S CAREERONESTOP
    • This section refers to the department of labor, America’s Career OneStop website which helps individuals explore credentialing requirements for various career opportunities.
    • This section of the website has information on credentials, licenses, apprenticeships and resources.
  • 11. U.S. MILITARY APPRENTICESHIP PROGRAM
    • USMAP is a program for service members that are serving in the USMC, USN and USCG that allows active duty service personnel to complete different civilian apprenticeship elements while doing their jobs on active duty.
    • This program is recognized by the DOL, and they issue a certificate that is nationally recognized when the program is completed.
  • 12. DANTES
    • DANTES offers several different programs such as:
      • Certification Programs
      • Counselor Support Programs
      • Distance Learning Programs
      • Tuition Assistance Programs
  • 13. DANTES
    • DANTES also offers the following Examination Programs
      • General Education Development (GED)
      • ACT Assessment Program (ACT)
      • Scholastic Assessment Test (SAT)
      • Graduate Record Examination (GRE)
      • Graduate Management Admission Test (GMAT)
      • Teacher Certification Test Series/ Praxis
      • Law School Admission Test (LSAT)
      • College Level Examination Program (CLEP)
      • DANTES Subject Standardized Tests (DSSTs)
      • Excelsior College Examinations (ECE)
  • 14. DANTES
    • The following is other programs offered by DANTES:
      • Higher education programs
      • Reserve component programs
      • Troops to Teachers
      • Scholarships for severely injured service members
      • CLEP and SOC
      • DANTES standardized tests
  • 15. US NAVY COOL
    • This website is designed for NAVY service members and explains how service members can meet civilian certification and license requirements related to their ratings, jobs designators and occupations.
  • 16. NAVY COOL
    • Service members can use COOL to:
      • Get background information about civilian licensure and certification
      • Identify licenses and certifications relevant to military ratings
      • Learn how to fill gaps between military training and experience and civilian credentialing requirements
      • Learn about resources available to service members that can help them gain civilian job credentials
      • Explore financial assistance
  • 17. Turbo TAP
    • TurboTAP is a comprehensive portal for separation and retirement related issues.
    • Provides links to resources for money management, veterans benefits, education and training assistance and a multitude of other links for information.
  • 18. EMPLOYMENT HUB
    • The employment hub is a resource for service members who are ready to start their job search process
    • This hub helps members translate their military skills and experience, build a resume, search for jobs and provide interview tips.
  • 19. STATE JOB BOARDS
    • Each state has a state job board
    • These postings are typically electronic and found on the specific state website
    • Employers can search for job applicants using their state site and applicants can post their information directly on most state job board sites.
  • 20. DOL REAL LIFELINES
    • The recovery and employment assistance lifelines (REALifelines) advisor provides veterans and transitioning service members wounded and injured as a result of the War on Terrorism and their family members, with the resources they need to successfully transition to a rewarding career.
  • 21. PUBLIC AND COMMUNITY SERVICE (PACS)
    • All separating service members and former members shall be encouraged to enter public or community service employment
    • DOD civilian personnel leaving the Government, their spouses and spouses of service members who are seeking employment shall be encouraged to register for public and community service
  • 22. TROOPS TO TEACHERS
    • Troops to teachers offers careers in public education as a teacher
    • Military personnel, active and reserve, may receive assistance to pursue a new career in public education as teachers
    • Pending appropriations qualified military personnel may be eligible for a stipend to help pay for the cost of a teacher certification program or receive a bonus to teach in “high needs” school districts.
  • 23. TROOPS TO TEACHERS
    • Education requirements”
      • Individuals must hold a baccalaureate or advanced degree from an accredited institution at the time of application in interested in an elementary or secondary education classroom
      • A minimum of one year of college (or the equivalent) with six years of experience in a vocational or technical field is required if interested in instructing vocational/technical education at the secondary level
  • 24. TROOPS TO TEACHERS
    • Service requirements”
      • Continuous active duty for 6 years or more
      • Reserve members with 10+ years of active and/or reserve service
      • Active or reserve members separated due to physical disability
      • Last period of service MUST be honorable.
  • 25. FEDERAL EMPLOYMENT OPPORTUNITIES
    • Veterans employment act (VEOA):
      • Veterans have access to merit promotion positions through this act
      • This authority permits an agency to appoint an eligible veteran who has applied under an agency merit promotion announcement that is open to candidates outside the agency
  • 26. USA JOBS
    • USAJOBS is the official job site of the Untied States Federal Government.
    • Serves as the Office of Personnel Management (OPM) website
    • Is a one-stop source for federal jobs and employment information
    • Individuals can search for Federal jobs
    • Veterans are able to verify if they qualify for veteran preference points and other Federal benefit programs
  • 27. GO-DEFENSE
    • Comprehensive website that offers the job seeker information on careers in National defense.
