By Gattupalli Sumanth
Type Public(BSE: 500116)
Industry Banking, Finance Services
Founded July 1964
Headquarters Mumbai, India
Key People RM Mal...
IDBI Capital
Markets Services
Ltd.
IDBI
Home
Finance
Ltd.
IDBI Intech Ltd.
IDBI
Gilts
Ltd.
1964
• A Parliamentary Act sets up
IDBI as a subsidiary of RBI
1976
• Ownership of IDBI transferred
to the government from...
1995
• Domestic IPO and Government stake is
reduced
2004
• IDBI moves from its DFI status in to a
commercial bank along wi...
2006
• Amalgamation of united
Western Bank
2010
• Opens the first overseas
Branch at DIFC, Mumbai
2011
• Merges Subsidiari...
IDBI BANK
Retail
Banking
Savings
Account
Personal
Saving
Corporate
Saving
Current
Account
Investment
Development
Banking
Q4 2011-12 Q4 2010-11 % CHANGE
Net Profit 771 516 49
Other
income
777 677 15
Net interest
income
1211 1107 9
Net NPA% 1.67...
Legal Environment
 Banking Regulation Act, 1949
 RBI Act, 1934
Problems Faced By IDBI and Solutions
 Negative Mind- Set
 Prefer Nearest Branch for
opening A/C
 Loyal Customer of
exis...
IDBI Mutual Fund launched a new open ended
fund of funds scheme named “IDBI GOLD FUND &
QUO”
IDBI cuts interest rates on...
Industrial development bank of india
Industrial development bank of india
Industrial development bank of india
Industrial development bank of india
Industrial development bank of india
Industrial development bank of india
Industrial development bank of india
Industrial development bank of india
Industrial development bank of india
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Industrial development bank of india

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Industrial development bank of india

  1. 1. By Gattupalli Sumanth
  2. 2. Type Public(BSE: 500116) Industry Banking, Finance Services Founded July 1964 Headquarters Mumbai, India Key People RM Malla(CMD) Products Consumer Banking, Corporate Banking, Finance and Insurance, Investment Banking, Mortgage Loans, Private Banking, Private Equity, Wealth Management, Agricultural Loan Revenue Rs. 254.89 billion Operating Income Rs. 40.57 billion Net Income Rs. 20.32 billion Total Assets Rs.2650 billion Employees 15435
  3. 3. IDBI Capital Markets Services Ltd. IDBI Home Finance Ltd. IDBI Intech Ltd. IDBI Gilts Ltd.
  4. 4. 1964 • A Parliamentary Act sets up IDBI as a subsidiary of RBI 1976 • Ownership of IDBI transferred to the government from RBI 1994 • The RBI Act is amended to permit 49% private ownership
  5. 5. 1995 • Domestic IPO and Government stake is reduced 2004 • IDBI moves from its DFI status in to a commercial bank along with a mandate for development financing under the name of RBI 2005 • Amalgamation of IDBI Bank Ltd. with IDBI Ltd.
  6. 6. 2006 • Amalgamation of united Western Bank 2010 • Opens the first overseas Branch at DIFC, Mumbai 2011 • Merges Subsidiaries, IDBI Home Finance and IDBI Gilts
  7. 7. IDBI BANK Retail Banking Savings Account Personal Saving Corporate Saving Current Account Investment Development Banking
  8. 8. Q4 2011-12 Q4 2010-11 % CHANGE Net Profit 771 516 49 Other income 777 677 15 Net interest income 1211 1107 9 Net NPA% 1.67 1.06
  9. 9. Legal Environment  Banking Regulation Act, 1949  RBI Act, 1934
  10. 10. Problems Faced By IDBI and Solutions  Negative Mind- Set  Prefer Nearest Branch for opening A/C  Loyal Customer of existing banks  Minimum Rs. 5000 is required for maintaining the account but masses prefers Zero Balance Account  Less Brand Awareness  Change People’s mind set by Advertising and Promotional Activity  Need to spend money for expansion so that Bank will be available anywhere  Review the product which bank is offering keep track on competitors activity
  11. 11. IDBI Mutual Fund launched a new open ended fund of funds scheme named “IDBI GOLD FUND & QUO” IDBI cuts interest rates on home loans, slashes deposit IDBI bank appoints B K Batra as a whole time director IDBI Bank has launched an online portal, IDBI SAMRIDDHI, to sell its Certificate of Deposits(CD) to the individual and institutional investors, thus adding another milestone in the increasing role of technology in banking sector

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