What makes the Essentia Story different? Increase Sales While Helping Your Customers Get The Essentials They Need <ul><li>...
Build Loyalty. Build Profits. <ul><li>100% of the sales made using the in-store credit program will be paid to you, guaran...
Lending a helping hand helps you and your customers <ul><li>30% of all US households live paycheck to paycheck. </li></ul>...
Getting started with Essentia is easy <ul><li>Essentia provides cards, point of sale and promotional materials along with ...
Offering the card to your customers is easy <ul><li>Essentia administers the program, handles cardholder support, and take...
How It Works Pick Up Card Call for Activation  Use Card for Payment Essentia Debits Payment Shop
Customer Benefits <ul><li>Provides valuable credit for urgent needs </li></ul><ul><li>Buy now and pay later without a cred...
Value Proposition for Retail Partners Merchant Benefits <ul><li>Generates more sales </li></ul><ul><li>Reduces your paymen...
A successful track record <ul><li>In a pilot program designed to target three core consumer groups, the Essentia  </li></u...
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Essentia Financial Services

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Essentia card offering for Retailers

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Essentia Financial Services

  1. 2. What makes the Essentia Story different? Increase Sales While Helping Your Customers Get The Essentials They Need <ul><li>Extend credit when other options may not be available. </li></ul><ul><li>Give customers a way to purchase essential items. </li></ul><ul><li>A sensible, risk-free credit program offered on your behalf. </li></ul><ul><li>Charge card can only be used in your store </li></ul><ul><li>Consumers have access to millions of dollars that go to your bottom line. </li></ul>
  2. 3. Build Loyalty. Build Profits. <ul><li>100% of the sales made using the in-store credit program will be paid to you, guaranteed. </li></ul><ul><li>Add money to your bottom line while providing a valuable service to customers that will help build their loyalty. </li></ul><ul><li>Bypass typical fees associated with accepting credit cards every time your store-branded card is used . </li></ul><ul><li>Earn commissioned revenue every time a new card is issued. </li></ul>
  3. 4. Lending a helping hand helps you and your customers <ul><li>30% of all US households live paycheck to paycheck. </li></ul><ul><li>Many run out of funds and had to rely on payday loans or writing bad checks to purchase the essentials they need. </li></ul><ul><li>Essentia in-store charge card lends a helping hand while helping them build credit. </li></ul><ul><li>All customer needs to qualify is a checking account and a valid form of identification. </li></ul>
  4. 5. Getting started with Essentia is easy <ul><li>Essentia provides cards, point of sale and promotional materials along with training and customer service. </li></ul><ul><li>Each program is specifically tailored to fit your needs. </li></ul><ul><li>The Essentia program is easy to administer, and features online reporting. </li></ul><ul><li>Whether at a clerk, store or corporate level, you can have your program up and running in no time. </li></ul>
  5. 6. Offering the card to your customers is easy <ul><li>Essentia administers the program, handles cardholder support, and takes all financial risk. </li></ul><ul><li>Essentia provides promotional materials designed to help you introduce the card to your customers. </li></ul><ul><li>Customers pick up a card at your counter and call an 800 number to activate it instantly. </li></ul>
  6. 7. How It Works Pick Up Card Call for Activation Use Card for Payment Essentia Debits Payment Shop
  7. 8. Customer Benefits <ul><li>Provides valuable credit for urgent needs </li></ul><ul><li>Buy now and pay later without a credit check </li></ul><ul><li>Lower fees than NSF fees </li></ul><ul><li>Expands payment options </li></ul><ul><li>Instant approval </li></ul><ul><li>Credit reporting and repair potential </li></ul><ul><li>More attractive fees than payday loans </li></ul>
  8. 9. Value Proposition for Retail Partners Merchant Benefits <ul><li>Generates more sales </li></ul><ul><li>Reduces your payment acceptance costs </li></ul><ul><li>Builds customer loyalty </li></ul><ul><li>Gives you a competitive advantage </li></ul><ul><li>Totally risk-free. 100% guaranteed payment </li></ul><ul><li>Commissioned revenues </li></ul>
  9. 10. A successful track record <ul><li>In a pilot program designed to target three core consumer groups, the Essentia </li></ul><ul><ul><li>program proved to be extremely successful. </li></ul></ul><ul><li>Group 1 - Loyal store customers </li></ul><ul><ul><li>22% of in-store credit cardholders </li></ul></ul><ul><ul><li>6% revenue increase </li></ul></ul><ul><li>Group 2 – Occasional store customers </li></ul><ul><ul><li>50% of in-store credit cardholders </li></ul></ul><ul><ul><li>79% revenue increase </li></ul></ul><ul><li>Group 3 – Brand new customers </li></ul><ul><ul><li>28% of in-store credit cardholders </li></ul></ul><ul><ul><li>200% revenue increase </li></ul></ul>

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