Social Finance ToolsJune 7, 2013
Agenda-Introduction-Crowdfunding (quick)-Community Bonds-Microloans-Social Impact Bonds-Social Enterprise-CEDIFs
Timothy Nash @timenash nash@sustainableeconomist.com June 7, 2013
Social EnterpriseCo-operatives-Any organization that earns revenue by sellinga product or service and generates a positive...
Crowdfunding-Raise money for specific projects-Gifts / rewards are given for donations -bigger donations get bigger rewards...
Microloans
Microloans-Small loans to entrepreneurs who don’t haveaccess to traditional loans-Require a strong business plan, and ofte...
Community Economic DevelopmentInvestment Funds (CEDIFs)Raise capital byissuing sharesUsed for startup orexpansionBuild com...
-Allows organizations to raise money by usingshares to non-accredited investors-Investors get a 35% tax credit and strengt...
Community Bonds$10,000 per bond4% return for 5 yearsRaised $2 millionProvides space forsocial enterprisesProtection agains...
Community Bonds-Allows non-profits to raise money for expansion-Investors get a ‘blended return’ - a financialreturn plus a ...
Social Impact BondsSIBs are a way to leverage private money toinvest in preventative programs that will lowergovernment ex...
Social Impact BondsInvestorsIntermediaryNon Profit Government1. Make Investment2. Fund Prevention Program3. Outcomes thatRe...
Social Impact Bonds-Agree on social outcome metrics-Define the scope-Quantify saving to government-Independent verification ...
Social Impact Bondshttp://www.rockefellerfoundation.org/uploads/files/655fab01-83b9-49eb-b856-a1f61bc9e6ca-small.pdf
THANK YOUSustainableEconomist.com
Why are social finance tools importantfor New Brunswick?Workshop Round 1
What questions do you still have aboutsocial finance tools?Workshop Round 2
How can we make these social financetools more accessible to co-ops andsocial enterprises?Workshop Round 3
What are our next steps?Workshop Round 4
Upcoming SlideShare
Loading in …5
×

CEC_NB Social Finance Presentation

3,491 views

Published on

Presentation during the Co-operative Enterprise Council New Brunswick's annual general meeting. The presentation covers social finance tools that will help co-ops finance start-up and expansion. Topics include social enterprise, crowdfunding, microloans, CEDIFs, community bonds, and social impact bonds.

Published in: Economy & Finance
0 Comments
0 Likes
Statistics
Notes
  • Be the first to comment

  • Be the first to like this

No Downloads
Views
Total views
3,491
On SlideShare
0
From Embeds
0
Number of Embeds
3,205
Actions
Shares
0
Downloads
2
Comments
0
Likes
0
Embeds 0
No embeds

No notes for slide

CEC_NB Social Finance Presentation

  1. 1. Social Finance ToolsJune 7, 2013
  2. 2. Agenda-Introduction-Crowdfunding (quick)-Community Bonds-Microloans-Social Impact Bonds-Social Enterprise-CEDIFs
  3. 3. Timothy Nash @timenash nash@sustainableeconomist.com June 7, 2013
  4. 4. Social EnterpriseCo-operatives-Any organization that earns revenue by sellinga product or service and generates a positivesocial impactTimothy Nash @timenash nash@sustainableeconomist.com June 7, 2013
  5. 5. Crowdfunding-Raise money for specific projects-Gifts / rewards are given for donations -bigger donations get bigger rewards-Tiny donations are made by large crowds-These are donations, not investmentsTimothy Nash @timenash nash@sustainableeconomist.com June 7, 2013
  6. 6. Microloans
  7. 7. Microloans-Small loans to entrepreneurs who don’t haveaccess to traditional loans-Require a strong business plan, and oftencome with additional coaching, mentorship-Creates meaningful employment by supportingthe next generation of entrepreneursTimothy Nash @timenash nash@sustainableeconomist.com June 7, 2013
  8. 8. Community Economic DevelopmentInvestment Funds (CEDIFs)Raise capital byissuing sharesUsed for startup orexpansionBuild community support35% tax creditLocked-in for 5 yearsStrengthen local economy
  9. 9. -Allows organizations to raise money by usingshares to non-accredited investors-Investors get a 35% tax credit and strengthenthe local economy with their RRSP-These investments can be very risky, andinvestors won’t be able to sell if it turns southCommunity Economic DevelopmentInvestment Funds (CEDIFs)Timothy Nash @timenash nash@sustainableeconomist.com June 7, 2013
  10. 10. Community Bonds$10,000 per bond4% return for 5 yearsRaised $2 millionProvides space forsocial enterprisesProtection againstglobal ‘systemic’ risks
  11. 11. Community Bonds-Allows non-profits to raise money for expansion-Investors get a ‘blended return’ - a financialreturn plus a social return on investment-Backing it with an asset (real estate) reducesrisk, and lowers the expected returnhttp://communitybonds.ca/
  12. 12. Social Impact BondsSIBs are a way to leverage private money toinvest in preventative programs that will lowergovernment expenditures in the long-termTimothy Nash @timenash nash@sustainableeconomist.com June 7, 2013
  13. 13. Social Impact BondsInvestorsIntermediaryNon Profit Government1. Make Investment2. Fund Prevention Program3. Outcomes thatReduce Expenditures4. Pay for Programs thatMeet Targets5. Repay Investment +Return
  14. 14. Social Impact Bonds-Agree on social outcome metrics-Define the scope-Quantify saving to government-Independent verification of resultsTimothy Nash @timenash nash@sustainableeconomist.com June 7, 2013
  15. 15. Social Impact Bondshttp://www.rockefellerfoundation.org/uploads/files/655fab01-83b9-49eb-b856-a1f61bc9e6ca-small.pdf
  16. 16. THANK YOUSustainableEconomist.com
  17. 17. Why are social finance tools importantfor New Brunswick?Workshop Round 1
  18. 18. What questions do you still have aboutsocial finance tools?Workshop Round 2
  19. 19. How can we make these social financetools more accessible to co-ops andsocial enterprises?Workshop Round 3
  20. 20. What are our next steps?Workshop Round 4

×