    • Great source for non-appropriated fund jobs.
    • Includes many levels of employment from entry level to executive level
  • 28. VETERANS’ PREFERENCE IN FEDERAL EMPLYMENT
    • To receive preference, a veteran must have been discharged or released from active duty in the Armed Forces under honorable conditions.
    • There is a five-point and a ten-point preference for veterans that meet certain criteria.
  • 29. VETERANS FEDERAL PROCUREMENT OPPORTUNITIES
    • The small business development act of 1999 and executive order requires federal procurement officials and prime contractors provide small business owned and controlled by veterans or service-disabled veterans with the maximum practicable opportunities to participate in the performance of contracts let by any federal agency, including subcontracts.
  • 30. OPM SPECIAL HIRING AUTHORITIES
    • Special appointing authorities for veterans:
      • A noncompetitive appointment under special authority
      • Eligibility under these special authorities gives veterans a very significant advantage over others seeking to enter the federal service in that they do not compete with them
      • Use of these special authorities is discretionary with the agency
      • Veterans’ preference applies when making appointments under these special authorities if there are two or more candidates and one or more is a preference eligible.
  • 31. OPM SPECIAL HIRING AUTHORITIES
    • The veterans recruitment appointment (VRA) is a special authority by which agencies can appoint an eligible veteran without competition
    • The VRA is an excepted appointment to a position that is otherwise in the competitive service
    • After 2 years of satisfactory service, the veteran is converted to a career-conditional appointment in the competitive service
  • 32. OPM SPECIAL HIRING AUTHORITIES
    • 30 percent or more disabled veterans:
      • May be given a temporary or term appointment (not limited to 60 days or less) to a position for which qualified (no grade limitation)
      • After demonstrating satisfactory performance, the veteran may be converted at any time to a career-conditional appointment.
  • 33. HIRING PREFERENCE IN NAF JOBS
    • NAF – Non-appropriated Fund
    • Eligible involuntary separates are those who receive an administrative separation initiated from their commander that is not considered derogatory in nature and which results in an honorable discharge, special separation benefit or voluntary separation incentive separates.
    • The member and their family members are authorized a one-time employment preference for NAF positions they are qualified to perform.
  • 34. STATE EMPLOYMENT AGENCIES
    • State employment agencies and One-stop Career Centers have Veteran Employment Representatives dedicated to solely helping veterans
    • These centers are one of the veterans best chances to find employment
    • Because veterans receive priority for referral, testing, counseling, and other services, they are encouraged to visit and register with the local employment agency.
  • 35. STATE EMPLOYMENT AGENCIES
    • Benefits vary among states
    • Disabled veteran outreach program specialists (DVOP) exclusively serve Veterans
    • Main focus is on veterans who have barriers to employment and are in need of intensive services
    • Local veterans’ employment representatives (LVER) exclusively serve Veterans
    • They facilitate and directly provide employment, training and placement services to veterans
    • LVERs also conduct employer outreach
  • 36. ONE-STOP CAREER CENTERS
    • One-stop Career Centers are designed to provide a full range of assistance to job seekers under one roof
    • Customers can visit a center in person or in most states connect to the center’s information through PC or kiosk remote access
    • They are designed to be conveniently located in the community and provide a wealth of information for job seekers, education and training seekers and employers
    • The One-stop career center system is coordinated by the DOL employment and training administration(ETA)
    • Centers can be located by calling ETA’s toll-free number at (877) US-2JOBS
  • 37. WORKFORCE INVESTMENT ACT (WIA)
    • The Workforce Investment Act administered by the U.S. DOL provides a framework for a national workforce preparation and employment system designed to meet both the needs of the nation’s businesses and the needs of the job seekers and those who want to further their careers
    • The basis of the program is to locally manage a program that is conveniently accessible to the community
  • 38. WIA
    • Customers choose the programs that best benefit their personal situation and control their own career development by accessing core employment services
    • The most important aspect of the Act is its focus on meeting the needs of businesses for skilled workers and the training, education and employment needs of individuals
    • This Act also enables customers to access the information and services they need through the One-stop Career Centers
  • 39. VETERANS SMALL BUSINESS OWNERSHIPS
    • Small Business Administrations (SBAs) function was to “aid, counsel, assist and protect, insofar as is possible, the interests of small business concerns”
    • SBA’s programs now include financial and federal contract procurement assistance, management assistance, and specialized outreach to women, minorities and armed forces veterans.
