Aca health insurance plans estimate & enroll

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Aca health insurance plans estimate & enroll

  1. 1. Health Insurance Plans For Year 2014: Estimate & Enroll View Plans offered by multiple Carriers; Compare Standard Premium Rates; and Estimate Premium Tax Credit before Deciding to enroll through the Federal Exchange
  2. 2. Check The New 2014 Plans: • Click on the home you may qualify • You do not have any coverage right now! • You were enrolled in high risk pool insurance that is being discontinued • There is a medical condition exclusion on your current plan ( for example any problem with your knee is excluded due to pre-existing condition) • You were denied coverage due to a pre-existing condition • You do not have access to coverage through your employer Call or email for assistance 713-975-6500; arif@netinsurancequote.com
  3. 3. Why www.netinsurancequote.com? • You can enter your census information (date of birth, gender, zip code etc) and view plans offered by multiple carriers. • Compare Standard Premium rates (not adjusted for premium credits) and plan benefits across types of plans • View and compare plans offered through the Exchange or Marketplace (On Exchange) plans and ones that may be purchased directly through the carrier (Off Exchange) plans • Based on carrier; you can estimate your credit eligibility and credit amount within a carrier site before going to the Marketplace (healthcare.gov) • Apply estimated credit and compare the plans with the adjusted premium rates • Know the plans and know if you qualify for the credit and the amount you may get before you even go to healthcare.gov to verify income and eligibility Call or email for assistance 713-975-6500; arif@netinsurancequote.com
  4. 4. Start at: www.netinsurancequote.com & view plans offered by multiple carriers • • Click on the home page start: Select ‘On Exchange and ‘January’ (see image below) to find Affordable Care Act qualified health plans. Call or email for assistance 713-975-6500; arif@netinsurancequote.com
  5. 5. View plans by multiple Carriers. Pick a carrier and view details within the carrier website. Estimate Premium credits before deciding to transfer to Federal Marketplace • Insurance Carrier, Plan type (Bronze, silver, gold and catastrophic), benefit overview and Standard Premium rates displayed. Click apply to move to Carrier website. Please see tips below. Call or email for assistance 713-975-6500; arif@netinsurancequote.com
  6. 6. Select Online Application • Select a carrier and click Apply to transfer to carrier website. Select ‘online application and Click Continue. Call us if ‘Online Application is not available for a carrier listed. Call or email for assistance 713-975-6500; arif@netinsurancequote.com
  7. 7. Clicking ‘Online Application Brings You To The Carrier’s Own Website • As explained below. Up to this point you were viewing multiple carriers; Now you must provide the census information to the carrier to view all plans offered by the specific carrier. Call or email for assistance 713-975-6500; arif@netinsurancequote.com
  8. 8. Select ‘Yes’ if your income falls within the limits set for credit qualification • • The carrier you choose may provide an estimate based on your income. Do you qualify for premium credit. Estimate your credit; view plans; benefit details and adjusted premiums and then decide if you need to go to the federal website Call or email for assistance 713-975-6500; arif@netinsurancequote.com
  9. 9. Go Ahead And Get Your Official Tax Credit Or Get An Estimate First • You have the option to view an estimate of your premium tax credit first Call or email for assistance 713-975-6500; arif@netinsurancequote.com
  10. 10. Enter your family size and annual income and click Estimate • Income less than $11,490 may not qualify for premium tax credit. • More than the max listed per family size may not qualify for premium tax credit Call or email for assistance 713-975-6500; arif@netinsurancequote.com
  11. 11. Click ‘Apply Credit’ to view Adjusted Plan Premiums • ‘Apply Credit’ adjusts the standard premium rates to show the premium owed per month. Call or email for assistance 713-975-6500; arif@netinsurancequote.com
  12. 12. We Are Certified By CMS.gov to sell the health insurance plans on the marketplace. We Are Contracted With Multiple Carriers To Assist You With Your Health Insurance Needs • Please make sure our Agent Information is on the online application or quote page. • Using an Agent Does Not Increase Your Premium And It Gives You Access To Our Services and Assistance! Call or email for assistance 713-975-6500; arif@netinsurancequote.com
  13. 13. Our Agent Information! • Thank you for allowing us to assist you with this valuable purchase • Call or email us or send us a fax if you don’t see our Agent information on the carrier website during your enrollment. We will provide the correct Agent Id to use. • We have used one carrier as an example in our presentation. Our Agent information is listed differently for each carrier. • We are certified by the Federal Marketplace and our National Producer #s are as Follows • Tazeen Khan – NPN 7392871 • Arif Rahim – NPN 1646336 Call or email for assistance 713-975-6500; arif@netinsurancequote.com
  14. 14. So You May Get Credit To Purchase Health Insurance! Go To The Marketplace To Get Official Credit and Return To Your Carrier Website To Enroll In The Plan Of Your Choice • Please NOTE that we are just using one carrier as an example; Each carrier has their own enrollment steps. You may also start with Healthcare.gov and get your official credit amount and then go to a website to enroll. Call us for further assistance. Call or email for assistance 713-975-6500; arif@netinsurancequote.com
  15. 15. All Carriers will display Plan Types (Bronze, Silver, Gold or Platinum). Plans will be marked if they are eligible for Premium Credit and Cost Sharing Subsidy. • Cost Sharing Subsidy is only available to individuals with an annual income of upto 250% of the poverty line. $11,490 per year for an individual. This subsidy reduces your total out of pocket cost including the deductible Call or email for assistance 713-975-6500; arif@netinsurancequote.com
  16. 16. Compare Types of Plans Offered by The Carrier • Please note; we have used one carrier just to explain the steps; each carrier allows comparison; the page will be setup differently. Call us for assistance. Call or email for assistance 713-975-6500; arif@netinsurancequote.com
  17. 17. Compare Plan Premiums and Benefits • Please Note; we have used one carrier as an example; each carrier gives you the option to create an account and save your selections differently Call or email for assistance 713-975-6500; arif@netinsurancequote.com
  18. 18. If The Carrier Gives You An Option To Transfer To The MarketPlace; Then Create An Account To Save Your Choices And Then Go To Get Your Official Credit • Based on your choice or your choice of carriers; you may have to start the process with healthcare.gov; get your official Credit amount and then use that amount to select your plans. • Our Healthcare.gov Agent # is as follows: • Arif Rahim, National Producer #: 1646336 Call or email for assistance 713-975-6500; arif@netinsurancequote.com
  19. 19. You Will Need The Following Once You Enter Healthcare.gov • It will take about 45 minutes; If the system performance is optimum. Call or email for assistance 713-975-6500; arif@netinsurancequote.com
  20. 20. You Are Transferred Here To Apply For Your Subsidies (Premium Tax Credit and Cost Sharing Subsidy) • You can also come here first; get your subsidy and then call us to shop for your health insurance plan (713-975-6500) • Our Agent Information for healthcare.gov is Arif Rahim, National Producer Number: 1646336 Call or email for assistance 713-975-6500; arif@netinsurancequote.com

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