• Save
Star health insurance coimbatore
Upcoming SlideShare
Loading in...5
×

Like this? Share it with your network

Share

Star health insurance coimbatore

  • 2,228 views
Uploaded on

Star Health Insurance, India's first exclusive health insurance company. We specialist in Mediclaim, Overseas Mediclaim and Personal Accident.

Star Health Insurance, India's first exclusive health insurance company. We specialist in Mediclaim, Overseas Mediclaim and Personal Accident.

  • Full Name Full Name Comment goes here.
    Are you sure you want to
    Your message goes here
    Be the first to comment
No Downloads

Views

Total Views
2,228
On Slideshare
2,228
From Embeds
0
Number of Embeds
0

Actions

Shares
Downloads
0
Comments
0
Likes
3

Embeds 0

No embeds

Report content

Flagged as inappropriate Flag as inappropriate
Flag as inappropriate

Select your reason for flagging this presentation as inappropriate.

Cancel
    No notes for slide

Transcript

  • 1. Star Health and Allied Insurance Company Limited Advantage Star Health Insurance • Over 15 Crore People Covered Across the Country. • Hospitalization expenses incurred as a result of illness/disease/sickness/accidental injuries. • Covers hospitalization expenses like Room Rent, Medicines, Scan, X-Ray, Operation Theater charges, Surgeon, Consultant and Anesthetist fees. • Direct Settlement of Claims - NO TPA • Covers pre and post-hospitalization. • Wide Net work of more than 6000 + hospital across India • Life Time Renewal for Senior Citizen plans. • Wide choice of plan option • Exclusive policy covering Pre-Existing Disease. Star Cardiac Care Insurance • Any person aged between 10 years and 65 years. • Who has undergone for the first time PTCA (Stenting) or CABG (By-pass) between 6 months and 3 years prior to the date of policy purchase. • Section 1: In-patient hospitalisation expenses o Covered where the hospitalisation is for a minimum of 24 hours. o 101 Day-care treatments covered. o Ambulance charges for emergency transportation to hospital as per specified limits. o Pre-existing diseases covered after 48 months o Lifelong renewals • Section 2: Cardiac ailments covered after 3 months itself o Under Gold Plan, any cardiac related complications necessitating surgery / intervention and also cardiac medical management. o Under Silver Plan, any cardiac related complications necessitating surgery / intervention only. PLAN A – Surgical / medical management PLAN – B – Surgical management Sum Insured 4,00,000.00 3,00,000.00 Sum Insured 4,00,000.00 3,00,000.00 Age [Yrs] Premium Rs. Age [Yrs] Premium Rs. 10 yrs to 60 30000 26000 10 yrs to 60 22000 18000 61 yrs to 65 34000 28000 61 yrs to 64 25000 19000 PREMIUM IN Rs. Service Tax Extra 12.36% Star Comprehensive Insurance Policy • Entry Age 5 months and 65 years of age at the time of entry. • Automatic Restoration of Sum Insured for Section 1 benefit only. • Guaranteed renewal for lifetime. Sum Insured 5, 7.5,10,15,20 and 25 • Section 1: In-patient hospitalization expenses o Covered where the hospitalization is for a minimum of 24 hours o 101 Day-care treatments covered o Pre-Hospitalization expenses up to 30 days prior to admission in the hospital o Post Hospitalization expenses up to 60 days after discharge from the hospital • Section 2: Delivery and New-Born Cover: o Expenses for Delivery - normal delivery or by caesarean section, including Pre-natal and Post natal expenses. o Automatic coverage for the New Born (including internal and external congenital problems) up to the expiry of the current policy (On renewal this new born baby should be covered specifically) o Vaccination expenses for the New Born Mktg – Senior Sales Manager, Contact: 0 99946 12916, 93628 54443, Email: dhanasekaran.p@starhealth.in Messengers: Telegram – 9994612916 WhatsApp - 9362854443
