Senior Life Settlement

Senior Life Settlement

Former Army Man Cracks Investor’s Code

Male Age 85 Health Status: Good Financial Status: Retired and Financially Independent Primary Concerns Then: Wealth Transfer Primary Concerns Now: Wealth Transfer He was only 18 when they attacked Pearl Harbor. After accepting his duty to serve, he was assigned to an Army unit responsible for developing top secret code. His days were spent among black boxes and cylindrical gizmos filled with rotors and ratchets. The experience prepared him well. He never forgot that paying attention to details is the best path to achievement. When a friend told him about using senior life settlements to generate quick cash, he looked forward to disassembling all the parts. His story begins with LIVE pdq . Start LIVE pdq HERE The people and circumstances in this example are fictitious. Similarities with actual policysettlement.com clients are coincidental.

What is LIVE pdq?

LIVE pdq is a p retty d arn q uick L ife I nsurance V aluation E stimate based on:

Insured’s longevity estimate

Insured’s cost of insurance

Current market conditions

The primary purpose of LIVE pdq is to estimate the likelihood of a specific policy qualifying for a life settlement.

“ If you go the life settlement route, start with an estimate of the policy’s market value. You can use the free tool ( LIVE pdq ) at policysettlement.com, which is run by Norman Hood.” – Kiplinger’s Retirement Report. July 2008. Start LIVE pdq HERE The people and circumstances in this example are fictitious. Similarities with actual policysettlement.com clients are coincidental.

Just The Facts

A retired army man built a real estate empire after returning from the war. He attributed his success to his military background which taught him honor, personal sacrifice, and how to pay attention to details. When he retired at age 75, the reins of his company were transferred to the able hands of the next generation. He did, however, keep the $1,000,000 universal life policy the company had carried for key man purposes. At the local coffee shop one morning a friend told him an interesting story he had just come across on a senior life settlement blog, while debating whether or not to keep his own life insurance policy. Always interested in ways of generating extra cash, the former cryptography specialist decided that the life settlement industry deserved a really close look. What he discovered next was a huge surprise. “ If you go the life settlement route, start with an estimate of the policy’s market value. You can use the free tool ( LIVE pdq ) at policysettlement.com, which is run by Norman Hood.” – Kiplinger’s Retirement Report. July 2008. Start LIVE pdq HERE The people and circumstances in this example are fictitious. Similarities with actual policysettlement.com clients are coincidental.

His Life Settlement Company:

Completed a LIVE pdq to see if a settlement was even an option.

Pinpointed his financial concerns and priorities.

Obtained standard illustrations from his insurance company.

Demonstrated how institutional investors use actuarial software to “crack the code” of standard insurance illustrations to reduce outlays and enhance returns. BECAUSE ASTUTE INVESTORS KNOW THAT EXCESS PREMIUM OULAYS ARE VOLUNTARY.

Illustrated how individuals can achieve the same results by using LIVE pdq ’s companion tool, COI mgr to significantly reduce outlays.

Helped him eliminate his outlay and keep his existing policy for his family, instead of selling it to an investor for pennies on the dollar.

Demonstrated why senior life settlements are themselves an “enigma” until you find a life settlement company willing to unscramble the parts and present all the facts.

Exemplified life settlement companies who go the extra mile by educating consumers, then putting their customer’s concerns and priorities first.

“ If you go the life settlement route, start with an estimate of the policy’s market value. You can use the free tool ( LIVE pdq ) at policysettlement.com, which is run by Norman Hood.” – Kiplinger’s Retirement Report. July 2008. Start LIVE pdq HERE The Next Steps The people and circumstances in this example are fictitious. Similarities with actual policysettlement.com clients are coincidental. World War 2 Cryptography Machine (Known As “The Enigma”)

The Happy Ending Male Age 85 In Good Health A retired Army cryptography specialist knew the best way to understand a transaction was to first unscramble all of its component parts. First, he found a life settlement company with the right tools. They asked the right questions and laid out the facts. As a result, he discovered property in demand by investors is also worth keeping. He eliminated excessive outlays so he could leave his family $1,000,000 – in lieu of taking less cash now. His story was about finding and using the right tools, LIVE pdg and COI mgr . Yours could be too. Option 1 $1,000,000 Tax Free Death Benefit Later $31,766 Annual Outlay Now or $218,008 Life Settlement Taxable Cash Now $0 Annual Outlay Now Option 2 $1,000,000 Tax Free Death Benefit Later $0 Annual Outlay Now START YOUR story HERE The people and circumstances in this example are fictitious. Similarities with actual policysettlement.com clients are coincidental.