Commercial Leasing & Equipment Leasing

KEEP YOURSELF LIQUID Why pay cash for plant and equipment? EQUIPMENT LEASING may improve your cash flow Instead of purchasing computers, plant and any other business equipment you may need consider utilising COMMERCIAL LEASING options- it improves your cash flow COMMERCIAL LEASING Instead of you paying for your business equipment the lender does The difference between an OPERATING LEASE and a FINANCE LEASE At the end of a finance lease, the lender gives you the option of purchasing the goods for a previously agreed lump sum residual payment. However at the end of an operating lease, there is no onus on you for a residual payment. It is the responsibility of the lender to whom the equipment is returned.

KEEP YOURSELF LIQUID

Why pay cash for plant and equipment?

EQUIPMENT LEASING may improve your cash flow

Instead of purchasing computers, plant and any other business equipment you may need consider utilising COMMERCIAL LEASING options- it improves your cash flow

COMMERCIAL LEASING

Instead of you paying for your business equipment the lender does

The difference between an OPERATING LEASE and a FINANCE LEASE

At the end of a finance lease, the lender gives you the option of purchasing the goods for a previously agreed lump sum residual payment. However at the end of an operating lease, there is no onus on you for a residual payment. It is the responsibility of the lender to whom the equipment is returned.

WHICH IS RIGHT FOR YOU? It depends on your situation. An operating lease is basically a rental agreement without liability to you at the end of the term, in contrast a finance lease has a residual amount that is your responsibility whether you retain the goods or return them to the lender. There is also an accounting difference- operating leases are off the balance sheet while finance leases are recorded on your business balance sheet. To understand which leasing option is best for your business talk to SYNECTIC FINANCIAL FULLY MAINTAINED EQUIPMENT LEASES With a usual equipment lease you are financing the equipment over a term and the maintenance of that equipment is solely your responsibility, however in a fully maintained lease the lender can incorporate the maintenance costs into the repayments you make.

WHICH IS RIGHT FOR YOU?

It depends on your situation. An operating lease is basically a rental agreement without liability to you at the end of the term, in contrast a finance lease has a residual amount that is your responsibility whether you retain the goods or return them to the lender.

There is also an accounting difference- operating leases are off the balance sheet while finance leases are recorded on your business balance sheet.

To understand which leasing option is best for your business talk to SYNECTIC FINANCIAL

FULLY MAINTAINED EQUIPMENT LEASES

With a usual equipment lease you are financing the equipment over a term and the maintenance of that equipment is solely your responsibility, however in a fully maintained lease the lender can incorporate the maintenance costs into the repayments you make.

STRUCTURE YOUR REPAYMENTS – COMMERCIAL LEASING The great advantage of commercial leasing is that rather than paying the whole purchase price up front you will make ongoing monthly repayments. This is better for your cash flow and you can structure your lease payments around your expected revenue streams- that is pay more when revenue is higher and less when it is lower STAY UP TO DATE WITH TECHNOLOGY Some commercial lease allow for upgrades to new equipment as it comes onto the market. you pay for this flexibility through higher payments and interest rates but if it is important that your business has access to the most recent equipment it is definitely a viable option

STRUCTURE YOUR REPAYMENTS – COMMERCIAL LEASING

The great advantage of commercial leasing is that rather than paying the whole purchase price up front you will make ongoing monthly repayments. This is better for your cash flow and you can structure your lease payments around your expected revenue streams- that is pay more when revenue is higher and less when it is lower

STAY UP TO DATE WITH TECHNOLOGY

Some commercial lease allow for upgrades to new equipment as it comes onto the market. you pay for this flexibility through higher payments and interest rates but if it is important that your business has access to the most recent equipment it is definitely a viable option

CHATTEL MORTGAGE EQUIPMENT FINANCE This is a loan facility which allows a business to use the cash method of accounting for the Goods and Services Tax to claim back GST on the purchase of the equipment on their next BAS statement To find out more about your options or to answer any enquiries you may have talk to SYNECTIC FINANCIAL, Commercial and Equipment Leasing specialists

CHATTEL MORTGAGE EQUIPMENT FINANCE

This is a loan facility which allows a business to use the cash method of accounting for the Goods and Services Tax to claim back GST on the purchase of the equipment on their next BAS statement

To find out more about your options or to answer any enquiries you may have

talk to SYNECTIC FINANCIAL, Commercial and Equipment Leasing specialists