Livelihood E Financing

518 views

Published on

Published in: Economy & Finance, Business
0 Comments
1 Like
Statistics
Notes
  • Be the first to comment

No Downloads
Views
Total views
518
On SlideShare
0
From Embeds
0
Number of Embeds
11
Actions
Shares
0
Downloads
0
Comments
0
Likes
1
Embeds 0
No embeds

No notes for slide

Livelihood E Financing

  1. 1. Srijan Microfinance Business Plan Competition Final Round Presentations, July 3rd, 2008 Livelihoods E-Financing Portal G Satya Dev ALC India (start up)
  2. 2. Overview <ul><li>Entrepreneur’s profile </li></ul><ul><li>G Satya Dev </li></ul><ul><ul><li>9 years experience in livelihoods promotion </li></ul></ul><ul><ul><li>Co-founder of a Management Consulting Firm </li></ul></ul><ul><li>Business Proposition </li></ul><ul><ul><li>Create E-platform to connect Funding agencies and Implementing organisations </li></ul></ul><ul><ul><li>Provide, link and facilitate finance for livelihood interventions </li></ul></ul><ul><ul><li>Extend value added services to funding agencies and implementing organisations </li></ul></ul><ul><li>Financial Projections </li></ul><ul><ul><li>Investment – Rs. 8.14 Lakhs (for 3 years) </li></ul></ul><ul><ul><li>Total Revenue – Rs. 29.25 Lakhs (for 3 years) </li></ul></ul><ul><ul><li>Total net profit - Rs. 3.48 lakhs ( for 3 Years) </li></ul></ul><ul><ul><li>IRR – 133% </li></ul></ul><ul><ul><li>NPV – Rs. 1.85 Lakhs ( 20% discount rate) </li></ul></ul><ul><li>Management and Human Resources </li></ul><ul><ul><li>Coordination Team - 2 </li></ul></ul><ul><ul><li>Full time Team – 2 </li></ul></ul><ul><ul><li>Associate Team - 12 </li></ul></ul>
  3. 3. Entrepreneur’s Profile <ul><li>Full Time Team </li></ul><ul><ul><li>Manager, Portal Management </li></ul></ul><ul><ul><li>Manager, Marketing </li></ul></ul><ul><li>Associate Team </li></ul><ul><ul><li>Consultants from ALC India </li></ul></ul>G Satya Dev, CEO B.Tech, PGDRM (IRMA) Over all Management of the Portal L Suman, Operations Manager B.Tech (NIT) 4 Years experience in promotion of enterprises
  4. 4. Business Proposition
  5. 5. Business Concept <ul><li>Identified Problem </li></ul><ul><ul><li>Lack of Information about funding agencies and implementing organisations </li></ul></ul><ul><ul><li>Lack of Skills of implementing organisations to prepare good quality technically feasible and economically viable livelihood proposals </li></ul></ul><ul><ul><li>Lack of technical service providers for value added service viz., assessment, appraisal, monitoring, evaluation etc., </li></ul></ul><ul><li>Solution through Livelihood E-Financing Portal </li></ul><ul><ul><li>Establishment of common E-Platform for connecting funding agencies and implementing organisations </li></ul></ul><ul><ul><li>Provision of valued added services to implementing organisations and funding agencies </li></ul></ul>
  6. 6. Products and Methodologies <ul><li>Proposals </li></ul><ul><ul><li>Development </li></ul></ul><ul><ul><li>Modification </li></ul></ul><ul><ul><li>Appraisal </li></ul></ul><ul><li>Organisations </li></ul><ul><ul><li>Appraisal </li></ul></ul><ul><ul><li>Monitoring and Evaluation </li></ul></ul><ul><li>Finance </li></ul><ul><ul><li>Loans to feasible proposals in collaboration with development funding organisations </li></ul></ul>
  7. 7. Areas of Operation <ul><li>Andhra Pradesh, Orissa and Chatisgarh States </li></ul>
  8. 8. Target Market and Customer Base <ul><li>About 20,000* functional Implementing Organisations working on Livelihoods promotion </li></ul><ul><li>More than 300* Financial agencies supporting Livelihood initiatives </li></ul><ul><li>No Player providing integrated support services </li></ul><ul><li>Relevant players </li></ul><ul><ul><li>Give India </li></ul></ul><ul><ul><ul><li>Major focus on individual donations </li></ul></ul></ul><ul><ul><li>KIVA </li></ul></ul><ul><ul><ul><li>Loans to MFIs </li></ul></ul></ul><ul><ul><li>Global Giving </li></ul></ul><ul><ul><ul><li>Major focus on individual donations </li></ul></ul></ul><ul><ul><li>Capital Connect </li></ul></ul><ul><ul><ul><li>International private placement platform for lenders and investors </li></ul></ul></ul><ul><li>*Based on the information obtained from Planning commission and Indian NGOs.com </li></ul>
  9. 9. SWOT Analysis <ul><li>Strengths </li></ul><ul><li>Access to network of implementing </li></ul><ul><li>organisations all over India </li></ul><ul><li>Transforming India, a quarterly magazine </li></ul><ul><li>is being published and has distribution </li></ul><ul><li>base of more than 5000 organisations. </li></ul><ul><li>Threats </li></ul><ul><li>Emergence of other players due to </li></ul><ul><li>lack of entry barriers </li></ul><ul><li>Capital Connect going low stream may </li></ul><ul><li>partly hamper the business </li></ul><ul><li>Weakness </li></ul><ul><li>Funding support is not sufficient to </li></ul><ul><li>operate at higher level </li></ul><ul><li>Lack of credibility for providing services </li></ul><ul><li>like appraisal of the organisations. </li></ul><ul><li>Opportunities </li></ul><ul><li>Huge untapped and unexplored market </li></ul><ul><li>for value added services </li></ul><ul><li>Lack of relevant services providers in </li></ul><ul><li>the space translates into good business </li></ul><ul><li>proposition </li></ul>
  10. 10. Social Impact <ul><li>Long term social impact </li></ul><ul><ul><li>poverty reduction through setting up micro enterprises / livelihood opportunities </li></ul></ul><ul><ul><li>Creation of services and market for local produce and skills </li></ul></ul><ul><ul><li>Micro intervention leads to macro effect in the economy </li></ul></ul><ul><li>In addition, other impacts are </li></ul><ul><ul><li>Access to Financial agencies Implementing Organisations and vice versa </li></ul></ul><ul><ul><li>Skill Enhancement and Institutional development of the Implementing Organisations </li></ul></ul><ul><ul><li>Access to relevant information on Proposals, Institutions etc </li></ul></ul><ul><ul><li>Less transaction costs </li></ul></ul><ul><ul><li>Less Operational time </li></ul></ul>
  11. 11. Financial Analysis
  12. 12. Growth Projections
  13. 13. Financial Ratios
  14. 14. Management and Human Resources
  15. 15. Management and Human Resources <ul><li>Full time staff for management of portal and market promotion </li></ul><ul><li>Collaboration with ALC India consultants – to minimize retention expenses </li></ul><ul><li>Sharing of office premises and other existing facilities – to reduce administrative costs </li></ul>
  16. 16. Thank You <ul><li>G Satya Dev </li></ul><ul><li>ALC India </li></ul><ul><li>[email_address] </li></ul><ul><li>+91-9440901145 </li></ul>

×