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  • 1. Research Report on “Challenges of Female Entrepreneurship” READ! AND THY LORD IS THE MOST BOUNTENOUS, WHO TEACHETH BY THE PEN, TEACHETH MAN THAT WHICH HE KNEW NOT. (AL-ALAQ) ALLAH DOES NOT LOOK AT YOUR FORMS AND POSSESSIONS BUT HE LOOKS AT YOUR HERTS AND DEEDS. (MUSLIM) Department of Commerce Islamia University of Bahawalpur 1
  • 2. Research Report on “Challenges of Female Entrepreneurship”A Research Report on: “Female Entrepreneurship”Submitted to:- Sir Sohail SaeedSubmitted by:- M.Sajid Rasool Department of Commerce Islamia University of Bahawalpur 2
  • 3. Research Report on “Challenges of Female Entrepreneurship”DEDICATION To My beloved Parents and respected Teachers whose endless support and kindness is beyond expressions and words may not just be enough to express my gratitude. I also offer my thanks to respected teacher Madam Aasmaan & Madam Samreen for his valuable guidance and contribution in making my report meaningful and useful. ACKNOWLEDGMENT Department of Commerce Islamia University of Bahawalpur 3
  • 4. Research Report on “Challenges of Female Entrepreneurship” I first thanks to Allah, the Almighty who bestowed knowledge, health,vigor, to complete this report. “Life is a learning experience”. I have learned the validity of thisstatement time and time again. Every time I think I know something, I lookback a year later and realize how little I know and how much I have learned.This Research report has convinced me again, not in the learning but also interms of the vast team of talented people that take part in creating this report. Ibelieve each person plays a piece of a puzzle to make the complete picture,some pieces are bigger then others, but without anyone piece the picture wouldnot be completed. I feel great pleasure and honor to express our gratitude from the citadel ofour hearts to the people whom I met, for their cooperation. Their sympatheticbehavior has an ever-lasting impression on the pages of our memory.I also give honor to (In charge of Research) Mr.Sohail Saeed who provide mean opportunity to get practical experience in fieldwork and whose guidanceremained with me during completing this report. I also wordless to pay my humble gratitude and in debit ness to ourparent, who have supported me to reach the point where I stand now and havebeen a great and enormous source of inspiration for me throughout the life. PREFACE Department of Commerce Islamia University of Bahawalpur 4
  • 5. Research Report on “Challenges of Female Entrepreneurship” Department of Commerce, The Islamia University Bahawalpur hasalways been admirable in its efforts to equip the future executives with arms ofcreativity, flexibility and adaptability to meet the challenges offered by fastchanging business environment. To achieve the above goals the department is providing both text andpractical knowledge to its students with its available resources. Text knowledgeis very well transferred to the students within the premises of the department;Practical knowledge requires the kind co-operation of various educationalorganization of the country. Faculty members are always trying their best to askthe students to explore the market by assigning these different field activitiesand to conduct the “ Research programme”.This report has been written on , “Challenges of Female Entrepreneurship in Bahawalpur Area”The key function of my field work were visiting different banking areas ofBahawalpur and meet with people to get their comments and filledQuestionnaires according to that. I have done my best efforts to complete thisreport efficiently and effectively with all abilities. I hope this report fulfills thecriteria and expectations of Department of Commerce. I have tried our best tomake it analytical as well as informative.May Allah Help me in This World. Executive Summary Department of Commerce Islamia University of Bahawalpur 5
  • 6. Research Report on “Challenges of Female Entrepreneurship”The women entrepreneur is considerable a big problem in our country. For this Iconducted a research in Bahawalpur. For this purpose a questionnaire wasdesigned and a survey was conducted in Bahawalpur model town A, B, C,Hashmi Town and University chowk area in which data was collected byfemales. Females were very cooperative. The SPSS software was used for dataanalysis. 40 forms are filled and collected by these selected areas. There weretotal 13 questions (12 closed ended questions & 1 open-ended question) whichare filled in different sectors or organizations from the females.In this proposal I also include the secondary data which is related to myresearchproblem and also identify the different problem face by females.In the end we also present Budget ant Time required for this Research. Table Of Contents Department of Commerce Islamia University of Bahawalpur 6
