US or India : Decide soon before it's late!

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These are some factors that many consider to move to India from USA. These slides contain summary of all the points that me and my friends and relatives discussed.

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  • I have stayed in US for the past 7 years. Have a 4 year old kid. Currently planing all the stuff required to move back to India by the time he is 8 to 9 years old. Coz, once they cross 10 years, I would be permanently stuck here and I do not want that to happen. The satisfaction, I feel when I am close to parents and meeting my relatives and old friends cant be gained by staying here. US is a nice place, but I would prefer to stay for short time rather than spend my entire lifetime missing mostly of the things I like.
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  • Suresh, This is some very good writing about quite a topic :) Thanks for sharing your thoughts.
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  • Very well written,true realities of life of people wanting to go back to India & not able to decide.
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US or India : Decide soon before it's late!

  1. 1. US or India ? When to move ? A confused desi mind 
  2. 2. US or India ? – Context <ul><li>Read further if you are… </li></ul><ul><ul><li>new comer to USA from India with an American Dream </li></ul></ul><ul><ul><li>living in USA for >5 years and want to go back to India </li></ul></ul><ul><ul><li>have kids and want to go back to India </li></ul></ul><ul><ul><li>first generation in your family trying to live in USA </li></ul></ul><ul><ul><li>deciding the right time to go back to India </li></ul></ul><ul><ul><li>confused if it is OK to raise your kids in USA </li></ul></ul><ul><ul><li>an average employee making 100k+ an year </li></ul></ul><ul><li>This is NOT about/for US-Indian citizens. They have already decided ;) </li></ul>
  3. 3. US or India ? When to Move… <ul><li>Things to consider… </li></ul><ul><ul><li>Infrastructure </li></ul></ul><ul><ul><li>Property (Investments) </li></ul></ul><ul><ul><li>Kids Education </li></ul></ul><ul><ul><li>Kids Marriage </li></ul></ul><ul><ul><li>Family and Friends </li></ul></ul><ul><ul><li>In bound spiral </li></ul></ul>
  4. 4. US or India ? - Infrastructure <ul><li>+ve </li></ul><ul><ul><li>have a car driver </li></ul></ul><ul><ul><li>have a maid servant </li></ul></ul><ul><ul><li>great with medical care </li></ul></ul><ul><ul><li>good shopping malls </li></ul></ul><ul><ul><li>family, relatives and friends nearby </li></ul></ul><ul><ul><li>many miscellaneous things are taken care </li></ul></ul><ul><li>-ve </li></ul><ul><ul><li>power cuts are very common - can buy a generator; not sure if it works </li></ul></ul><ul><ul><li>emergency medical care sucks </li></ul></ul><ul><ul><li>get used to traffic jams </li></ul></ul><ul><ul><li>difficult to deal with police, electricity, water, land and other authorities </li></ul></ul><ul><ul><li>things that you expect to WORK will not work for some reason and people don’t take it seriously </li></ul></ul>
  5. 5. US or India ? - Property <ul><li>Unfortunately you can live either in USA or in India; Only at one place. </li></ul><ul><li>If you have long term plans in USA, its wise to have a home in USA. </li></ul><ul><li>There is not much sense to have >2 houses in India and stay in rental property in USA (when you are certain about longer stay). </li></ul><ul><li>It is quite unfortunate that we build and invest in home market in India and are not sure if we live in them  </li></ul><ul><li>It is NOT about single income or double income; It’s about deciding to have a home. </li></ul>
  6. 6. US or India ? – Kids Education (I) <ul><li>Some facts about USA Education </li></ul><ul><ul><li>Focus on Creativity </li></ul></ul><ul><ul><li>Focus on Innovation </li></ul></ul><ul><ul><li>Independent Thinking </li></ul></ul><ul><ul><li>Less competition compared to India </li></ul></ul><ul><ul><li>Less stress compared to India </li></ul></ul><ul><ul><li>Quality depends on School District (proportional to the available funds) </li></ul></ul><ul><ul><li>More focus on Extracurricular activities </li></ul></ul>
