CHOICE Investments LLC Our Mission To provide the community with quality housing and ethical business standards while building stable assets for our family.

CHOICE Investments LLC CHOICE Investments is a limited liability company established March 28, 2001. The sole owners are Tanyika N. Lewis and Antre T. Lewis.

CHOICE Investments is a limited liability company established March 28, 2001. The sole owners are Tanyika N. Lewis and Antre T. Lewis.

CHOICE Investments LLC 1. 3815 Gwynn Oak Ave., 21207 REHABBED – RENTED – RETAILED Purchase date: July 5, 2001 Purchase price: $26,000 Renovation costs: $25,000 Rent amount: 4roomsx$100/wk/rm = $1600/mo Positive cashflow: $400/mo Sale price: $90,000 Holding costs: $14,000 Net profit: $25,000 OUR EXPERIENCE… BEFORE AFTER

CHOICE Investments LLC 2. 1652 Poles Road, 21221 LEASE OPTIONED – ASSIGNED Purchase date: September 11, 2002 Option price: $73,600 Renovation costs: $500 Lease amount: $800/mo ($5000 upfront option fee) x 3 tenants Carrying costs: $600/mo Positive cashflow: $200/mo Assignment fee: $1200

2. 1652 Poles Road, 21221

LEASE OPTIONED – ASSIGNED

Purchase date: September 11, 2002

Option price: $73,600

Renovation costs: $500

Lease amount: $800/mo ($5000 upfront option fee) x 3 tenants

Carrying costs: $600/mo

Positive cashflow: $200/mo

Assignment fee: $1200

CHOICE Investments LLC 3. 3935 Chesterfield Ave., 21206 REHABBED – RETAILED Purchase date: October 18, 2006 Purchase price: $48,000 Renovation costs: $32,000 Holding costs: $23,000 Sale price: $130,000 Net Profit: $27,000

3. 3935 Chesterfield Ave., 21206

REHABBED – RETAILED

Purchase date: October 18, 2006 Purchase price: $48,000

Renovation costs: $32,000

Holding costs: $23,000

Sale price: $130,000

Net Profit: $27,000

CHOICE Investments LLC BEFORE

CHOICE Investments LLC AFTER

CHOICE Investments LLC OUR GOALS… What we are achieving! March 2001 - Present Rentals Lease options Assignments/Wholesaling Rehab to retail Next 12 Months Acquire, rehab and retail six residential properties Turnaround time of 3-4 months from acquisition to retail Average net profit of $30K per deal Months 13 – 24 Acquire, rehab and retail six residential properties Commercial REI research/study for expansion in year three

OUR GOALS… What we are achieving!

March 2001 - Present

Rentals

Lease options

Assignments/Wholesaling

Rehab to retail

Next 12 Months

Acquire, rehab and retail six residential properties

Turnaround time of 3-4 months from acquisition to retail

Average net profit of $30K per deal

Months 13 – 24

Acquire, rehab and retail six residential properties

Commercial REI research/study for expansion in year three

CHOICE Investments LLC OUR CRITERIA … Ensuring Consistent Acquisitions! Acquire Purchase properties at 70% of ARV, less repairs Holding and sales costs average 15% of ARV Net profits average 15% of ARV Deals found through our marketing and networking efforts Purchase in zones 3 through 5 neighborhoods Rehab Rehab to top of market conditions Bring all systems up to date General contractors are licensed, insured and bonded Contractors have a proven track record of top quality work Retail Team of accomplished agents dedicated to maximize our ROI Target communities typically attract the first time homebuyer

OUR CRITERIA … Ensuring Consistent Acquisitions!