  • 7. Research Report on “Challenges of Female Entrepreneurship”1- Introduction2- Problem Statement & Research Objective3- Research Methodology4- List Of Selected5- Data Analysis of6- Summary of Findings7- Conclusion8- Suggestions9- Limitations10- Refrences Department of Commerce Islamia University of Bahawalpur 7
  • 8. Research Report on “Challenges of Female Entrepreneurship” Introduction Department of Commerce Islamia University of Bahawalpur 8
  • 9. Research Report on “Challenges of Female Entrepreneurship”Now-a-days, I have to identify and evaluate the challenges of femaleentreprepreneurship by using systematic approach in Bahawalpur.As I know that, female entrepreneurship is the basic nesseccity for our countrydevelopment. It has a significient impact on organizations and economicactivity.So, basic thing is that to select that females whose purpose is to provide servisesto the customers in a good way. Females that having most values in thesocieties. If these females are provided the servises in a good and successfulway to the customers in the market or organizations , then customers can meetthere demands of services and they can spent life easily.But in current situations, there are many females whose purpose is to earnmoney for family due to poverty. They are not focusing to build their status forto make better economy. If I talk about the Government sectors, even today inthese sectors female give the low quality of services like in teaching etc. Somefemales do not run their own business due to lack incentive and promotionactivities by the government. The females in that kind of sectors are workingonly for to get pay at the end of the month. On the other hand there is lessawareness and policies to our government and Educational Institutions agencies aredoing little to promote entrepreneurship amongst women particularly.Some females can not run their own business due to the financial problems.That is all due to dynamic environmental and also the recession of oureconomy. Due to less technology and culture factor is also influence on thefemale to start a new business. Department of Commerce Islamia University of Bahawalpur 9
  • 10. Research Report on “Challenges of Female Entrepreneurship”If government successfully run the opportunities and make policies better thenthe challenges of female entrepreneurs and also financial obstacles/problemscan be eliminated. Department of Commerce Islamia University of Bahawalpur 10
  • 11. Research Report on “Challenges of Female Entrepreneurship” Problem Statement “Challenges of Female Entrepreneurship In Bahawalpur Area” Objective Of Research After the problem has been defined carefully, the next step is to set objectives. Research objectives guide entire research process. This research will help you in a great deal to: 1. Create understanding about the challenges of the Female Entrepreneurship. 2. Reasons that female hoarding their own business. 3. Assess the extent to which steps and policies about female entrepreneurship may need to be redesigned. Research Methodology Department of Commerce Islamia University of Bahawalpur 11
  • 12. Research Report on “Challenges of Female Entrepreneurship”While developing an approach to the problem I identified the theoreticalframework. Theoretical framework is the foundation on which the entireresearch project is based. It is a logically develop describe and elaboratednetwork of association among the variables deemed relevant to the problem andwhich have been identified through such processes and interview, observationand literature survey.This research is conduct in a individual that was interested in challenges femaleentrepreneurship within Bahawalpur city.I start the each day with a brief (3-4hour survey) on an agreed upon site, often just gathering data. I have attendthese 6 mornings a week for 7 weeks, and will stay on to observesimultaneously work for approximately 28 hours during the seven weeks period.My primary focus was on the interaction in data gathering. There are several banks, school ,colleges, university and many otherinstitutions where females give services for the customers in Bahawalpur. Ihave visited the 10 banks 20 schools and colleges ,10 fast food restaurant andother institutions. Two fast restaurant are located circular road BWP. 5 fastfood are located in the area of railway campus in Bahawalpur. 7 banks arelocated on circular road Bahawalpur. 3 schools are located in yazman area andalso in commercial area.For the data collection a questionnaire are designed which consist 13 questions.40 forms are filled and collected by these selected areas.After taking a direct interview for filling this questionnaire from the respondentwho are working in the different organizations, a data is inserted in SPSSsoftware for getting the result. Department of Commerce Islamia University of Bahawalpur 12