  7. 7. US or India ? – Kids Education (II) <ul><li>Some facts about USA Education </li></ul><ul><ul><li>In USA kids are thinking in totally different way by the age of 6-7 years </li></ul></ul><ul><ul><li>Stage by stage kids talk Disney characters and some grown ups talk TV Shows and Hollywood </li></ul></ul><ul><ul><li>By the age of 10 (or even less) kids are REALLY talking about the boy friend and girl friend and gossiping </li></ul></ul><ul><ul><li>Education is not cheaper anymore in India. </li></ul></ul><ul><ul><ul><li>MBBS can cost you 30 lakhs </li></ul></ul></ul><ul><ul><ul><li>MD can cost you 70 lakhs </li></ul></ul></ul><ul><ul><li>You should calculate costs adjusted to future inflation </li></ul></ul>
  8. 8. US or India ? – Kids Education (III) <ul><li>Finally, when should you move ? </li></ul><ul><ul><li>When your eldest kid is 10 or less. </li></ul></ul><ul><ul><li>What if I don’t ? </li></ul></ul><ul><ul><ul><li>Well, it’s a HUGE risk if you move at later age! </li></ul></ul></ul><ul><ul><ul><ul><li>Cultural Crash </li></ul></ul></ul></ul><ul><ul><ul><ul><li>Language </li></ul></ul></ul></ul><ul><ul><ul><ul><li>Clothing </li></ul></ul></ul></ul><ul><ul><ul><ul><li>Behavior </li></ul></ul></ul></ul><ul><ul><ul><ul><li>Friends and Bullying </li></ul></ul></ul></ul><ul><ul><ul><ul><li>Concept of School </li></ul></ul></ul></ul><ul><ul><ul><ul><li>Concept of Teacher </li></ul></ul></ul></ul><ul><ul><ul><ul><li>Privacy Concerns </li></ul></ul></ul></ul>
  9. 9. US or India ? – Kids Marriage <ul><li>Your conscious/unconscious decision to LIVE in USA influences the decision that kids are going to marry someone from USA. – This is a fact; Face it. </li></ul><ul><li>The fact is, “This is still male dominated society” </li></ul><ul><li>A girl from India marrying a US-Indian boy is OK </li></ul><ul><li>A boy from India marrying a US-Indian girl is disastrous – there could be exceptions but in general it just does not match! </li></ul><ul><li>If your kids are born here and raised for at least 15 years, you are simply foregoing the opportunity to go back to India. </li></ul><ul><li>Move at least before 10 years of your eldest kid’s age! </li></ul>
  10. 10. US or India ? – Family and Friends <ul><li>A big PLUS in India. </li></ul><ul><li>Unless someone’s entire family is settled in USA for few generations, usually we have our family and friends in India. </li></ul><ul><li>Nothing like the Family Support System in all walks of life (Young, Adulthood, Parenthood, Old age, Happiness, Sadness, etc…) </li></ul><ul><li>In USA, we call friends for functions and say “They are like my family” or “My friends are more than my family”  . How sad! </li></ul><ul><li>For your or your spouse’s parents this is a GREAT news that you are returning! </li></ul><ul><li>Returning to India and spending time with your family is NOT equivalent to those tons of Pictures, Videos and DVDs that you sent to India. </li></ul>
  11. 11. US or India ? – In bound Spiral <ul><li>Come here on H1-B (or to do MS/MBA ), thinking that you will live here for 6 years and go back. </li></ul><ul><li>You need Green Card </li></ul><ul><ul><li>pay all your Loans </li></ul></ul><ul><ul><li>pay up your higher education in USA </li></ul></ul><ul><ul><li>buy more houses in India </li></ul></ul><ul><ul><li>buy a home in USA </li></ul></ul><ul><ul><li>get Social Security once you go back to India (an Illusion) </li></ul></ul><ul><li>You need Citizenship </li></ul><ul><ul><li>got used to life style and cant go back (natural) </li></ul></ul><ul><ul><li>lived in USA so long that you don’t have a motivation to go back </li></ul></ul><ul><ul><li>kids don’t want to go back. They don’t understand what is real India (going to India once in 2 years for 10 day vacation is not knowing India) </li></ul></ul><ul><li>At retirement; you curse your self; But…Hai…you are a US Citizen  </li></ul>
  12. 12. US or India ? Final Words… <ul><li>Everything in this world has exceptions and so are my views! </li></ul><ul><li>The ultimate decision point to go back to India is … you “ Decided to go back ” (with some calculated risks) </li></ul><ul><li>There might be 1001 reasons to stay in US but only 1 reason to go back, that you really want to “ Go back ” </li></ul><ul><li>If you procrastinate things based on an “unknown thing” or “uncertainty”… you are mostly cheating your self </li></ul><ul><li>Decide and live by it. </li></ul><ul><li>Life is too short to live in Confusion. </li></ul>

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