  • 2. Star Health and Allied Insurance Company Limited o This benefit is available after 36 months of continuous coverage under this policy with Star. • Section 3: Out-Patient Dental, Opthalmic treatment: o Elective Dental / Ophthalmic treatments as an out-patient - once in a block of every three years irrespective of whether a claim is made or not. • Section 4: Hospital Cash: o Hospital cash benefit for each completed day of hospitalization. • Section 5: Health Check-up o Cost of Health Check-up once after a block of every three claim-free years. Star Comprehensive RATING SHEET Mktg – Senior Sales Manager, Contact: 0 99946 12916, 93628 54443, Email: dhanasekaran.p@starhealth.in Messengers: Telegram – 9994612916 WhatsApp - 9362854443 Sum Insured (Rs.) Plan Type Age Band (Years) 5m-35 36 - 45 46 - 50 51 - 55 56 - 60 61 - 65 5,00,000 1A+1C 9180 10120 14240 16190 19700 31420 1A+2C 10950 12020 19480 20510 23580 36990 1A+3C 15590 17060 23460 26900 30270 41360 2A 10420 12120 22400 23640 28560 38800 2A+1C 13170 14340 23540 25810 31070 49800 2A+2C 14800 16410 25390 28170 33330 53400 2A+3C 17000 19150 28510 31200 36430 56000 Sum Insured (Rs.) Plan Type Age Band (Years) 5m-35 36 - 45 46 - 50 51 - 55 56 - 60 61 - 65 7,50,000 1A+1C 11340 12340 17170 20600 26880 37660 1A+2C 13330 14490 23330 24600 29470 44059 1A+3C 18990 20620 28840 33550 38010 49066 2A 13310 16330 28020 29520 35670 47030 2A+1C 16660 18450 29320 32280 38310 59235 2A+2C 18480 20260 31500 34950 41350 64384 2A+3C 21020 22980 34470 38380 45430 66731 Sum Insured (Rs.) Plan Type Age Band (Years) 5m-35 36 - 45 46 - 50 51 - 55 56 - 60 61 - 65 10,00,000 1A+1C 13250 14670 20710 24590 32300 44972 1A+2C 15000 16540 26920 29040 35060 47226 1A+3C 20950 23030 33250 39250 44900 60670 2A 15560 18840 33860 35830 43470 57270 2A+1C 19110 21510 34910 38750 45540 72987 2A+2C 20920 23520 37090 41610 49570 77414 2A+3C 23630 26210 39480 44000 54150 81103 Sum Insured (Rs.) Plan Type Age Band (Years) 5m-35 36 - 45 46 - 50 51 - 55 56 - 60 61 - 65 15,00, 000 1A+1C 16230 18400 25710 29590 37300 51472 1A+2C 19000 21540 31920 34040 42060 53726
  • 3. Star Health and Allied Insurance Company Limited 1A+3C 26450 29530 43250 50250 58900 73170 2A 19560 22840 37860 40330 47970 61770 2A+1C 23760 26510 39910 44250 51040 81737 2A+2C 25560 28520 42090 46610 55070 86164 2A+3C 30630 33210 46480 51500 65150 93603 Mktg – Senior Sales Manager, Contact: 0 99946 12916, 93628 54443, Email: dhanasekaran.p@starhealth.in Messengers: Telegram – 9994612916 WhatsApp - 9362854443 Sum Insured (Rs.) Plan Type Age Band (Years) 5m-35 36 - 45 46 - 50 51 - 55 56 - 60 61 - 65 20,00,000 1A+1C 18730 20900 28210 32590 40300 58431 1A+2C 21630 24810 34920 37040 45560 76588 1A+3C 29810 33640 48250 55250 64400 94745 2A 22560 25840 40860 43330 50970 64770 2A+1C 26760 29510 42910 47450 54540 97237 2A+2C 28560 31520 45090 50110 58570 101664 2A+3C 35090 37710 50980 56000 70650 109103 Sum Insured (Rs.) Plan Type Age Band (Years) 5m-35 36 - 45 46 - 50 51 - 55 56 - 60 61 - 65 25,00,000 1A+1C 21130 23900 31210 35590 43300 73931 1A+2C 24130 27810 37920 40040 49560 94088 1A+3C 33310 37340 52250 59250 69400 112245 2A 25060 28340 43360 46030 53670 67470 2A+1C 29260 32010 45410 50150 57240 114737 2A+2C 31260 34220 47790 53110 61570 119164 2A+3C 39110 41710 54980 60500 76150 126603 For persons entering beyond 60 years the sum insured options will be limited to Rs.500000 and Rs.750000 only. Premium rates are subject to change with prior approval of the Regulator. Above the Premium Excluding Service Tax Star Diabetes Safe Health