Living in Boise, Idaho<br />By Michael Chong & Ryan Ung<br />
Location: Boise, IDAHO<br />
Total Income: Initial and Post Tax<br />Ryan Ung<br />Occupation: Biomedical Engineer<br />Initial Income: $45,000<br />FI...
Housing<br />2816 Abbs Lane<br />Boise, Idaho 83705<br />Housing Information:<br />-Bed Rooms: 2<br />-Bathrooms: 1.5<br /...
Housing Cost<br /><ul><li>Total Price: $49,000
Monthly Payment: $296.00
Total Yearly Payment per a person: $1776.00</li></li></ul><li>Remaining Income<br />	$36,469.50<br />-	$1776.00(housing)<b...
HealthCare:<br />Ryan Ung	<br />Michael Chong<br />Dental Insurance<br />Healthy Smiles Preventive Plan-$14.29/ Month/ Per...
Total Yearly Cost: $171.48 per person
No Benefit Period Coverage Limit Plan</li></ul>Health Insurance<br /><ul><li>Blue Cross of Idaho
Essential Blue PPO Plan-$63.56/ Month/ Per Person
Total Yearly Cost: $762.72 per person
$1000 Deductible
20% Coinsurance for in-network services</li></ul>Total Yearly Cost for Health Insurance Per Person: $934.20<br />
Remaining Income<br />Ryan Ung<br />Michael Chong<br />	$36,469.50<br />-	$1776.00(housing)<br />-	$934.20 (healthcare)<br...
Transportation:<br />Motorcycle: 2011 Ducati 848 EVO Superbike<br />MSRP:$12,995<br />Down Payment: $0<br />Interest Rate:...
Remaining Income<br />Ryan Ung<br />Michael Chong<br />	$36,469.50<br />-	$1776.00(housing)<br />-	$934.20 (healthcare)<br...
Utilities (Annual shared cost):<br />Electricity (Idaho Power): $940.80<br />Water (United Water): $360<br />Gas (Intermou...
Remaining Income<br />Ryan Ung<br />Michael Chong<br />	$36,469.50<br />-	$1776.00(housing)<br />-	$934.20 (healthcare)<br...
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Boise Idaho

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Boise Idaho

  1. 1. Living in Boise, Idaho<br />By Michael Chong & Ryan Ung<br />
  2. 2. Location: Boise, IDAHO<br />
  3. 3. Total Income: Initial and Post Tax<br />Ryan Ung<br />Occupation: Biomedical Engineer<br />Initial Income: $45,000<br />FICA:$3,442.50<br />Post Tax:$39,912<br />Total: $36,469.50<br />Michael Chong<br />Occupation: Material Science Engineer<br />Initial Income: $45,000<br />FICA:$3,442.50<br />Post Tax:$39,912<br />Total: $36,469.50<br />
  4. 4. Housing<br />2816 Abbs Lane<br />Boise, Idaho 83705<br />Housing Information:<br />-Bed Rooms: 2<br />-Bathrooms: 1.5<br />-Lot Size: 435 sq ft<br />-Year Built: 1985<br />
  5. 5. Housing Cost<br /><ul><li>Total Price: $49,000
  6. 6. Monthly Payment: $296.00
  7. 7. Total Yearly Payment per a person: $1776.00</li></li></ul><li>Remaining Income<br /> $36,469.50<br />- $1776.00(housing)<br /> $34,693.50<br />Ryan Ung<br />Michael Chong<br /> $36,469.50<br />- $1776.00(housing)<br /> $34,693.50<br />
  8. 8. HealthCare:<br />Ryan Ung <br />Michael Chong<br />Dental Insurance<br />Healthy Smiles Preventive Plan-$14.29/ Month/ Per Person<br />Total Yearly Cost: $171.48 per person<br />No Benefit Period Coverage Limit Plan<br />Health Insurance<br />Blue Cross of Idaho<br />Essential Blue PPO Plan-$63.56/ Month/ Per Person<br />Total Yearly Cost: $762.72 per person<br />$1000 Deductible<br />20% Coinsurance for in-network services<br />Dental Insurance<br /><ul><li>Healthy Smiles Preventive Plan-$14.29/ Month/ Per Person
  9. 9. Total Yearly Cost: $171.48 per person
  10. 10. No Benefit Period Coverage Limit Plan</li></ul>Health Insurance<br /><ul><li>Blue Cross of Idaho
  11. 11. Essential Blue PPO Plan-$63.56/ Month/ Per Person
  12. 12. Total Yearly Cost: $762.72 per person
  13. 13. $1000 Deductible
  14. 14. 20% Coinsurance for in-network services</li></ul>Total Yearly Cost for Health Insurance Per Person: $934.20<br />
  15. 15. Remaining Income<br />Ryan Ung<br />Michael Chong<br /> $36,469.50<br />- $1776.00(housing)<br />- $934.20 (healthcare)<br /> $33,759.30<br /> $36,469.50<br />- $1776.00(housing)<br />- $934.20 (healthcare)<br /> $33,759.30<br />
