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Employment Practices Liability

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Employment related liability exposures

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Transcript of "Employment Practices Liability"

  1. 1. Trust your business to a leading specialty agency that provides it’s services exclusively to the health- Employment care industry. MEDICAL PROFESSIONAL LIABILITY GENERAL LIABILITY DIRECTORS & OFFICERS Practices Liability MEDICAL RECORDS ONSITE & OFFSITE PATIENT PRIVACY COVERAGE Risk Exposure FUDICIARY LIABILITY Employers have been facing rapidly increasing liability for employ- BUSINESS INCOME ment related claims. From sexual harassment to discrimination in PROTECTION hiring, employers are now legally responsible for a broader range of employment related acts. This change has resulted in an envi- ACCOUNTS RECEIVABLE ronment of rapidly increasing employment claims. BUILDING COVERAGE Here are some of the primary claims brought against employers by BUSINESS PERSONAL employees: PROPERTY • Wrongful refusal to employ or promote a qualified applicant or employee. MEDICAL DIAGNOSTIC EQUIPMENT • Wrongful demotion, evaluation, reassignment, or discipline of an employee, including constructive discharge. WORKERS’ • Harassment, coercion, or unfair discrimination as a conse- COMPENSATION quence of such things as race, color, creed, gender, etc. ASSET PROTECTION AND • Defamation of character. TAX STRATEGIES FOR • Slander or libel of an employee or violation or invasion of an PHYSICIANS & MANAGERS employee’s right of privacy. Do EPL claims occur? Yes, with surprising frequency and severity. Many small to medium sized businesses do not yet appreciate the Scott L. Fikes significant employment exposure facing them. Employment litiga- tion has increased in the last 10 years as a growing number of em- ployees sue their employers for sexual harassment, discrimination Direct: 405.443.2024 and wrongful termination. Fax: 405.443.2001 Email: sfikes@inlightrm.com These can run from serious sexual harassment situations costing millions to smaller frivolous claims. While accurate statistics are hard to determine, it is believed that the average EPL claim now settles for approximately $450,000. Frivolous claims rarely settle for less than $10,000 including legal fees. Call Scott Fikes at 405.443.2024 to discuss the specific needs of your medical office or healthcare facility.

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