Insurance • An Exclusive policy that helps those affected by Diabetes Mellitus and offers insurance protection for treating most commonly occurring complications. • Person between 18years and 65 years of age who is already living with Diabetes Mellitus can take this insurance • No exit age • Policy is available on Individual and as well as Floater basis • Floater refers to family of 2-Self and Spouse • Covering any complications of Diabetes from day one. • Provide regular hospitalization cover for all other ailments/injuries. • Plan A with medical examination, Plan B without medical examination Mediclassic - Individual Health Insurance • Entry age up to 65 years and lifelong guaranteed renewals. • Covers hospitalization expenses incurred as a result of illness/disease/sickness and/or accidental injuries.
  • 4. Star Health and Allied Insurance Company Limited • Auto restored by 200% when the basic sum insured is fully exhausted during the policy period. • 101 Daycare procedures. • Minimum sum insured Rs.1,50,000/-. • Covers pre and post-hospitalization expenses • Withdrawal of claims loading / discount. • Non – Allopathic up to Rs.25,000 per year. • Maximum cover of Rs.15,00,000 per individual • No First Year Exclusion. Only First 2 Year Exclusion Rest of India [Other than Delhi, Noida, Gurgaon, Ghaziabad, Faridabad, Mumbai, Thane, Pune and entire State of Gujarat] Mktg – Senior Sales Manager, Contact: 0 99946 12916, 93628 54443, Email: dhanasekaran.p@starhealth.in Messengers: Telegram – 9994612916 WhatsApp - 9362854443 Sum Insured Age Yrs Renewal Only 5m – 35 36 – 45 46 – 50 51 – 55 56 – 60 61 – 65 66 – 70 71 – 75 76 – 80 Above 80 150000 2510 2510 3770 4495 6200 7900 11800 13300 16800 21840 200000 2880 3175 4775 5900 7350 9550 13500 16950 2200 28600 300000 4000 4535 7200 11115 13200 14000 19600 23800 31900 41470 400000 4515 5210 8700 12335 15000 19600 26200 31000 41900 54470 500000 5080 5870 10700 13555 15875 24000 33840 38100 51900 67470 1000000 7465 7965 13265 17875 21440 28200 34200 40800 57600 74880 1500000 9165 9595 14710 21710 28810 38365 46395 50675 66700 86710 Above the Premium Excluding Service Tax Family Health Optima New • Any person between 18 years and 65 years of age can take this insurance for his/her family. Children can be covered from 16th day onwards. • This policy can be renewed for the whole life of the Insured Person. • This policy is on Floater Basis. The entire sum insured floats among all covered persons. Family for the purpose of this policy means self, spouse and dependent children not exceeding three in number. • Surgeon, Anesthetist, Medical Practitioner, Consultants, Specialist Fees, Anesthesia, Blood, Oxygen and Operation Theatre charges, Cost of Pacemaker, Cost of Medicine and drugs etc. • More than 400 Day Care procedures • Expenses incurred towards cost of Health Check up • Coverage for New born Baby • Coverage for Domiciliary hospitalization treatments • Donor expenses for organ transplantation • Recharge Benefit: This benefit provides additional indemnity upto specified limits, when the sum insured under the policy is exhausted / exceeded. This can be utilized for any claim payable under the policy. • Bonus: Bonus in respect of a claim-free year of insurance is allowable upto the limits specified. The bonus so granted will be reduced in the same order in which it was given following a claim. However the Basic sum insured shall not be reduced. • Automatic Restoration of Sum Insured: There shall be automatic restoration of the Basic Sum Insured once immediately upon exhaustion of the limit of coverage during the policy period subject to the limits specified. This restored sum insured can be