HEALTH INSURANCE• Medical and surgical expenses• Employer benefit packages• Reimburse the insured• Pay directly `
FINANCIAL WISDOM  SUBMITTED TO :  Mr. Bhavnit Singh   SUBMITTED BY :    NIPAM Group
TYPES OF HEALTH INSURANCE   PLANS•Indemnity Plan•Health Maintenance Organizations (HMO)•Preferred Provider Organization (P...
Indemnity Plan•Fee for service•Schedule for medical expenses•Hospital stays•Surgical expenses•Major medical coverage
Health Maintenance   Organizations (HMO)•Fixed periodic payment•Common type•Primary care physician(GATE KEEPER)
Preferred Provider Organization             (PPO) • Contract •Reduced fee •Outside the network
Consumer-Driven Health Plans•Any doctor ,any time•Health saving account•Low monthly premium•Few year
Catastrophe and Short-Term Policies•Pre-certification•Freedom of choice• Make sure•Wide range of options•Consolidated Omni...
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Health insurance

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  • Primary care physician-Responsible for what care is required and when a patient should be referred to a specialist.
  • Health insurance

    1. 1. HEALTH INSURANCE• Medical and surgical expenses• Employer benefit packages• Reimburse the insured• Pay directly `
    2. 2. FINANCIAL WISDOM SUBMITTED TO : Mr. Bhavnit Singh SUBMITTED BY : NIPAM Group
    3. 3. TYPES OF HEALTH INSURANCE PLANS•Indemnity Plan•Health Maintenance Organizations (HMO)•Preferred Provider Organization (PPO)•Point of Service (POS)•Consumer-Driven Health Plans•Catastrophe and Short-Term Policies
    4. 4. Indemnity Plan•Fee for service•Schedule for medical expenses•Hospital stays•Surgical expenses•Major medical coverage
    5. 5. Health Maintenance Organizations (HMO)•Fixed periodic payment•Common type•Primary care physician(GATE KEEPER)
    6. 6. Preferred Provider Organization (PPO) • Contract •Reduced fee •Outside the network
    7. 7. Consumer-Driven Health Plans•Any doctor ,any time•Health saving account•Low monthly premium•Few year
    8. 8. Catastrophe and Short-Term Policies•Pre-certification•Freedom of choice• Make sure•Wide range of options•Consolidated Omnibus BudgetReconciliation Act of 1985 (COBRA)

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