T I C Presentation Sept 094

T I C Presentation Sept 094 - Presentation Transcript

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She’ll be right! PDF created with pdfFactory Pro trial version www.pdffactory.com

She’ll be right! 100 will die by Accident PDF created with pdfFactory Pro trial version www.pdffactory.com

She’ll be right! 2400 will die from illness PDF created with pdfFactory Pro trial version www.pdffactory.com

She’ll be right! • These startling statistic have just been released from a National Stroke Foundation Survey 2009 • “On average 2,500 Australian are now dying each week” !!!!!!! • BEHIND THESE STATISTICS IS THE REALITY…………….. • ALL THESE DEATHS HAVE AN….. IMPACT PDF created with pdfFactory Pro trial version www.pdffactory.com

She’ll be right! Financial shock and Re-organisational shock PDF created with pdfFactory Pro trial version www.pdffactory.com

She’ll be right! HOW AUSTRALIANS VIEW LIFE RISK INSURANCE Here are some frightening statistics on Australia’s attitude to Life Risk Insurance PDF created with pdfFactory Pro trial version www.pdffactory.com

She’ll be right! A recently survey of 1000 Australians who have NO life cover. They were asked three questions…. [1] do you have a ….. “she’ll be right” attitude? [2] are you building wealth but not protecting it? [3] is life insurance for someone else …not for you?” PDF created with pdfFactory Pro trial version www.pdffactory.com

She’ll be right! • 25% think they are fit and healthy and don’t expect anything to happen! • 49% of those surveyed said they may not cope but that they’d find a way!! • 51% said their “broader” family would help them! PDF created with pdfFactory Pro trial version www.pdffactory.com

She’ll be right! • 40% of single people thought life insurance was only for parents with kids! • 48% think it’s too complicated or too hard to understand ??? • 63% say they hadn’t discussed life insurance with their partners in 5 years! PDF created with pdfFactory Pro trial version www.pdffactory.com

She’ll be right! • 81% thought life insurance was too expensive!!!!!!! PDF created with pdfFactory Pro trial version www.pdffactory.com

MALE RATES (NON-SMOKER) What does it cost each week to cover your debts $100,000 $200,000 $300,000 $400,000 Average Cost of Cover Per Average Cost of Cover Average Cost of Cover Average Cost of Cover AGE Week Per Week Per Week Per Week 25 30 35 40 45 FEMALE RATES (NON-SMOKER) $100,000 $200,000 $300,000 $400,000 Average Cost of Cover Per Average Cost of Cover Per Average Cost of Cover Average Cost of Cover AGE Week Week Per Week Per Week 25 30 35 40 45 Provided by Future Risk Consulting | www.futurerisk.net.au PDF created with pdfFactory Pro trial version www.pdffactory.com

She’ll be right! 1. Don’t buy cover you don’t need! 2. Don’t buy Life Insurance from your corner Deli 3. Don’t ignore cover offered by Super or your Employer! 4. Don’t choose the wrong policy! PDF created with pdfFactory Pro trial version www.pdffactory.com

She’ll be right! At futureRISK, our skill is to ensure that…. • you have the right amount of cover. • A claim can be paid.. • your policy ownership is right. • tax efficiencies are in place. • and the right people benefit PDF created with pdfFactory Pro trial version www.pdffactory.com

170 people died tragically in the Victorian Bushfires Only 34 had any life insurance!! PDF created with pdfFactory Pro trial version www.pdffactory.com

She’ll be right! 2,400 PDF created with pdfFactory Pro trial version www.pdffactory.com

She’ll be right! Mt Kinabalu…..Borneo PDF created with pdfFactory Pro trial version www.pdffactory.com

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Disclaimer The material shown in this presentation is for general information purposes only. It is not intended to be, nor should it be read as specific personal investment or risk advice. Whilst all care is taken in the preparation of this material no warranty is given with respect to the information provided, and accordingly no responsibility for errors or omissions, including responsibility to any person by reason of negligence is accepted by Professional Investment Services Pty Ltd or any member or employee of Professional Investment Services Pty Ltd. Before acting on any of the information contained in this presentation you should obtain special advice from a specialist investment or risk professional, which is appropriate to your specific investment or risk needs, objectives and financial situation. PDF created with pdfFactory Pro trial version www.pdffactory.com