Purple Cow 2012 Benefits 2 3 Major Employee Benefits LIFE – ACCIDENT – HEALTH 3a. MEDICAL HMO1. LIFE INSURANCE 3b. Optional DENTAL HMO 3c. Optional APE2. ACCIDENT INSURANCE 3d. WELLNESS PROGRAM
Purple Cow 2012 Benefits 3 Benefit Summary LIFE – ACCIDENT – HEALTH1. Life = 5x MBL 13. Access to all major hospitals & clinics2. Terminal Illness = up to 50% of 5x MBL 14. 100% Pre-Existing Conditions coverage3. Total & Perm. Disability Income = 5x MBL 15. 100% Congenital Conditions coverage4. Accidental Death = 5x MBL 16. 100% Special Procedures coverage5. Murder = 5x MBL 17. Benefits on top of Philhealth6. Accidental Disablement = __% of 5x MBL 18. Pooled Employee utilization7. Assault = __% of 5x MBL 19. Separate Dependent utilization8. Medical = HMO buffet of benefits 20. Optional Dental = HMO buffet of benefits9. Combined inpatient & outpatient limits 21. Optional APE = choice of mobile or clinic10. Max. Benefit Limits per disability per year 22. Free Wellness Program11. HMO patient for no-cash-out 23. Same benefits for Dependents12. Private patient for HMO reimbursement 24. Access through Social Media
Purple Cow 2012 Benefits 4 3d. Free Wellness Program ASIANLIFE (call 890-1758 ext. 278 to schedule) EXCLUSIONS1. Comprehensive Wellness Program (to 2x/yr) 1. Cost of vaccinesA company’s corporate wellness program is a key component of The Comprehensive Wellness Program is customized to meetcompany success. Based on a company’s health and wellness your health & wellness needs through the following services:needs/wants, AsianLife has developed a CWP that can motivate HEALTH RISK ASSESSMENTS: Comprehensive writtenand maintain good health. AsianLife brings corporate wellness assessment and detailed CUR (current utilization report) areprograms to the client’s location and implements a wellness provided which gives the employee and the employer theprogram that suits the client’s actual health profile to achieve information needed to set wellness goals.their unique needs and goals. HEALTH PROMOTION & DISEASE MANAGEMENTTo effectively manage healthcare costs, organizations must SEMINARS: Pooling from a wealth of resources and expertiseinclude programs that proactively help employees maintain and available through the medical partners, numerous presentationsimprove their health. The road to better health (and fewer and seminars are available for the client’s workforce to promotepreventable health claims) is paved with small decisions we Wellness.make every day. The result of doing nothing is continued HEALTH SCREENINGS: Periodic onsite health screenings suchskyrocketing of health-care costs, rising absenteeism, and lower as blood pressure and body fat analysis are available in theemployee productivity. program in addition to more extensive screenings such as bloodWellness Bottom Line: gains can include… analysis.Improved employee health; HEALTH PROTECTION MEASURES: Scheduled vaccineIncreased workforce productivity; administration program can be done within company premises.reduced health insurance premiums; The vaccine may vary depending on the need/requirement of thelower workers compensation claims. company. Free Wellness Program benefits are covered on top of Medical HMO benefits
Purple Cow 2012 Competitive Advantages 5 Why Purple Cow?3 Major Employee Benefits in 1 Plan: You get Group Life, Accident & Health (medical HMO, optional dental HMO,optional APE, and Wellness) – all in 1 plan. (Unlike most HMO plans)You get all the Employee Benefits you will ever need
Purple Cow 2012 Competitive Advantages 6 Why Purple Cow? FREE Wellness Program: ALGA can conduct a Wellness program for your SME (up to 2 sessions per year), based on your own set of health issues. (Unlike most HMO plans)You can get customized Wellness seminars & screenings
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