  • 40. VETERANS SMALL BUSINESS OWNERSHIPS
    • Patriot express loan initiative:
      • The patriot express loan is designed to support and assist those in the military community wanting to establish or expand their small businesses
      • It is offered by SBA’s network of participating lenders nationwide and features our fastest turnaround time for loan approvals by streamlining documentation and processing
      • Loans are available to businesses where the veteran is at least 51% owner
  • 41. NATIONAL VETERAN’S BUSINESS DEVELOPMENT CORPORATION
    • National Veteran’s Business Development Corporation is a congressionally mandated program to achieve compliance with the three percent goal of procurement for disabled veterans as established by law took shape in 2001 with the formation of the National Veterans Business Corporation
  • 42. UNIFORMED SERVICES EMPLOYMENT AND REEMPLOYMENT ACT
    • USERRA provides that returning service-members are reemployment in the job that they would have attained had they not been absent for military service (the “escalator” principle), with the same seniority, status and pay, as well as other rights and benefits determined by seniority
    • USERRA also requires that reasonable efforts (such as training or retraining) be made to enable returning service members to refresh or upgrade their skills to help them qualify for reemployment
  • 43. USERRA
    • USERRA also provides protection from discrimination due to military affiliation
    • Basic eligibility includes character of service, initial obligation/duration of service, advance notice and timely reapplication
    • It applies not only to active duty, but also the guard and reserves
    • Veterans Employment and Training Service (VETS) administers USERRA
    • VETS provides assistance to those persons experiencing service connected problems with their civilian employment and provides information about the Act to employers
  • 44. PRIORITY OF SERVICE
    • Priority of service means that veterans and eligible spouses are given over non-covered persons for the receipt of employment, training, and placement services for any DOL funded program
    • Priority means the covered persons is entitled to precedence over non-covered persons for services
    • This means covered persons either receive access to a service earlier in time than a non-covered person or, if the resource is limited, the covered person receives access instead of the non-covered person
  • 45. PERMISSIVE TEMPORARY (PTDY) AND EXCESS LEAVE
    • The secretary of the military department concerned shall grant eligible members being discharged or released from active duty, such excess leave for a period not in excess of 30 days, of such transition PTDY not to exceed 10 days, as members require to facilitate relocation, unless to do so would interfere with military missions
    • Service members may request excess leave or PTDY/TAD, but not both
  • 46. PERMISSIVE TEMPORARY (PTDY) AND EXCESS LEAVE
    • Reserve component members are not authorized leave other than what they have earned through their period of active duty service
    • If they are transitioning from the service, they should check with their local command authority to determine leave policies and options
    • Eligibility is based on type of discharge, SPD code, command discretion and type of separation/retirement
  • 47. PERMISSIVE TEMPORARY (PTDY) AND EXCESS LEAVE
    • Time frames:
      • Retirees and members separating with an SPD code that confers transition benefits may take up to 20 days PTDY for job hunting, house hunting or other relocation activities
      • Those overseas (and non-CONUS residents not stationed at their home of record) may take up to 30 days PTDY
      • Excess leave is not available for retirees
      • Those separating with an SPD code that confers transition benefits have the option of requesting 30 days excess leave in lieu of PTDY
  • 48. TRAVEL/TRANSPORTATION ALLOWANCES
    • In most cases the reserve members are returning to the same community and home where they resided before entering active duty status.
    • If they don’t fit that scenario, then they must consider their next move
    • The move accompanying separation/retirement is different from other military moves
  • 49. TRAVEL/TRANSPORTATION ALLOWANCES
    • Extended housing allowance
      • If member is an eligible involuntary separatee or a selected early retirement board (SERB) retiree, a military housing extension, for up to 180 days after separation, may be available at a rental rate, space permitting
      • Contact the base housing office for more information
  • 50. TRAVEL/TRANSPORTATION ALLOWANCES
    • Home of record:
      • Normally, the home of record is the place they lived when they entered the military
      • The official home of record is listed in the service record
    • Home of selection
      • Any destination within the US
  • 51. TRAVEL/TRANSPORTATION ALLOWANCES
    • Entitlements:
      • Reserve component members are not normally authorized shipment or storage of household goods
      • RC members should check with their unit Commander for more information on shipment, storage and transportation after their release
      • Separating members are authorized travel and transportation allowances from their last duty station to their home of record or place entered active duty
      • Members retiring are authorized travel and transportation allowances from their last duty station to a home of selection or home of record, or place entered active duty outside the US
  • 52. TRAVEL/TRANSPORTATION ALLOWANCES
    • Household Goods may be moved to the HOR/HOS
    • The HHG must be turned over to the transportation officer within 180 days/one year time limit
    • HHG may be stored for up to 180 days for separates and one year for retirees.