utilized, during the remaining policy period, for any other illness / diseases unrelated to the ones for which claim/s has /have been made. • Pre Hospitalisation expenses upto 60 days prior to admission in the hospital. • Post Hospitalisation expenses upto 90 days after discharge from the hospital. FAMILY HEALTH OPTIMA PREMIUM CHART Mktg - Sr Manager - 0 99946 12916, 93628 54443 UPDATED 6th NOV 2014 Family Size Age Sum Insured Rs.3,00,000 Sum Insured Rs.4,00,000 Sum Insured Rs.5,00,000 Sum Insured Rs.10,00,000 Sum Insured Rs.15,00,000 Zone 1 Zone 2 Zone 3 Zone 1 Zone 2 Zone 3 Zone 1 Zone 2 Zone 3 Zone 1 Zone 2 Zone 3 Zone 1 Zone 2 Zone 3
  • 5. Star Health and Allied Insurance Company Limited Premium Rs. Premium Premium Rs. Premium Rs. Premium Rs. Mktg – Senior Sales Manager, Contact: 0 99946 12916, 93628 54443, Email: dhanasekaran.p@starhealth.in Messengers: Telegram – 9994612916 WhatsApp - 9362854443 2A -35 6624 5629 5067 7607 6848 6163 8466 7197 6478 11011 9910 8916 13045 11742 10567 36-45 8225 6994 6292 9124 8214 7393 10298 8753 7882 13388 12051 10848 15865 14281 12854 46-50 12528 10652 9584 13079 11770 10596 16292 13848 12466 21180 19062 17157 25096 22590 20332 51-55 15663 13309 11978 16348 15275 13747 20365 17309 15579 26478 23826 21444 31371 28236 25410 56-60 18792 15972 14376 19618 18219 16399 24438 20775 18697 31770 28596 25736 37646 33882 30495 61-65 24433 20764 18691 25506 22955 20657 29326 26393 23753 38124 34309 30882 45174 40657 36596 2A+1C -35 8197 6966 6270 9343 8410 7567 11067 9410 8466 13725 12354 11118 16264 14635 13174 36-45 9545 8112 7303 10674 9607 8646 12191 10365 9326 15848 14264 12837 18781 16905 15214 46-50 13483 11461 10315 14865 13376 12039 17697 15045 13539 23006 20708 18635 27264 24534 22084 51-55 16854 14326 12893 18472 16624 14961 22124 18803 16921 28759 25882 23292 34079 30669 27601 56-60 20225 17191 15472 22163 21056 18950 26545 23893 21500 34511 31056 27950 40893 36804 33124 61-65 26292 22348 20112 27702 24933 22438 31854 27079 24371 41410 37270 33545 49073 44163 39747 2A+2C -35 10511 8933 8039 11489 10343 9303 13876 11798 10618 17483 15736 14163 20719 18646 16781 36-45 12017 9612 8652 12697 11427 10287 15169 12893 11607 19719 17747 15972 23365 21028 18927 46-50 15618 13275 11949 16848 15163 13646 20169 17146 15427 26219 23596 21236 31068 27961 25169 51-55 19523 16596 14933 20725 18652 16787 25214 21427 19287 32775 29495 26545 38837 34955 31461 56-60 23427 19916 17921 24871 22382 20141 30253 25714 23146 39332 35393 31854 46607 41944 37747 61-65 28112 23893 21506 29843 26860 24174 36304 30860 27770 47197 42478 38225 55927 50332 45298 2A+3C -35 12090 10275 9247 13214 11893 10702 15955 13562 12208 20747 18669 16803 23826 21444 19298 36-45 13820 11747 10573 14601 13141 11826 17444 14826 13343 22680 20410 18371 26871 24185 21764 46-50 17961 15264 13742 19376 17438 15697 23197 19714 17742 30152 27135 24421 35730 32157 28944 51-55 22450 17961 16163 23472 21124 19011 28994 24646 22180 37691 33921 30528 44663 40197 36174 56-60 26938 21551 19399 28214 25393 22854 34792 29573 26612 45231 40708 36635 53596 48236 43410 61-65 32332 27478 24730 34320 30888 27798 41747 35489 31938 54275 48849 43961 64315 57882 52096 1A+1C -35 5961 4770 4292 6848 6163 5545 7624 6478 5831 9910 8916 8028 11742 10567 9511 36-45 6843 5472 4927 7764 6989 6287 8753 7444 6697 11382 10242 9219 14281 12854 11567 46-50 10534 8427 7584 10826 9742 8770 13747 11685 10517 17871 16084 14478 22590 20332 18298 51-55 12933 10343 9309 13405 12062 10860 16742 14146 12730 21764 19590 17629 28056 25247 22725 56-60 16399 13118 11803 16848 15163 13646 20775 17657 15893 27006 24303 21871 33882 30495 27444 61-65 21989 18691 16820 22730 20455 18410 26393 22433 