  • 13. Research Report on “Challenges of Female Entrepreneurship”List of Selected Banks, FastFood, Schools, Colleges,University In Bahawalpur AreaHabib Bank LimitedChowk Fawara branchBahawalpurGov. Girls Elementary SchoolChak No: 42/DGov. Degree CollegeDubai Mahal Road BahawalpurMadina-tul-Mazaan Model SchoolMaqbool Colony Baghdad RoadCollege of Viternary SciencesIUBDeptt of CommerceIUBAlmaida Fried ChickenBahawalpurZainzibar Food ClubBahawalpurFysal Bank LTDBahawalpurIslamic Bank LTD Lataska Fast Food RestaurantBahawalpur BahawalpurWasaib Restaurant Bahawalpur Department of Commerce Islamia University of Bahawalpur 13
  • 14. Research Report on “Challenges of Female Entrepreneurship” Female Entrepreneurship Questionnaire Department of Commerce Islamia University of Bahawalpur 14
  • 15. Research Report on “Challenges of Female Entrepreneurship” Women Entrepreneurship - Questionnaire for Aspiring EntrepreneursWe are making a quick study on the research topic – “Women Entrepreneurship –Challenges, Problems & Prospects” and in this context we have framed the followingquestionnaire. We are aware of your precious time, yet we venture to request you tospare a few minutes & give us your responses to following questions. Your responses arevery valuable to us & will be extremely meaningful for our study.Thanks in anticipation. Personal particulars: Name: Present Profession: 1. In your opinion what is the “Female Entrepreneurship”. Start a New Business Job 2. Have you ever thought of becoming an ‘Entrepreneur’ & set up a business venture of your own. Yes Not Sure No 3. Although women managers & executives are proving to be more & more effective at their work places, they are still not considered efficient enough to handle Labour & logistic issues as efficiently in self-owned business enterprises. They would prefer men to handle such issues. I Agree Fully Partially Agree I Do Not Agree 4. The overall male domination in the entire business & entrepreneurship area also works as a hurdle for women entrepreneurs. I Agree Fully Partially Agree I Do Not Agree 5. It is believed that lack of proper knowledge about availability of raw materials & low-level negotiation and bargaining skills are also factors, which affect women entrepreneurs’ business adventures. I Agree Fully Partially Agree I Do Not Agree Department of Commerce Islamia University of Bahawalpur 15
  • 16. Research Report on “Challenges of Female Entrepreneurship” 6. Educational Institutions & even Govt. agencies are doing little to promote entrepreneurship amongst women particularly. I Agree Fully Partially Agree I Do Not Agree 7. Would you like to start your own business? Yes No 8. What are the main obstacles/problems you are facing now to start a new business? Combining family financial problems No obstacles 9. Did your family members help you to run the business. Yes No 10. If you start a new business then you can independently manage the financial and market affairs of your business: Yes No 11. Which of the following factors motivated you in conceiving the idea to start a business of your own: a. To gain higher social status b. Independent employment c. Encouragement by Family d. Complying to family economic need e. Incentives offered by the state / government 12. Did the culture affect on you for doing your own business? Yes No 13. Any other views that you may like to share with me on “Women Entrepreneurship”. _______________________________________________________________ Department of Commerce Islamia University of Bahawalpur 16
  • 17. Research Report on “Challenges of Female Entrepreneurship” Name of Research Student M.Sajid Rasool Graphically Data Analysis of Female Entrepreneurship Questionnaire Department of Commerce Islamia University of Bahawalpur 17
  • 18. Research Report on “Challenges of Female Entrepreneurship”StatisticsEntrepreneurship N Valid 40 Missing 0 Entrepreneurship Cumulative Frequency Percent Valid Percent Percent Valid Start a new business 27 67.5 67.5 67.5 Job 13 32.5 32.5 100.0 Total 40 100.0 100.0 70.0% 60.0% 50.0% 40.0% Percent 30.0% 20.0% 10.0% 0.0% Start a new business Job Entrepreneurship Department of Commerce Islamia University of Bahawalpur 18
