Generating Wealth With  Private Lending GCA Financial
Agenda <ul><li>Today, We Will Discuss: </li></ul>Earning High Yields Secured by Real Estate While  YOU  Stay In Control  o...
What Private Lending Is NOT!
What is Private Lending?
What is Private Lending? “ Private Lending&quot; refers to a  private individual  making a loan to another individual with...
Why Haven’t I Heard of This?
Benefits of Private Lending  <ul><li>Secured By Tangible Property </li></ul><ul><li>Safety - Low Risk As long as there is ...
Basics <ul><li>Let’s assume we have a $500k house in the San Francisco Bay Area…  </li></ul>VALUE: $500k LOAN: $300K (60%)...
Why Would Someone Pay x%? <ul><li>IMAGINE THIS SCENARIO: </li></ul><ul><li>You get a chance to buy a property worth  $500,...
Why Would Someone Pay x%? <ul><li>Immediacy:   Access to capital much faster than conventional lender.  </li></ul><ul><li>...
How Does It Work? <ul><li>5 STEP SYSTEM </li></ul>Remember:  YOU ARE THE BANK Our Broker Services Loan. You Receive Monthl...
What Does It Cost Me?
Typical Investment <ul><li>65% LTV </li></ul><ul><li>6 months to 18 months </li></ul><ul><li>1 st  Deed of Trust  </li></u...
How Am I Protected?
Every Investment Has Risk! <ul><li>Almost all loans will have at least one late payment. (you get paid more for that – bor...
Private Lending vs. Stocks <ul><li>Private Lending </li></ul><ul><li>Great  cash flow  generator – and quickly </li></ul><...
Conclusion <ul><li>Private Lending is still  one of the  relatively  safest investments  you can make that also offers you...
Conclusion <ul><li>Do you know someone who would like to take advantage of one of the greatest opportunities in our lifeti...
Upcoming SlideShare
Loading in …5
×

GCA Financial Trust Deed Investing PP

724 views

Published on

0 Comments
1 Like
Statistics
Notes
  • Be the first to comment

No Downloads
Views
Total views
724
On SlideShare
0
From Embeds
0
Number of Embeds
1
Actions
Shares
0
Downloads
25
Comments
0
Likes
1
Embeds 0
No embeds

No notes for slide

GCA Financial Trust Deed Investing PP

  1. 1. Generating Wealth With Private Lending GCA Financial
  2. 2. Agenda <ul><li>Today, We Will Discuss: </li></ul>Earning High Yields Secured by Real Estate While YOU Stay In Control of YOUR Money. & Receive MONTHLY Payments
  3. 3. What Private Lending Is NOT!
  4. 4. What is Private Lending?
  5. 5. What is Private Lending? “ Private Lending&quot; refers to a private individual making a loan to another individual with real estate as collateral . You Are The Bank Your Name Is On The Note and Deed of Trust
  6. 6. Why Haven’t I Heard of This?
  7. 7. Benefits of Private Lending <ul><li>Secured By Tangible Property </li></ul><ul><li>Safety - Low Risk As long as there is value in the property, your investment is secure. </li></ul><ul><li>Great Returns </li></ul><ul><li>People are familiar with real estate investing because real estate ownership is so common. </li></ul><ul><li>Receive monthly payments </li></ul>
  8. 8. Basics <ul><li>Let’s assume we have a $500k house in the San Francisco Bay Area… </li></ul>VALUE: $500k LOAN: $300K (60%) PROTECTIVE EQUITY: $200K (40%) We lend NO MORE than 60% of value… This is our “protection”, our cushion…
  9. 9. Why Would Someone Pay x%? <ul><li>IMAGINE THIS SCENARIO: </li></ul><ul><li>You get a chance to buy a property worth $500,000 in today’s market for $250,000. </li></ul><ul><li>You have 5 days to close. </li></ul><ul><li>The bank will only accept cash. </li></ul><ul><li>Do you care if you pay 12% for 6 months if you can CLOSE on the deal? </li></ul>
  10. 10. Why Would Someone Pay x%? <ul><li>Immediacy: Access to capital much faster than conventional lender. </li></ul><ul><li>Asset Based Underwriting: Borrower qualifications can be subordinate to value of the property. </li></ul><ul><li>Timeliness: Conventional lenders are not fond of short term loans </li></ul><ul><li>Improvement Costs: “Rehab Loans” can include the cost to improve the property, increasing equity </li></ul><ul><li>Number of Loans: Traditional lenders limit number of loans </li></ul>
  11. 11. How Does It Work? <ul><li>5 STEP SYSTEM </li></ul>Remember: YOU ARE THE BANK Our Broker Services Loan. You Receive Monthly $$$ Borrower Requests Loan and Submits all Docs Our Broker Confirms Viability Investor Introduced To Project & Makes Commitment Escrow Opened & Investor Places Funds
  12. 12. What Does It Cost Me?
  13. 13. Typical Investment <ul><li>65% LTV </li></ul><ul><li>6 months to 18 months </li></ul><ul><li>1 st Deed of Trust </li></ul><ul><li>8% to 11% Interest Rate </li></ul><ul><li>1% Servicing Fee </li></ul><ul><li>Non-Owner Occupied, 1-4 unit Residential properties (mentioned before) </li></ul><ul><li>Properties within 100-mile radius of office </li></ul><ul><li>Rehab Loans for Fix & Flip deals </li></ul>
  14. 14. How Am I Protected?
  15. 15. Every Investment Has Risk! <ul><li>Almost all loans will have at least one late payment. (you get paid more for that – borrower pays penalty) </li></ul><ul><li>A portion will turn in “default” </li></ul><ul><li>A smaller portion will go into “foreclosure” </li></ul><ul><li>Very few make it all the way to auction. Why? Protective Equity! </li></ul><ul><li>The MOST important number to look out for in private lending is VALUE of property. </li></ul>
  16. 16. Private Lending vs. Stocks <ul><li>Private Lending </li></ul><ul><li>Great cash flow generator – and quickly </li></ul><ul><li>Use OPE (other people’s experience) </li></ul><ul><li>Use OPT (other people’s time) </li></ul><ul><li>Passive income </li></ul><ul><li>Relatively secure </li></ul><ul><li>Higher returns than stock market </li></ul><ul><li>Stocks </li></ul><ul><li>Not good for cash flow </li></ul><ul><li>Based on demand and supply – beyond your control </li></ul><ul><li>S&P 500 Lower returns </li></ul><ul><li>No collateral </li></ul>
  17. 17. Conclusion <ul><li>Private Lending is still one of the relatively safest investments you can make that also offers you a high return and consistent monthly cash flow . </li></ul>
  18. 18. Conclusion <ul><li>Do you know someone who would like to take advantage of one of the greatest opportunities in our lifetime with low risk and high returns? </li></ul><ul><li>Contact: Tom Braegelmann </li></ul>

×