  • 53. CONTACT INFORMATION FOR HOUSING COUNSELING ASSISTANCE
    • The US Department of Housing and Urban Developments (HUD) mission is to create strong, sustainable, inclusive communities and quality affordable homes for all
  • 54. CONTACT INFORMATION FOR HOUSING COUNSELING ASSISTANCE
    • HUD is committed to resolving the issue of homelessness for all Americans, including active duty military as well as veterans and their families
    • The HUD Veteran Resource Center (HUDVET) was created as a result of a unique partnership between National Veteran Service Organizations and HUD
    • This directory is designed to increase the knowledge of and participation in the wide variety of HUD homeless assistance programs and services for veterans and other individuals who are homeless or at risk of becoming homeless
  • 55. CONTACT INFORMATION FOR HOUSING COUNSELING ASSISTANCE
    • In addition to its special focus on veterans who are homeless, HUDVET is also a source of information on other HUD and related Federal programs, such those to combat domestic violence, enhance community and economic development, aid runaway youth, and increase affordable housing for senior citizens and Americans with disabilities
  • 56. CONTACT INFORMATION FOR HOUSING COUNSELING ASSISTANCE
    • The Department of Veterans Affairs’ (VA) has founded a National Call Center for Homeless Veterans hotline to ensure that homeless Veterans or Veterans at-risk for homelessness have free, 24/7 access to trained counselors. (1-877-424-3838)
  • 57. EDUCATION BENEFITS
    • Education programs are affected by the members contract and time served
    • All members should check with their education center to learn more about their entitlement to education benefits as early as possible
    • There are several programs administered by the VA to provide financial assistance to veterans and service members for educational benefits
  • 58. EDUCATION BENEFITS
    • This includes enrollment in degree programs, entrepreneurship training, technical and vocational programs, correspondence courses, and on-the-job training and apprenticeship programs, flight and high-tech training, certain entrance exams and licensing and certification tests
    • Programs must be approved, usually by a State-approving agency, for VA purposes, before VA education program benefits are paid
  • 59. EDUCATION BENEFITS
    • Honorable discharge and how it relates to educational benefits:
      • MGIB requires an honorable discharge and VEAP requires a discharge other-than-dishonorable to be eligible for the education benefits
  • 60. EDUCATION BENEFITS
    • Post 9/11 GI bill (Chapter 33):
      • Provides financial support for education and housing to individuals with at least 90 days of aggregate service on or after September 11, 2001 or individuals discharged with a service-connected disability after 30 days
      • Individuals MUST have received an honorable discharge to be eligible for the Post 9/11 GI Bill
      • To be eligible for 100% of benefits, an individual must have served an aggregate of 36 months of active duty service, or have been discharged for a service-connected disability after 30 days of continuous service
  • 61. EDUCATION BENEFITS
    • Transfer of Post 9/11 benefits to dependents:
      • For the first time in history, service members who meet certain requirements and are enrolled in the Post 9/11 GI Bill program can transfer unused benefits to their dependents.
  • 62. EDUCATION BENEFITS
    • MGIB is available to those who enlist in the US Armed Forces
    • Under this GI Bill, active duty members enroll by paying $100 per month for 12 months and are then entitled to receive a monthly education benefit once they have completed a minimum service obligation
    • VEAP is available if elected to make contributions from military pay to participate in this program
    • VEAP can be used for a degree, certificate, correspondence, apprenticeship/on-the-job training, flight training.
  • 63. FEDERAL AID PROGRAMS
    • Authorized under the Higher Education Act
    • The federal student aid programs include grants, loans and work-study programs
    • This program plays a central role in supporting postsecondary education by providing money for college to eligible students and families
    • The program provides information on the process of obtaining aid, financial aid applications along with the rules and regulations, student loan accounts and technology utilized in obtaining financial aid
  • 64. OTHER EDUCATION PROGRAMS
    • The base education center or office includes professional counselors who advise military, civil service personnel, retirees and family members on educational opportunities and processes
    • Those processes can include looking for undergraduate, graduate, or certificate programs in the civilian world or looking for alternative options through military programs
    • Programs include a variety of services to include college-level testing, professional military education, veterans’ benefits, tuition assistance, financial aid, deferments and distance learning
  • 65. HEALTHCARE
    • Veterans Affairs Coverage:
      • Under the Combat Veteran Authority, the VA offers Combat Veterans who were discharged from active duty on or after January 28, 2003 enhanced enrollment placement for five years after the date they leave the service
  • 66. HEALTHCARE
    • The member may also be eligible for enhanced enrollment if they were an activated Reservist or member of the National Guard who served on active duty in a theater of combat operation after November 11, 1998 and left the service under any condition other than dishonorable
    • If service members enroll with VA under the Combat Veteran Authority, they may be able to keep enrollment eligibility even after the five year period ends
  • 67. TRANSITIONAL HEALTHCARE
    • Transitional healthcare
      • TRICARE-like benefits for a limited time (180 days) during which service members and their eligible family members may enroll in TRICARE Reserve Select (TRS) or other medical insurance programs
      • Service members will pay quarterly premiums and deductibles for care
      • When service members leave active duty they are eligible for TAMP
      • Transitional health care is not an automatic TRICARE benefit
  • 68. TRANSITIONAL HEALTHCARE
    • To be eligible for the 180 days transitional medical and dental benefits, the family member’s sponsor must be:
      • Involuntarily separated from active duty with an SPD code that designates benefits
      • Reservist separated from active duty after serving more than 30 days in support of contingency operation
      • Separated from active duty after being involuntarily retained in support or contingency operation
      • Member separated who voluntarily remained on active duty for one year or less in support contingency operation
  • 69. TRANSITIONAL HEALTHCARE
    • Sponsors and family members enrolled in TRICARE Prime will be automatically disenrolled with the sponsor separates from active duty
    • To continue TRICARE Prime during the transitional health care period, sponsors and family members must contact their TRICARE regional managed care support contractor, or local TRICARE service center, and re-enroll in TRICARE Prime
  • 70. TRANSITIONAL HEALTHCARE
    • Dental coverage during TAMP:
      • Dental care provided in military dental treatment facilities is on a space-available basis
      • However, space-available dental care is very limited
  • 71. VA HEALTH ADMINISTRATION
    • VA has the overall responsibility to provide information and administration of benefits to veterans
    • There are specific timelines for services and benefits
    • Compensation is a benefit paid to a veteran because of injuries or diseases that happened while on active duty, or were made worse by active military service
  • 72. VA HEALTH ADMINISTRATION
    • The service of the veteran must have been terminated through separation or discharge under conditions other than dishonorable
    • VA Disability Compensation is tax free
    • VA pension is a benefit paid to veterans with low income who are permanently and totally disabled, or are age 65 and older, if they have 90 days or more of active service, at least one day of which was during a period of war
  • 73. VA VET CENTER
    • VET centers are known for their quality readjustment counseling services provided in a caring manner to assist veterans and their family members toward a successful post-war adjustment in or near their respective communities
    • The VET Center also offers bereavement counseling
    • VET Centers serve veterans and their families by providing a continuum of quality care that adds value for veterans, families and communities
  • 74. VA VET CENTER
    • Care includes professional readjustment counseling, community education, outreach to special populations, and the brokering of services with community agencies
    • The Vet Centers provide a key access link between the veteran and other services in the US Department of Veterans Affairs
  • 75. STATE AND LOCAL HEALTHCARE
    • State departments of health promote public health through policy initiatives, research and service programs
    • Often, a state’s public health administration is combined with the provision of social services
    • “ Health” generally encompasses behavioral and environmental health as well as physical well-being, illness and communicable diseases
  • 76. STATE AND LOCAL HEALTHCARE
    • Visitors to state health sites may find directories of hospitals and nursing homes, listings of licensed health practitioners, health warning, information about federally-funded programs such as Medicare and Medicaid, vital statistics, and reports on specific health issues
    • Social service websites may include information and programs dealing with welfare, early childhood development, foster parenting, poverty, juvenile delinquency, sex offenders, aging, public assistance, and rehabilitation
    • There may also be a listing of private social service agencies