  • 19. Research Report on “Challenges of Female Entrepreneurship” StatisticsEntrepreneur N Valid 40 Missing 0 Entrepreneur Cumulative Frequency Percent Valid Percent Percent Valid Yes 9 22.5 22.5 22.5 Not sure 21 52.5 52.5 75.0 No 10 25.0 25.0 100.0 Total 40 100.0 100.0 Department of Commerce Islamia University of Bahawalpur 19
  • 20. Research Report on “Challenges of Female Entrepreneurship” 60.0% 50.0% 40.0% Percent 30.0% 20.0% 10.0% 0.0% Yes Not sure No Entrepreneur StatisticsExecutive N Valid 40 Missing 0 Executive Cumulative Frequency Percent Valid Percent Percent Valid I agree 12 30.0 30.0 30.0 Partially agree 20 50.0 50.0 80.0 I dont agree 8 20.0 20.0 100.0 Total 40 100.0 100.0 Department of Commerce Islamia University of Bahawalpur 20
  • 21. Research Report on “Challenges of Female Entrepreneurship” 50.0% 40.0% 30.0% Percent 20.0% 10.0% 0.0% I agree Partially agree I dont agree Executive StatisticsDomination N Valid 40 Missing 0 Domination Cumulative Frequency Percent Valid Percent PercentValid I agree 8 20.0 20.0 20.0 Partially agree 18 45.0 45.0 65.0 I dont agree 14 35.0 35.0 100.0 Total 40 100.0 100.0 Department of Commerce Islamia University of Bahawalpur 21
  • 22. Research Report on “Challenges of Female Entrepreneurship” 50.0% 40.0% 30.0% Percent 20.0% 10.0% 0.0% I agree Partially agree I dont agree DominationStatisticsKnowledge N Valid 40 Missing 0 Knowledge Cumulative Frequency Percent Valid Percent Percent Valid I agree 15 37.5 37.5 37.5 Partially agree 8 20.0 20.0 57.5 I dont agree 17 42.5 42.5 100.0 Total 40 100.0 100.0 Department of Commerce Islamia University of Bahawalpur 22
  • 23. Research Report on “Challenges of Female Entrepreneurship” 50.0% 40.0% 30.0% Percent 20.0% 10.0% 0.0% I agree Partially agree I dont agree KnowledgeStatisticsPromote N Valid 40 Missing 0Promote Cumulative Frequency Percent Valid Percent Percent Valid I agree 8 20.0 20.0 20.0 Partially agree 24 60.0 60.0 80.0 I dont agree 8 20.0 20.0 100.0 Total 40 100.0 100.0 Department of Commerce Islamia University of Bahawalpur 23
  • 24. Research Report on “Challenges of Female Entrepreneurship” 60.0% 50.0% 40.0% Percent 30.0% 20.0% 10.0% 0.0% I agree Partially agree I dont agree Promote StatisticsStart N Valid 40 Missing 0 Start Cumulative Frequency Percent Valid Percent Percent Valid Yes 16 40.0 40.0 40.0 No 24 60.0 60.0 100.0 Total 40 100.0 100.0 Department of Commerce Islamia University of Bahawalpur 24
  • 25. Research Report on “Challenges of Female Entrepreneurship” 60.0% 50.0% 40.0% Percent 30.0% 20.0% 10.0% 0.0% Yes No Start StatisticsObstacles N Valid 40 Missing 0Obstacles Cumulative Frequency Percent Valid Percent Percent Valid Combine Family 16 40.0 40.0 40.0 Financial Problem 15 37.5 37.5 77.5 No Obstacle 9 22.5 22.5 100.0 Total 40 100.0 100.0 Department of Commerce Islamia University of Bahawalpur 25
  • 26. Research Report on “Challenges of Female Entrepreneurship” 40.0% 30.0% Percent 20.0% 10.0% 0.0% Combine Family Financial Problem No Obstacle Obstacles StatisticsFamily N Valid 40 Missing 0Family Cumulative Frequency Percent Valid Percent Percent Valid Yes 10 25.0 25.0 25.0 No 30 75.0 75.0 100.0 Total 40 100.0 100.0 Department of Commerce Islamia University of Bahawalpur 26
  • 27. Research Report on “Challenges of Female Entrepreneurship” 80.0% 60.0% Percent 40.0% 20.0% 0.0% Yes No FamilyStatisticsManage N Valid 40 Missing 0Manage Cumulative Frequency Percent Valid Percent Percent Valid Yes 26 65.0 65.0 65.0 No 14 35.0 35.0 100.0 Total 40 100.0 100.0 Department of Commerce Islamia University of Bahawalpur 27
  • 28. Research Report on “Challenges of Female Entrepreneurship” 70.0% 60.0% 50.0% 40.0% Percent 30.0% 20.0% 10.0% 0.0% Yes No ManageStatisticsMotivated N Valid 40 Missing 0 Motivated Cumulative Frequency Percent Valid Percent Percent Department of Commerce Islamia University of Bahawalpur 28
  • 29. Research Report on “Challenges of Female Entrepreneurship” Valid To gain high social Status 22 55.0 55.0 55.0 Independent Employee 7 17.5 17.5 72.5 Encouragement by family 9 22.5 22.5 95.0 Incentives offered by the state 2 5.0 5.0 100.0 Total 40 100.0 100.0 60.0% 50.0% 40.0% Percent 30.0% 20.0% 10.0% 0.0% To gain high social Independent Employee Encouragement by Incentives offered by Status family the state MotivatedStatisticsCulture N Valid 40 Missing 0 Culture Cumulative Frequency Percent Valid Percent Percent Department of Commerce Islamia University of Bahawalpur 29
  • 30. Research Report on “Challenges of Female Entrepreneurship”Valid Yes 19 47.5 47.5 47.5 No 21 52.5 52.5 100.0 Total 40 100.0 100.0 60.0% 50.0% 40.0% Percent 30.0% 20.0% 10.0% 0.0% Yes No Culture Summary of findingThe main findings that I get after completing my finding selection are below:  32.5% females says that female entrepreneurship mean job  22% females thought to start a new business.  30% females says that they can not handle Labor & logistic issues as efficiently in self-owned business enterprises. Department of Commerce Islamia University of Bahawalpur 30