20191 34309 30882 27792 40657 36596 32933 1A+2C -35 7376 6270 5646 8410 7567 6809 9961 8466 7618 12949 11652 10489 14635 13174 11854 36-45 8287 7045 6337 9607 8646 7781 10837 9214 8292 14090 12680 11410 16905 15214 13691 46-50 12056 9646 8680 12910 11624 10461 15927 13539 12185 20708 18635 16770 24534 22084 19876 51-55 15169 12135 10921 15663 14096 12685 19910 16921 15230 25882 23292 20966 30669 27601 24843 56-60 18202 15472 13927 19146 17230 15506 22798 19376 17438 29635 26669 24006 36804 33124 29809 61-65 23663 20112 18101 24933 22438 20197 28669 24371 21933 37270 33545 30186 44163 39747 35775 1A +3 C -35 9393 7983 7185 10343 9303 8376 13185 11208 10084 16067 14461 13011 18646 16781 15107
  • 6. Star Health and Allied Insurance Company Limited 36-45 10281 8225 7405 10753 9680 8708 14410 11674 10506 17612 15848 14264 21028 18927 17034 46-50 13607 11090 9983 14067 12663 11393 19163 15326 13798 24910 22416 20174 27961 25169 22652 51-55 16450 13405 12062 16916 15056 13551 22691 18494 16641 29495 26545 23893 34955 31461 28315 56-60 19938 16247 14624 20421 18275 16450 26068 21371 19236 33882 30495 27444 41944 37747 33972 61-65 25303 21506 19354 26298 23669 21298 32674 27770 24994 42478 38225 34405 50332 45298 40770 Mktg – Senior Sales Manager, Contact: 0 99946 12916, 93628 54443, Email: dhanasekaran.p@starhealth.in Messengers: Telegram – 9994612916 WhatsApp - 9362854443 Premiums are Including Service Tax @ 12.36 % Class A cities: Ahmedabad, Bangalore, Chennai, Hyderabad including Secunderabad, Kolkata, Mumbai including Thane, Pune, New Delhi including Noida, Gurgaon, Ghaziabad and Faridabad (otherwise called as National Capital Region) Class B cities: Allahabad, Amritsar, Agra, Baroda, Coimbatore, Cochin, Goa, Indore, Jalandhar , Jodhpur, Kanpur, Kota, Ludhiana, Mohali, Meerut, Nagpur, Pakhola, Rajkot, Surat, Udaipur, Varanasi, Vizag, Vijayawada and all State capitals other than those falling under Class A. Other locations means Rest of India not falling under Class A & Class B above Above the Premium Including Service Tax 12.36% Senior Citizen Red Carpet • This is India's first health insurance policy aimed specifically at senior citizens • It provides cover for anyone over the age of 60 and permits entry right up to the age of 69 • No pre-insurance medical test required. • Guaranteed renewals beyond 69 years, • Pre-existing diseases covered. • Only cashless at network hospitals • Maximum cover of Rs. 5,00,000 per individual Sum Insured Premium 1,00,000 4,450/- 2,00,000 8,456/- 3,00,000 12,900/- 4,00,000 15,501/- 5,00,000 18,000/- PREMIUM IN Rs. Service Tax Extra Star Criticare Health Insurance • This policy offers cover to the Insured Person under two sections. Both regular hospitalization benefits and Major Disease’s benefits are available under one policy. [100% Lump Sum Payment for major identified Critical illness - First Diagnosis of Cancer, Chronic Kidney Disease, Brain Tumour, Irreversible Coma, Undergoing first time - Major Organ Transplant, Occurrence for the first time of the Cerebro- Vascular Stroke causing Hemiplegia, Acute Myocardial Infarction resulting in LVEF of < 25%,, irreversible Paraplegia, irreversible Quadriplegia]. Star Super Surplus Health Insurance • Wide coverage option of Rs. 7 lakh and Rs. 10 lakh, • Covers hospitalization expenses in excess of Rs. 300,000 per hospitalization. Sum Insured Rs. Compulsory Deductible for each and every hospitalization Rs Premium Rs Individual Basic Service Tax Extra 7,00,000/- 3,00,000 3,000/-