  • 77. YET MORE HEALTHCARE
    • TRICARE:
      • TRICARE is the DOD’s managed health care program for active duty members, active duty families, retirees and their families, and other eligible beneficiaries
      • Pays a percentage of allowed charges for covered health care services provided by authorized providers, after the member meets the yearly deductible
      • Has a catastrophic cap which is the maximum paid out of pocket for covered services
  • 78. YET MORE HEALTHCARE
    • Delta Dental contact information:
      • Separating service members shall also be made aware that dental care insurance under the DELTA Dental plan does not continue after separation
      • Dental benefits are available to former active duty and Reservists, however family members are not entitled to dental benefits
  • 79. YET MORE HEALTHCARE
    • Retirees Health care is not an automatic TRICARE benefit
    • Sponsors must make sure that they and their family members are enrolled in DEERS
    • Sponsors and family members enrolled in TRICARE Prime will be automatically disenrolled when the sponsor separates from active duty
    • To continue TRICARE Prime, sponsors and family members must contact their TRICARE regional managed care support contractor or local service center and re-enroll
  • 80. VA HEALTH CARE
    • VA provides a broad spectrum of medical, surgical, readjustment counseling and rehabilitative care to veterans
    • VA provides a Medical Benefits Package, a standard enhanced benefits plan available to all enrolled veterans
    • This plan emphasizes preventative and primary care, and offers a full range of outpatient and inpatient services within the VA health care system
  • 81. VA HEALTH CARE
    • VA maintains an annual enrollment system to manage the provision of quality hospital and outpatient medical care and treatment to all enrolled veterans
    • A priority system ensures that veterans with service-connected disabilities and those below the low-income threshold are able to be enrolled in VA’s health care system
    • All veterans are potentially eligible
    • Veteran’s health care facilities are not just for men only
    • VA offers full-service health care to women veterans
  • 82. VA DENTAL CARE
    • There are dental eligibility criteria which in some cases are extensive and in other cases very limited
    • The VA website provides fact sheets on VA Medical care and Dental treatment
  • 83. CONTINUED HEALTH CARE BENEFITS
    • Temporary health care is available with the Continued Health Care Benefits Program (CHCBP)
    • Separating service members are eligible to purchase continued health insurance for a period of 18 months, including pre-existing conditions coverage
    • This program is premium-based health care providing medical coverage to a select group of former military beneficiaries
    • It is similar to, but not part of, TRICARE
    • The program extends health care coverage to individuals who lose military benefits
  • 84. CONTINUED HEALTH CARE BENEFITS
    • Time frames to obtain this coverage:
      • Individuals must enroll and pay premiums to the CHCBP within 60 days after separation from active duty or loss of eligibility for military health care
  • 85. VETERANS’ GROUP LIFE INSURANCE (VGLI)
    • Service members’ Group Life Insurance (SGLI) will continue to cover the member for the first 120 days after separation
    • Members will be given the opportunity to convert SGLI to VGLI
    • VGLI is a program, which allows veterans to convert SGLI coverage to a renewable term insurance policy
    • The VGLI coverage amount cannot exceed the amount of SGLI at the time of separation from service
    • VGLI policy holders can convert their VGLI to an individual commercial life insurance policy at any time
  • 86. SGLI
    • SGLI provides two options upon release from service
    • Converting full-time SGLI coverage to term insurance under the VGLI program or convert to a permanent plan of insurance with on of the participating commercial insurance companies
    • SGLI disability extension allows those who are totally disabled at time of discharge to retain SGLI coverage they had in service at no cost for up to two years
  • 87. TSGLI
    • The traumatic Injury Protection Under Servicemembers’ Group Life Insurance (TSGLI) program is a rider to SGLI
    • The TSGLI rider provides for payment to service members who are severely injured (on or off duty) as the result of a traumatic event and suffer a loss that qualifies for payment under TSGLI
  • 88. TSGLI
    • Every member who has SGLI also has TSGLI effective December 1, 2005
    • TSGLI coverage is automatic for those insured under basic SGLI and cannot be declined
    • This benefit is also provided retroactively for members who incurred severe losses as a result of a traumatic injury between October 7, 2001 and December 1, 2005 if the loss was the direct result of injuries incurred in Operations Enduring Freedom and Iraqi Freedom
    • TSGLI payments are designed to help traumatically injured service members and their families with financial burdens associated with recovering from severe injury
  • 89. FSGLI
    • Family Servicemembers’ Group Life Insurance (FSGLI) is a program extended to the spouses and unmarried dependent children of members insured under the SGLI program
    • FSGLI provides life insurance protection only
    • It does not provide disability or other supplementary benefits
    • FSGLI is a service members’ benefit and the member is the beneficiary of the policy
    • In addition, FSGLI has no cash, loan, paid-up or extended insurance values and does not pay dividends
  • 90. S-DVI
    • The Service-Disabled Veterans Insurance (S-DVI) program was established to meet the insurance needs of certain veterans with service connected disabilities
    • S-DVI is available in a variety of permanent plans as well as term insurance
  • 91. S-DVI
    • Individuals can apply if they meet the following criteria
      • Released from active duty under other than dishonorable conditions on or after April 25 1951
