Sustainable Investing
Agenda-Introduction-Crowdfunding-Community Bonds-Microloans-Social Impact Bonds-Social Enterprise-CEDIFs-Small Business In...
Timothy Nash @timenash nash@sustainableeconomist.com June 12, 2013
Social Enterprise-Any organization that earns revenue by sellinga product or service and generates a positivesocial impact...
Crowdfunding-Raise money for specific projects-Gifts / rewards are given for donations -bigger donations get bigger rewards...
Crowdfundinghttp://www.indiegogo.com/projects/real-food-creations
Grants$5-$25K grants to social entrepreneurs-additional support in the form of mentorship,expertise, and exposure to inves...
Microloans-Small loans to new immigrants to upgradetheir credentials to Canadian standards-Small loans to social entrepren...
Microloans-Small loans to entrepreneurs who don’t haveaccess to traditional loans-Require a strong business plan, and ofte...
Community Economic DevelopmentInvestment Funds (CEDIFs)Raise capital byissuing sharesUsed for startup orexpansionBuild com...
-Allows organizations to raise money by issuingshares to non-accredited investors-Investors get a 35% tax credit and stren...
Small Business Investor Tax Credit-Allows small businesses to raise money byissuing shares to non-accredited investors-Inv...
Community Bonds$10,000 per bond4% return for 5 yearsRaised $2 millionProvides space forsocial enterprisesProtection agains...
Community Bonds-Allows non-profits to raise money for expansion-Investors get a ‘blended return’ - a financialreturn plus a ...
Social Impact BondsSIBs are a way to leverage private money toinvest in preventative programs that will lowergovernment ex...
Social Impact BondsInvestorsIntermediaryNon Profit Government1. Make Investment2. Fund Prevention Program3. Outcomes thatRe...
Social Impact Bondshttp://www.rockefellerfoundation.org/uploads/files/655fab01-83b9-49eb-b856-a1f61bc9e6ca-small.pdf
Social Impact Bonds-Agree on social outcome metrics-Define the scope-Quantify saving to government-Independent verification ...
THANK YOUSustainableEconomist.com
Why are social finance tools importantfor New Brunswick?Workshop Round 1
What questions do you still have aboutsocial finance tools?Workshop Round 2
What are our next steps?Workshop Round 3
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Fredericton social enterprise keynote

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Presentation in Fredericton, New Brunswick brought to you by the Co-operative Enterprise Council of New Brunswick, the Pond-Deshpande Centre, the Economic and Social Inclusion Network, and OMISTA Credit Union. The presentation covers social finance tools that will help co-ops finance start-up and expansion. Topics include social enterprise, crowdfunding, microloans, CEDIFs, Small Business Investor Tax Credit, community bonds, and social impact bonds.

Published in: Economy & Finance, Business
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Fredericton social enterprise keynote

  1. 1. Sustainable Investing
  2. 2. Agenda-Introduction-Crowdfunding-Community Bonds-Microloans-Social Impact Bonds-Social Enterprise-CEDIFs-Small Business Investor Tax Credit
  3. 3. Timothy Nash @timenash nash@sustainableeconomist.com June 12, 2013
  4. 4. Social Enterprise-Any organization that earns revenue by sellinga product or service and generates a positivesocial impactTimothy Nash @timenash nash@sustainableeconomist.com June 12, 2013
  5. 5. Crowdfunding-Raise money for specific projects-Gifts / rewards are given for donations -bigger donations get bigger rewards-Tiny donations are made by large crowds-These are donations, not investmentsTimothy Nash @timenash nash@sustainableeconomist.com June 12, 2013
  6. 6. Crowdfundinghttp://www.indiegogo.com/projects/real-food-creations
  7. 7. Grants$5-$25K grants to social entrepreneurs-additional support in the form of mentorship,expertise, and exposure to investors
  8. 8. Microloans-Small loans to new immigrants to upgradetheir credentials to Canadian standards-Small loans to social entrepreneurs in theGreater Saint John area
  9. 9. Microloans-Small loans to entrepreneurs who don’t haveaccess to traditional loans-Require a strong business plan, and oftencome with additional coaching, mentorship-Creates meaningful employment by supportingthe next generation of entrepreneursTimothy Nash @timenash nash@sustainableeconomist.com June 12, 2013
  10. 10. Community Economic DevelopmentInvestment Funds (CEDIFs)Raise capital byissuing sharesUsed for startup orexpansionBuild community support35% tax creditLocked-in for 5 yearsStrengthen local economy
  11. 11. -Allows organizations to raise money by issuingshares to non-accredited investors-Investors get a 35% tax credit and strengthenthe local economy with their RRSP-These investments can be very risky, andinvestors won’t be able to sell if it turns southCommunity Economic DevelopmentInvestment Funds (CEDIFs)Timothy Nash @timenash nash@sustainableeconomist.com June 12, 2013
  12. 12. Small Business Investor Tax Credit-Allows small businesses to raise money byissuing shares to non-accredited investors-Investors get a 30% tax credit and strengthenthe New Brunswick economy with their RRSP-These investments can be very risky, andinvestors won’t be able to sell if it turns south(4 years)
  13. 13. Community Bonds$10,000 per bond4% return for 5 yearsRaised $2 millionProvides space forsocial enterprisesProtection againstglobal ‘systemic’ risks
  14. 14. Community Bonds-Allows non-profits to raise money for expansion-Investors get a ‘blended return’ - a financialreturn plus a social return on investment-Backing it with an asset (real estate) reducesrisk, and lowers the expected returnhttp://communitybonds.ca/
  15. 15. Social Impact BondsSIBs are a way to leverage private money toinvest in preventative programs that will lowergovernment expenditures in the long-termTimothy Nash @timenash nash@sustainableeconomist.com June 12, 2013
  16. 16. Social Impact BondsInvestorsIntermediaryNon Profit Government1. Make Investment2. Fund Prevention Program3. Outcomes thatReduce Expenditures4. Pay for Programs thatMeet Targets5. Repay Investment +Return$$$$$Timothy Nash @timenash nash@sustainableeconomist.com June 10, 2013
  17. 17. Social Impact Bondshttp://www.rockefellerfoundation.org/uploads/files/655fab01-83b9-49eb-b856-a1f61bc9e6ca-small.pdf
  18. 18. Social Impact Bonds-Agree on social outcome metrics-Define the scope-Quantify saving to government-Independent verification of resultsTimothy Nash @timenash nash@sustainableeconomist.com June 12, 2013
  19. 19. THANK YOUSustainableEconomist.com
  20. 20. Why are social finance tools importantfor New Brunswick?Workshop Round 1
  21. 21. What questions do you still have aboutsocial finance tools?Workshop Round 2
  22. 22. What are our next steps?Workshop Round 3
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