  • 7. Star Health and Allied Insurance Company Limited 10,00,000/- 3,00,000 4,000/- Family Floater Basic Service Tax Extra 10,00,000/- 3,00,000/ 5,700/- 10,00,000/- 5,00,000/- 4,300/- Star Health Gain Insurance • A policy which provides for both inpatient and outpatient benefits. • Standard Premium – Rs. 15,000/- for all age group and family size. • Renewable up to 60 yrs of age • OP benefits only as reimbursement • Accumulated OP bills can be claimed within the policy year. • Flexibility to increase SI as age increases for the same premium. Star Unique Health Insurance • A two year policy • Pre-Existing Diseases will be covered after 11 months of continuous coverage have elapsed. • Covers both pre existing ailment and future diseases • No pre medical checkup. • Policy is offered with 30/% Co-pay for All Claim. Star Wedding Gift - Pregnancy Health Insurance • Pasic Floater Plan with Addition Cover. • Expenses of delivery – Normal or Caesarean • Newborn baby cover, • Post delivery complication cover for mother after the delivery. • Cost of test incurred for detecting any disorders in the Fetus up to Rs. 1,000/- • Non Allopathic Treatments: Up to Rs. 25,000/- per policy period. • Age 18 years to 40 years entry and family size of 2A and 2A + 1C. Star Health Travel Insurance • Individual Travel Protect - 5 days to 180 Days Cover • Family Travel Protect – 2A and 2C for 15, 30, 45 and 60 days • Corporate Travel Protect – worldwide option • Student Travel Protect. Star Health Personal Accident • A protection to the family in the unfortunate event of accidental death or disablement. • World wide cover • Coverage for entire family in one accident Policy Trauma Care Accident • Section - I - Accidental Benefits: o a. Accidental Death Benefit (or) Permanent Disablement o It means not only Road/Rail or Travel accidents but also includes Accidental Fall / Electric Shock / Snake Bite / Drowning in Water / any thing other than Natural Death or Death due to Disease. • Section – II - Hospital Expenses Benefits: o a. Hospital Expenses due to Grievance Injuries (In patient) Mktg – Senior Sales Manager, Contact: 0 99946 12916, 93628 54443, Email: dhanasekaran.p@starhealth.in Messengers: Telegram – 9994612916 WhatsApp - 9362854443
  • 8. Star Health and Allied Insurance Company Limited • Premium Rs. 400/- Service Tax Extra. [Group Consideration] What cannot be claimed? • Treatment of illness/disease/sickness contracted by the insured person during the first 30 days from the commencement date of the policy • First year Exclusions: If these are PED at the time of proposal, covered only after 24 months’ of continuous cover with the company: o Deviated Nasal Septum, Benign prostate hypertrophy, Hernia, Hydrocele, Congenital internal disease/defect, Fistula in Anus, Piles, Fissures in Anus, Sinusitis, Nasal Polyps, Post trauma non union/ mal union, Cholecystectomy, Renal stone and Gall Bladder stone removal • First 2 years’ Exclusions: If PED at the time of proposal, treatment for the following are payable only after 24 months’ of continuous cover with the company o Cataract, Hysterectomy (abdominal & vaginal), Dysfunctional Uterine Bleeding (DUB), Fibroid Uterus, Prolapsed Uterus, Myomectomy, Cystectomy, Treatment of Internal Derangement of Knee, Treatment of Joint, Arthroscopic procedure, Inter vertebral Disc Prolapse, Varicose veins/ulcers, Thyroiditis, Treatment of Goitre, Tympnoplasty, Mastoidectomy, Glacuma • Naturopathy treatment • Expenses which are purely diagnostic in nature with no positive existence of any disease • Expenses incurred for non-allopathic treatment • Treatment of external Congenital disease/defects/anomalies • Expenses which are mainly cosmetic in nature. Mktg – Senior Sales Manager, Contact: 0 99946 12916, 93628 54443, Email: dhanasekaran.p@starhealth.in Messengers: Telegram – 9994612916 WhatsApp - 9362854443