      • Rated for a service-connected disability
      • In good health except for any service-connected conditions
      • Need to apply within 2 years from the date VA grants their new service-connected disability
  • 92. VMLI
    • The Veterans’ Mortgage Life Insurance (VMLI) program provides mortgage life insurance to severely disabled veterans and service members
    • It is designed to pay off home mortgages or disabled veterans and service members in the event of their death
    • Only veterans and service members who have received a Specially Adapted Housing Grant from VA are eligible for VMLI
  • 93. INSURANCE
    • VA life insurance programs were developed to provide insurance benefits for veterans and service members who may not be able to get insurance from private companies because of the extra risks involved in military service, or a service connected disability
    • During their transition, the member needs to do research on Veterans Group Life Insurance and others in order to select the plans most appropriate
  • 94. FINANCIAL MANAGEMENT
    • Careful financial planning is the key to managing a limited income
    • Military OneSource can offer assistance with financial management
    • TSP is a retirement plan
    • The purpose of TSP is to provide retirement income
    • The amount contributed and the earnings attributable to the contributions belong to the member, even if they do not serve 20 or more years ordinarily necessary to receive uniformed services retired pay
  • 95. FINANCIAL MANAGEMENT
    • Survivor Benefit Plan (SBP) is a form of life insurance for retired pay
    • SBP protects eligible survivors against the complete loss of retired pay
    • The member and the spouse are equally responsible for the SBP decision
    • The spouse will be required to sign the SBP election form and should be included in the decision making process
    • If divorced, review the divorce decree
    • Failure to accept or decline coverage will result in automatic coverage at the full retirement pay amount
  • 96. FINANCIAL MANAGEMENT
    • Military vs. civilian pay and benefits
      • Members of nonprofit associations that support military members contend that a pay gap of around 3.4 percent still exists and are backing legislation to remedy this
      • Basic pay for entry level pay for the military compares somewhat favorably to entry level positions for those entering the workforce right out of high school or college
      • However, due to the military’s time in grade promotion system and lack of performance bonuses, a good performer in the private sector will likely move ahead of a military member in compensation quickly
  • 97. FINANCIAL MANAGEMENT
    • If the service member is considering separating from the military prior to retirement, it is recommended that they carefully compare current benefits to what is available in the civilian sector
  • 98. SEPARATION PAY
    • Separation pay eligibility and amounts are determined by the type of separation
    • Separation program designator (SPD) codes identify members eligible for separation pay
    • While may SPD codes dually confer separation pay and transition benefits, there are many SPD codes that confer only separation pay
    • The actual amount of separation pay is computed by the local financial office
  • 99. SEPARATION PAY
    • Personnel medically separated for a disability incurred in a combat zone or from combat-related operations may be entitled to an enhanced disability separation pay
    • For more information contact Personnel office
  • 100. UNEMPLOYMENT COMPENSATION
    • Unemployment compensation for ex-service members is referred to as UCX
    • Members who are separating or, in some cases, retiring from active duty may qualify for unemployment compensation
    • For more information, contact your local unemployment office in the area in which you will be residing.
  • 101. GENERAL MONEY MANAGEMENT
    • Money management encompasses all monetary assets, including:
      • Cash on hand
      • Checking accounts
      • Savings accounts
      • Money market accounts
      • Other short term investment vehicles
      • Longer term saving instruments
  • 102. GENERAL MONEY MANAGEMENT
    • The goal is to maximize interest earnings and to minimize fees while keeping funds safe and readily available for:
      • Living expenses
      • Emergencies
      • Saving
      • Investment opportunities
  • 103. GENERAL MONEY MANAGEMENT
    • Budgeting a balance sheet, or a net worth statement, describes an individual’s or family’s financial condition on a specified date (often Jan 1) by showing:
      • Assets
      • Liabilities
      • Net worth
    • It provides a current status report and includes information on what is owned (assets), what is owed (liabilities) and what the net result would be if all debts were paid off
  • 104. GENERAL MONEY MANAGEMENT
    • A cash flow or income and expense statement lists and summarizes income and expense transactions that have taken place over a specific period of time such as a month or year
    • Tools are available to assist with developing a budget
    • Individuals can visit FFSC and meet with financial counselors or can access financial planning on line
  • 105. GENERAL MONEY MANAGEMENT
    • Debt management is a systematic way to help individuals if they are in debt to become debt free
    • It involves spreading the repayments over a period of time and stopping creditors from taking legal action
    • This plan is based on income and expenditure
    • It is not necessarily for individuals who get into unmanageable debt only by reckless spending, but also because of some unavoidable reasons, like removal from a job, relocation or separation
  • 106. GENERAL MONEY MANAGEMENT
    • Debt management programs, typically offered through FFSC have been designed and equipped to assist to help individuals make debt repayments in a suitable manner
    • These programs are not always accessible after transition
  • 107. PERSONAL SAVINGS/INVESTMENTS
    • Savings banks and credit unions offer savings accounts designed to help individuals reach short and long-term financial goals
