W A2  Group  P P
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    W A2  Group  P P W A2 Group P P Presentation Transcript

    • Computer Crime: Identity Theft, Misuse of Personal Information, and How to Protect Yourself (Tawny Walsh, Irina Lohina, Renair Jackson, Jahmele Betterson, Saray Vilayhane)
      • Introduction
      • Technology as constant source of convenience
      • Modern society is becoming increasingly reliant
      • Errands online = No privacy
      • Personal information becomes compromised and exposed to computer crime
      • Malware
      • Phishing/Pharming
      • Bank Fraud
      • Identity Theft via Medical Records
    • 1. MALWARE
      • Malware defined as
      • programs written with the intent of being disruptive or damaging to (the user of) a computer or other electronic device; viruses, worms, spyware, etc., collectively.
      • Malware types
      • Destructive
      • Annoying viruses
      • Malware be gone!
      • Removal of unwanted viruses
      • Malwarebytes
      • Remove viruses promptly
      • Restore computer easily and
      • efficiently
      • How to detect “Malicious software” and protect computer
      • Scan viruses
      • Protect and secure private information
    • Technet solutions to protect yourself against Malware
      • Keep your computer’s software patched and current.
      • Only download updates from reputable sources.
      • Always think before you install something, weigh the risks and benefits, and be aware of the fine print.
      • Install and use a firewall.
      • Prevention is always better than a cure !
    • 2. Phishing and Pharming
      • Phishing and Pharming are ways that predators gain access to your  
      • personal information, like bank account info and social security
      • numbers, through your email and web browser.
      • Phishing is a method of online identity theft through email.
      • Pharming is a method of identity theft by way of email and web browser.
      •  
      •  
    • To protect yourself
      • Don’t click on links within emails that ask for your personal information.
      • Never enter your personal information in a pop-up screen.
      • Protect your computer with spam filters, anti-virus and anti-spyware software, and a firewall—remember to keep them up to date.
      • Only open email attachments if you’re expecting them.
      • Phishing isn’t just through email, but can also happen by phone so be wary of unknown callers asking for personal information.
      • If someone contacts you and says you’ve been a victim of fraud, verify the person’s identity before you provide any personal information.
      • Be careful and aware of pharming—when you go to a site and are redirected to a “copy cat site”. This is another way that your personal info is taken.
    • 3. Bank Fraud
      • Online banking versus Traditional Banking – Convenience
      • Banks can save on operating costs.
      • Popularization has caused fraudulent bank activity.
      • Banks have learned how to better safeguard, but with no guarantee.
      • Two-step process: 1) get your info, then 2) use it to move money
      • Popular fraud schemes to obtain personal information
      • "Phishing" scheme: stems from the two words "password" and "fishing." It entails sending email scams and mail supposedly from the consumer's bank as a way to obtain the consumer's personal information, social insurance number, and in this case their online banking username and password.
      • "Trojan Horse" scheme: unfolds when malicious software (malware) embeds to a consumer's computer without the consumer being aware of it.
      • To protect yourself
      • Do not release your account or card numbers when shopping online if there are other payment options available.
      • Examples: Paypal ; SunTrust Bank program Verified by Visa ; ShopSafe by Bank of America
      • Monitor your credit. For example, use Privacy Assist Premier by Bank of America.
      • Never share your passwords or PINs with anyone
    • To Protect Yourself - continued
      • Never leave your computer unattended while using any online banking or investing service
      • Sign off completely when you are finished banking online
      • Use only secure sites (look for the padlock icon usually located at the bottom of the Web page)
      • Keep anti-virus software up to date
    • 4. Identity Theft via Medical Records
      • Medical Records
      • Just as vulnerable as credit card information
      • Medical records hold very sensitive information
        • Social Security
        • Financial Information
        • Insurance information
      • Records aren’t stored traditionally
      • Technology and Systems
      • As technology advances so does storing information
      • Records are now stored in computer systems
      • Patients are able to access records online
      • Medical facilities and doctor’s offices use wireless networks
      • Many don’t realize how vulnerable these systems and networks are
      • Identity Theft through Medical Records
      • Hacking and Phishing
      • Thieves steal data from systems and wireless networks
      • Reasons for medical identity theft
        • Monetary Gain
        • Medical treatment
      • Danger to both parties
      • Prevention and Detection
      • No 100% guarantee of protection
      • Requires constant monitoring and response
      • Patients should keep a copy of medical records
      • Many states are working on ‘patient alert’ legislation
    • Conclusion
      • Malware, phishing and pharming are all serious threats to consumer safety
      • Safeguards put forth are valuable tools
      • Understand the vulnerability of sensitive information in our connected world
      • Be vigilant in the protection of their own sensitive data
      • Consumers need not suffer from identity theft before learning how to protect themselves