Acquire

Purchase properties at 70% of ARV, less repairs

Holding and sales costs average 15% of ARV

Net profits average 15% of ARV

Deals found through our marketing and networking efforts

Purchase in zones 3 through 5 neighborhoods

Rehab

Rehab to top of market conditions

Bring all systems up to date

General contractors are licensed, insured and bonded

Contractors have a proven track record of top quality work

Retail

Team of accomplished agents dedicated to maximize our ROI

Target communities typically attract the first time homebuyer

CHOICE Investments LLC OUR ORGANIZATION … Getting it done! Tanyika and Antre Lewis ~ Owners Patricia Jackson ~ Marketing assistant Steve Cook ~ Investment Advisor Pete Giardini ~ Investment Advisor Micah Rehn ~ Renovation Coordinator Mark Stewart (Precise Painting & Powerwash) ~ General contractor Michael Tagg (Slavie Federal Savings Bank) ~ Banking lender Laura Randall (World Capital Lending) ~ Banking lender Julia Bayne (ReMax 1 st Choice) ~ Real estate agent Alleck Resnick (RGS Fountainhead Title) ~ Title and settlement attorney Larry Hammond Esq. (Hammond and Hammond) ~ Legal advisor Joseph Tringali, CPA (JRT CPA) ~ Accountant Diane Decint (Business Information Consultants) ~ Bookkeeping advisor Gerard Harrison (Franklin Financial Group) ~ Financial advisor “ The Club” ~ Investor associates

OUR ORGANIZATION … Getting it done! Tanyika and Antre Lewis ~ Owners

Patricia Jackson ~ Marketing assistant

Steve Cook ~ Investment Advisor

Pete Giardini ~ Investment Advisor

Micah Rehn ~ Renovation Coordinator

Mark Stewart (Precise Painting & Powerwash) ~ General contractor

Michael Tagg (Slavie Federal Savings Bank) ~ Banking lender

Laura Randall (World Capital Lending) ~ Banking lender

Julia Bayne (ReMax 1 st Choice) ~ Real estate agent

Alleck Resnick (RGS Fountainhead Title) ~ Title and settlement attorney

Larry Hammond Esq. (Hammond and Hammond) ~ Legal advisor

Joseph Tringali, CPA (JRT CPA) ~ Accountant

Diane Decint (Business Information Consultants) ~ Bookkeeping advisor

Gerard Harrison (Franklin Financial Group) ~ Financial advisor

“ The Club” ~ Investor associates

CHOICE Investments LLC TYPICAL DEAL … We profit when we buy! Marketing Probate letters Hauling companies Postcards to our target areas Multiple listing service Networking with other investors Ensuring our profits Equity evaluation Department of Assessments and Taxation Drive-bys Comparables from RE agent

TYPICAL DEAL … We profit when we buy!

Marketing

Probate letters

Hauling companies

Postcards to our target areas

Multiple listing service

Networking with other investors

Ensuring our profits

Equity evaluation

Department of Assessments and Taxation

Drive-bys

Comparables from RE agent

CHOICE Investments LLC FINANCIAL PROFILES … We have the financial where-with-all to ensure our success! Combined Income exceeds $150,000 Available cash $30,000 Net worth $170,000

FINANCIAL PROFILES … We have the financial where-with-all to ensure our success!

Combined Income exceeds $150,000

Available cash $30,000

Net worth $170,000

CHOICE Investments LLC MANAGING REHABS – Preparing Our Product! Qualified contractors Average renovation costs of $40,000 High-quality renovations to top of market conditions ~ updating all systems, windows, drywall, kitchens, baths, painting, carpet, etc.

MANAGING REHABS – Preparing Our Product!

Qualified contractors

Average renovation costs of $40,000

High-quality renovations to top of market conditions ~ updating all systems, windows, drywall, kitchens, baths, painting, carpet, etc.

CHOICE Investments LLC MANAGING THE DETAILS! Ensuring our survival Purchase below market Maintain reserve balance of 20K Experienced Mentors Automated systems QuickBooks Pro 2007 Marketing assistant General contractor Real estate agent

MANAGING THE DETAILS!

Ensuring our survival

Purchase below market

Maintain reserve balance of 20K

Experienced Mentors

Automated systems

QuickBooks Pro 2007

Marketing assistant

General contractor

Real estate agent

CHOICE Investments LLC ESTABLISHING A RELATIONSHIP… Establish business banking relationship which could include: Day-to-day banking Working lines of credit for purchase and rehab Permanent financing/refinancing Commercial projects

ESTABLISHING A RELATIONSHIP…

Establish business banking relationship which could include:

Day-to-day banking

Working lines of credit for purchase and rehab

Permanent financing/refinancing

Commercial projects