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A mortgage broker is the person who acts as a go-between with the borrower and the lender. The lender is usually a bank that ultimately wants to get a good return on the lent money by charging a sizable interest rate. A mortgage broker is the one with the experience to help home buyers secure loans that don’t have excessively high interest rates. They also help negotiate loan terms and ensure that you apply for a loan with all of the necessary information and paperwork. A Rockingham mortgage broker basically does all of the legwork to ensure that home buyers are successful at applying for and securing a home loan.