    • The four most common types of investments are”
      • Bonds
      • Certificate of deposits
      • Stocks
      • Mutual funds
  • 108. RESERVE AFFILLATION
    • For all enlistees, if this is the member’s initial enlistment, must serve a total of 8 years
    • Any part of that service not served on active duty must be served in a reserve component unless they are sooner discharged
    • Members must satisfy the obligation by becoming a ready reserve in:
      • Selected Reserves, or
      • Individual Ready Reserves
  • 109. VA
    • VA has the overall responsibility to provide information and administration of benefits to veterans
    • Information on VA benefits is covered in depth at the veterans’ benefits briefing
    • Compensation and pension benefits delivery at discharge (BDD) is offered at certain locations throughout the US
    • This program allows veterans’ self indentified disability claims to be processed 6 months prior to separation
  • 110. VA
    • Quick start allows service members the opportunity to submit an application for service-connected compensation while still on Active Duty
    • Eligible veterans may obtain loans guaranteed by VA to purchase or refinance homes, condominiums and manufactured homes
    • VA home loans feature a competitive interest rate and lower down payment, or, if the lender agrees, no down payment at all
  • 111. VA
    • Veterans Vocational Rehabilitation and Employment Vocational Rehabilitation and Employment is an employment-oriented program intended for veterans who have a combined service-connected disability rating of 20% or more and for certain service members awaiting discharge due to a medical condition
    • A veteran with 10% combined rating may apply for benefits but must meet additional entitlement criteria
    • VR&E helps individuals prepare for, find and keep suitable employment
  • 112. VA
    • Employment with VA:
      • The Secretary of VA may give preference to qualified covered veterans for employment in the Department as Veterans’ Benefits Counselors and Veterans’ Claims Examiners
  • 113. DTAP
    • Disabled Transition Assistance Program (DTAP) presentations are generally group sessions that include a comprehensive discussion of VA’s Vocational Rehab and Employment program and educational/vocational counseling available to separating service members and veterans
    • Usually the VA regional office VR&E officer will coordinate DTAP sessions for those service members who are hospitalized, convalescing or receiving outpatient treatment for a disability and who are unable to attend a DTAP group session
  • 114. DTAP
    • This briefing is specifically for anyone who has or believes they might have a service-connected disability
    • When in doubt, you are encouraged to attend
  • 115. VA DISABILITY BENEFITS
    • It is important for the service member to know that the department of Veterans Affairs is responsible for ensuring that disabled veterans receive the care, support and earned recognition
    • DTAP is an integral component of transition because it helps the individual make informed decisions about their disability as it relates to the VA
    • It is intended to facilitate the expeditious delivery of vocational rehabilitation services to those eligible by assisting them in filing an application for vocational rehab benefits
  • 116. BDD AND QUICK START
    • BDD is offered to accelerate receipt of VA disability benefits, with a goal of providing benefits within 60 days after release or discharge from active duty
    • BDD allows a service member with at least 60 days, but no more than 180 days, remaining on active duty to file a VA disability claim prior to separation
    • BDD requires a minimum of 60 days to allow sufficient time to complete the medical examination process prior to separation
    • If the member is closer than 60 days, they can submit a Quick Start claim
  • 117. STATE VETERAN BENEFITS
    • Many states offer veterans benefits
    • These benefits may include educational grants and scholarships, special exemptions or discounts on fees and taxes, home loans, veteran’s homes, free hunting and fishing privileges and more
    • Each state manages its own benefit programs
  • 118. TWO YEAR COMMISARRY PRIVILEGES
    • Individuals who are separated with an SPD code that conveys TAP benefits (includes honorable involuntary separatees & those separating voluntarily under the Hubbard Act) have eligibility for two-year for commissary and exchange privileges
    • Those individuals who separated and retired who elect to live in a foreign country my lose commissary and/or base exchange privileges due to treaties, SOFA agreements or military base agreements between the US and host country
  • 119. LEGAL ASSISTANCE
    • Military installations have legal assistance offices available to assist members with legal matters such as:
      • Will preparation
      • Power of attorney
      • Review of most contracts
      • Debit/credit problems
      • Landlord/tenant issues
      • Family law
      • Tax law and estate planning
    • All of these services are a non cost benefit of active duty service
  • 120. LEGAL ASSISTANCE
    • Retirees can use the installation legal and financial offices on a space-available basis, and depending on the location, may have to wait to see a representative
    • The installation legal and financial offices will specify the services available
    • It is helpful to call as far in advance as possible
    • Retirees residing overseas may have restrictions on privileges based upon SOFA agreement
  • 121. POST GOVERNMENT EMPLOYMENT
    • It is mandatory that all DOD personnel who leave military service for the private sector must be given guidance on the relevant pre-post-employment restrictions as part of their out-processing
    • Service members can not decline this counseling
    • It is required prior to separation
    • All separating and retiring service members are to be referred to legal for this briefing from an ethics official