  16. 16. Transportation:<br />Motorcycle: 2011 Ducati 848 EVO Superbike<br />MSRP:$12,995<br />Down Payment: $0<br />Interest Rate:$0<br />Term:0<br />Monthly Payments:0<br />Motorcycle insurance: $210.00/year  <br />Gas cost @45mpg and $3.45/gal: $339.48<br />Ryan Ung <br />Michael Chong<br />Motorcycle: 2011 Ducati 848 EVO Superbike<br />MSRP:$12,995<br />Down Payment: $0<br />Interest Rate:$0<br />Term:0<br />Monthly Payments:0<br />Motorcycle insurance: $210.00/year<br />Gas cost @45mpg and $3.45/gal: $339.48<br />
  17. 17. Remaining Income<br />Ryan Ung<br />Michael Chong<br /> $36,469.50<br />- $1776.00(housing)<br />- $934.20 (healthcare)<br />- $13,334.38 (transportation)<br /> $20,424.82<br /> $36,469.50<br />- $1776.00(housing)<br />- $934.20 (healthcare)<br />- $13,334.38 (transportation)<br /> $20,424.82<br />
  18. 18. Utilities (Annual shared cost):<br />Electricity (Idaho Power): $940.80<br />Water (United Water): $360<br />Gas (Intermountain Gas): $480<br />Phone (Sprint): $1199.88<br />Internet (Qwest): $539.40<br />Ryan Ung <br />Michael Chong<br />
  19. 19. Remaining Income<br />Ryan Ung<br />Michael Chong<br /> $36,469.50<br />- $1776.00(housing)<br />- $934.20 (healthcare)<br />- $13,334.38 (transp.)<br />- $1,759.64 (Utilities)<br /> $18,665.18<br /> $36,469.50<br />- $1776.00(housing)<br />- $934.20 (healthcare)<br />- $13,334.38 (transp.)<br />- $1,759.64 (Utilities)<br /> $18,665.18<br />
  20. 20. Food:<br />Ryan Ung <br />Michael Chong<br />Cost for Groceries <br />$75 per a week<br />$300 per a month<br />$3,600 for one year<br />Cost to Dine out<br />$60 per week<br />$240 per a month<br />$2,880 for one year<br />Total Cost for Food: $6,480 a year<br />Cost for Groceries <br />$75 per a week<br />$300 per a month<br />$3,600 for one year<br />Cost to Dine out<br />$60 per week<br />$240 per a month<br />$2,880 for one year<br />Total Cost for Food: $6,480 a year<br />
  21. 21. Remaining Income<br />Ryan Ung<br />Michael Chong<br /> $36,469.50<br />- $1776.00(housing)<br />- $934.20 (healthcare)<br />- $13,334.38 (transp.)<br />- $1,759.64 (Utilities)<br />- $6,489 (Food)<br /> $12,176.18<br /> $36,469.50<br />- $1776.00(housing)<br />- $934.20 (healthcare)<br />- $13,334.38 (transp.)<br />- $1,759.64 (Utilities)<br />- $6,489 (Food)<br /> $12,176.18<br />
  22. 22. Extracurricular Activities:<br />Travel: $1000/year<br />Crane Creek Country Club (golf, tennis, swimming, gym, clubhouse)- $1500/year<br />Snow sports (Bogus Basin): $429<br />Clothes- $1000/year<br />Airline Lounge Membership (One World + Malaysia Airlines): $400/year<br />Visiting Family: $300/year<br />Visiting Home Country: $2,500/year<br />Clothes- $1000/year<br />Ryan Ung <br />Michael Chong<br />
  23. 23. Remaining Income<br />Ryan Ung<br />Michael Chong<br /> $36,469.50<br />- $1776.00(housing)<br />- $934.20 (healthcare)<br />- $13,334.38 (transp.)<br />- $1,759.64 (Utilities)<br />- $6,489 (Food)<br />- $3,929 (E.C.)<br /> $8,247.78<br /> $36,469.50<br />- $1776.00(housing)<br />- $934.20 (healthcare)<br />- $13,334.38 (transp.)<br />- $1,759.64 (Utilities)<br />- $6,489 (Food)<br />- $4,200 (E.C.)<br /> $7,976.78<br />
  24. 24. Savings:<br />$7,976.78<br />Savings Account (Bank of America)- $4000<br />APY 0.05%<br />Checking Account (Bank of America)- $3976.78<br />$8,247.78<br />Savings Account (Bank of America)- $6000<br />APY 0.05%<br />Checking Account (Bank of America)- $2247.78<br />Ryan Ung <br />Michael Chong<br />
  25. 25. Remaining Income<br />Ryan Ung<br />Michael Chong<br /> $36,469.50<br />- $1776.00(housing)<br />- $934.20 (healthcare)<br />- $13,334.38 (transp.)<br />- $1,759.64 (Utilities)<br />- $6,489 (Food)<br />- $3,929 (E.C.)<br />- $8,247.78 (savings)<br /> $0<br /> $36,469.50<br />- $1776.00(housing)<br />- $934.20 (healthcare)<br />- $13,334.38 (transp.)<br />- $1,759.64 (Utilities)<br />- $6,489 (Food)<br />- $4,200 (E.C.)<br />- $7,976.78 (savings)<br /> $0<br />
  26. 26. Works Cited<br />Zillow.com<br />Bcidaho.com<br />Bankofamerica.com<br />Ducati.com<br />Geicomotorcycles.com<br />LivingNIdaho.com<br />
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