SHOULD I SHORT SALE MY HOME?
HOW TO SURVIVE THE WORST
REAL ESTATE MARKET IN HISTORY
Tim and Julie Harris
*This book and its content is not intended to give legal or
accounting advice. Readers of this book are advised to
seek additional information from their accountant and/or
attorney. The authors and co-authors are not accountants
Table of Contents
A National Epidemic Is Looming. Are You Ready?
How Bad Is It?
Ok, I Get It. A Short Sale May Be My Best Option.
Tell Me More.
What Is A Mortgage Foreclosure?
You Have Been Warned: Foreclosure Scams.
What Are The Options For Homeowners In
You Now Want To Short Sale Your Home:
Top 10 Short Sale Questions, Answered.
I Thought Rates Were Falling. Won’t That Help?
Life After Short Sale...When You Want To Buy A
Home Again…FHA To The Rescue.
Something You Should Know: The Death Of The
Home Equity Loan - Millions Of Homeowners Shut
Loss Mitigation Companies and Contact Info.
What’s the difference between Short Sale vs. Short
(Abbreviated) The Complete State-by-State
Guidebook on the most Common Foreclosure
Procedures (FLORIDA ONLY)
Biographies of Authors
About the Author
Tom Damron, serial
entrepreneur, real estate
investor, loss mitigation
specialist, author, founded
MLS Direct Network of Central
Florida, Inc. in 2007 and
began developing the
Foreclosure Protection Team.
A resident of Silver Springs,
Florida, Tom is growing his
elite team throughout the state
in an effort to save as many homeowners from
foreclosure as possible. Tom says real estate
professionals partnered with his team are positioned
to make more money than ever, due to the system he
has in place. Any agent associated with the team
enjoys the benefits of highly skilled negotiators armed
with “ R eserved Leverage ” when dealing with
banks. Without “ R eserved Leverage, ” agents
can’t get as many deals done, thus doing an injustice
to themselves as well as the homeowner.
Tom welcomes real estate professionals and
homeowners alike to contact him directly to discuss
the advantages of the Foreclosure Protection Team.
He also hopes that everyone reading this book
realizes the value of a
T ogether E veryone Achieves M ore!
Feel free to contact Tom at
About The Co-Authors:
Tim and Julie Harris have
been leaders since day one
of their careers. After selling
more than 100 homes in their
very first year and every year
there after. They gained
great acclaim when the
National Association or
Realtors named them Agents
of the Year in 1997. They were consistently rated on
the NARs lists of top 500 Agents in the US. They
were also the youngest and fastest to achieve the
Re/Max Platinum award. They are both Howard
Brinton StarPower Stars, and have been long-time
coaches for the Mike Ferry Organization. Having been
involved in thousands of real estate transactions, Tim
and Julie have shown their acumen not just for the
business itself, but their abilities to impact their
Tim and Julie Harris are unique in the coaching and
training field because they have actually done what
they teach. In an industry filled with professional
‘speakers’ and ‘gurus’ whom have never sold real
estate or haven’t sold real estate in decades Tim and
Julie stand out - Matter of fact, they are still involved
in the real estate sales industry every day.
Tim and Julie have contributed directly to the success
of thousands of real estate professionals nationwide,
through their unique and proven techniques. With
over tens of thousands of coaching calls, they are
proud to have some of the most successful agents in
the country enrolled at The Harris Real Estate
Every day, over 11,000 agents participate in a Harris
Real Estate University coaching program.
For more information, find Tim and Julie Harris at: