Think Credit Reports provides customers with a comprehensive credit report using data from all three credit bureaus. In addition to credit scores, Think Credit Reports protects customers from identity theft with active account monitoring and live updates regarding any unauthorized account activity.

2.  Think Credit Reports provides customers with a
comprehensive credit report using data from
all three credit bureaus. In addition to credit
scores, Think Credit Reports protects customers
from identity theft with active account
monitoring and live updates regarding any
unauthorized account activity.
Maintaining a good credit score is essential for
keeping loan rates low and projecting a
positive financial reputation. Here are some
ways to increase credit score:

3.  Get a Credit Card: Simply obtaining one or
two credit cards can do wonders for
improving credit scores. If possible, try for a
card that reports to all three credit bureaus.
Keep Credit Balances Low: Having a
significant amount of credit is important,
but having a low balance is even more
important. Experts recommend having a
revolving credit amount of 10 percent or
lower.

4.  Negotiate: In the event that you are unable to
pay balances, attempt to contact credit card
companies to see if they can “erase” debts
that went to collection. Many credit card
companies provide customers with options in
the event that they are unable to pay
balances.
Report “Good Debt”: Debt is not always a bad
thing to have on a report. In fact, many experts
recommend keeping situations in which you
handled payment well on your credit report for
as long as possible.