TBLI & High Net Worth Wealth Management

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Thomas W. Van Dyck, Senior Vice President, Financial Consultant SRI Wealth Management Group - RBC Wealth Management - United States of America

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  • the charcoal is used to produce pig iron, which in turn is used to produce steel. Brazil produces the highest quality pig iron in the world, most of which feeds into the U.S. steel industry Slaves in Amazon Forced to Make Materials Used by GM (Update1) By Michael Smith and David Voreacos Nov. 2 (Bloomberg) Automakers Pledge Joint Effort With Suppliers to Fight Slavery By David Voreacos and Michael Smith Dec. 11 (Bloomberg) -- General Motors Corp., Ford Motor Co., DaimlerChrysler AG and Honda Motor Co. have joined together to train their suppliers to avoid buying materials made by slaves. The training is being coordinated by the Southfield, Michigan-based Automotive Industry Action Group, which has 1,500 members. Toyota Motor Co. the world's second-largest automaker, chose not to join the training program because it believes it can better resolve forced labor issues on its own, said Toyota spokesman Victor Vanov. Nearly all automakers in the U.S., including the world's two largest, GM and Toyota, use materials that start with slave labor in Brazil, Bloomberg News reported Nov. 2. Slaves in the Amazon make charcoal for exporters of pig iron, a key ingredient of steel. Toyota's decision not to join the other car companies in the training program drew criticism from the Interfaith Center, particularly its member Boston Common Asset Management, which has $700 million in investments and campaigns for improved social and environmental standards. WITNESS – current initiative Bound by Promises : Contemporary Slavery in Rural Brazil Go to WITNESS website to see video and learn more
  • 2008 - Clean Energy Funding Trumps Fossil Fuels Renewable sources accounted for 56 percent of investment dollars, worth $140 billion, while investment in fossil fuel technologies was $110 billion Source: Global Trends in Sustainable Energy Investment 2009 UN Environment Programme
  • TBLI & High Net Worth Wealth Management

    1. 1. TBLI & High Net Worth Wealth Management TBLI 2009 Thomas Van Dyck, CIMA Senior Vice President – Financial Consultant *The name Sustainable Investment Group refers to a group of financial consultants working in the San Francisco, CA office as employees of RBC Wealth Management. The Sustainable Investment Group draws on the wealth management resources offered and memberships held through RBC Wealth Management.
    2. 2. Portfolio Strategies for Change <ul><li>Investment Strategies </li></ul><ul><li>Sustainability Investing & ESG Screening </li></ul><ul><li>Shareholder Engagement </li></ul><ul><li>Mission Related Investments (MRI) & Program Related Investments (PRI) </li></ul>Portfolio NGOs Grantmaking Corporate Accountability & Shareholder Value Sustainability & Social Change
    3. 3. Qualitative Screening The Value of Qualitative Screens in a Portfolio TRIPLE BOTTOM LINE “ I never made a good investment with bad management” - Warren Buffet Qualitative Management Screens <ul><li>Environmental Factors - Liabilities, lawsuits, fines - Externalizing costs onto the public - Climate Policy </li></ul><ul><li>Social Factors - Employee & Community Relations - Product integrity </li></ul><ul><li>Revenues </li></ul><ul><li>Cost of sales </li></ul><ul><li>Margins </li></ul><ul><li>Cash flow </li></ul><ul><li>Earnings or net income </li></ul><ul><li>Debt to equity ratio </li></ul><ul><li>Price to earnings ratio </li></ul><ul><li>Growth rates </li></ul><ul><li>Market share </li></ul>Traditional Financial Screens
    4. 4. A Good Investment in Bad Management? Global warming &quot;is a total crock of sh*t.&quot; Bob Lutz, Vice Chairman -General Motors January 30, 2008 - private lunch with reporters in Virginia
    5. 5. Toyota vs. GM & Ford
    6. 6. Cleantech <ul><li>[Cleantech] could be the largest economic opportunity of the 21st century  </li></ul><ul><li>John Doerr Kleiner Perkins Caufield & Byers USA Today 4/10/06 </li></ul>
    7. 7. Cleantech Trends | Projected Growth
    8. 8. Falling costs Expected cumulative reduction (%) in costs of renewable technologies by 2020 Source: United Nations Economic and Social Council % Hydro Bio- energy Geo- thermal Wind onshore Solar Thermal Wind offshore Solar PV
    9. 9. PACE Financing | P roperty A ssessed C lean E nergy <ul><li>Municipality creates a “PACE” district and issues a “PACE” master bond </li></ul><ul><li>Property owners borrow from newly established “municipal financing district” </li></ul><ul><li>Eliminates the upfront cost barrier for property owners </li></ul><ul><li>Repayment period: treated as senior “property tax lien” and repaid by real estate owner over 20 years as annual property tax surcharge </li></ul><ul><li>www. PACEnow .org </li></ul>
    10. 10. Industry Peers <ul><li>Recycling Standards </li></ul><ul><li>Toxic Reductions </li></ul><ul><li>Human Rights </li></ul>Retailers Shareholder Engagement Case Study: Computer Recycling Campaign RBC does not endorse As You Sow NGO Campaigns Silicon Valley Toxics Coalition Grantmaking EFA Portfolio Shareholder Campaign As You Sow, EFA, Calvert
    11. 11. RBC | Commitment to Sustainability Pledged $500,000 to complete Tides Canada Great Bear Rainforest campaign Commit $50 million over 10 years to global water scarcity and access issues
    12. 12. Sustainability & Responsibility Global Partnerships and Recognitions

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