  • 31. Research Report on “Challenges of Female Entrepreneurship”  45 % females says that male domination is a hurdle for women entrepreneurs.  37% females says that lack of proper knowledge about availability of raw materials & low-level negotiation and bargaining skills are also factors, which affect women entrepreneurs’ business adventures.  40% females says that the combining family are the main obstacles /problems to start a new business.  20% females says that Educational Institutions & even Govt. agencies are doing little to promote entrepreneurship amongst women particularly. ConclusionSo we conclude that:  Government not gives the opportunity to the females.  Financial and combining family is the big problem for the females that’s why they can’t start their own business. Department of Commerce Islamia University of Bahawalpur 31
  • 32. Research Report on “Challenges of Female Entrepreneurship”  Culture is not sufficient  Family not support and to he lp i n start the new business for women’s.  In Asian countries the female just only do jobs for supporting the family.  The females can’t manage the labor issues and other organization issues due to this females do not start their own business  The policies of government about the female doing little to promote entrepreneurship amongst women particularly are not sufficient.. Suggestion About Challenges of female EntrepreneurshipIn my point of view, challenges of female entrepreneurship are due to theshortage of financial resources. Government is responsible of this obstacle forthe women’s. Our culture is totally changed from the foreign countries andgovernment policies are improper and government not take the steps to promotethem . Department of Commerce Islamia University of Bahawalpur 32
  • 33. Research Report on “Challenges of Female Entrepreneurship”In the Pakistan the women’s just only do jobs for support the family. Women’sdo the Vail and avoid to face these big challenges. Females are working mostlyworking in the service sectors such as in Daewoo as a hostess and nurses.The female entrepreneurship can be increased due to the effort of government.The govt. should take following action about these challenges of femaleentrepreneurship and renew their policies: • Control the exist women business • Facilitate to females i.e. provide finance at too much low interest • Give more opportunities to the female • Introduce new methods to improve our female business • Provide education to the female and encourage them • Introduce new policies and strictly Implement on themIt is so difficult that each female do work in the market and run the business , inour Asian countries females after marriage become the housewife that’s whythis trend can’t be changed easily ,our culture not permit to the females to runtheir own business.Finally, the reason may be but female must be do work hard , face social issuesand do business with sincere. Limitations  This research is conducted only for academic purpose.  Data used for analysis is collected from Bahawalpur City of Pakistan. So, findings are more accurately applicable only for the area of Bahawalpur Department of Commerce Islamia University of Bahawalpur 33
  • 34. Research Report on “Challenges of Female Entrepreneurship” that is Model Town A, Model Town B, Model Town C, Banks, Schools, Colleges Hashmi Town, and University Chowk area.  This study is conducted with limited time and resources so variation can be occur in concluded data. ReferenceI have gather data from several sources. My main sources areInternet Searching: Department of Commerce Islamia University of Bahawalpur 34
  • 35. Research Report on “Challenges of Female Entrepreneurship”I get assistance from internet by exploring these web sites and find somevaluable data and articles about female Entrepreneurship that helps us a lot information of proposal.www.google.comAnd some other searching engines.http://www.startups.co.uk/female-entrepreneurshttp://entrepreneurs.about.com/od/famouswomenentrepreneurs/Famous_Women_Entrepreneurs.htmhttp://www.startups.co.uk/julie-meyer_1.htmlhttp://scholar.google.com.pk/scholar?q=female+as+entrepreneurs&hl=en&as_sdt=0&as_vis=1&oi=scholarthttp://www.google.com.pk/#hl=en&biw=1018&bih=594&q=+female+as+entrprneurs&aq=f&aqi=&aql=&oq=+female+as+entrprneurs&fp=ecda3486761c090e Department of Commerce Islamia University of Bahawalpur 35

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