95-N, Srinivasapuram,      Kovai Main Road, Avinashi,      Tirupur (Dt) ,Tamilnadu -641 653      Mob : +91 98943 03343    ...
95-N, Srinivasapuram,                           Kovai Main Road, Avinashi,                           Tirupur (Dt) ,Tamilna...
95-N, Srinivasapuram,                                           Kovai Main Road, Avinashi,                                ...
95-N, Srinivasapuram,                                      Kovai Main Road, Avinashi,                                     ...
95-N, Srinivasapuram,                                   Kovai Main Road, Avinashi,                                   Tirup...
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Victor package

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Victor package

  1. 1. 95-N, Srinivasapuram, Kovai Main Road, Avinashi, Tirupur (Dt) ,Tamilnadu -641 653 Mob : +91 98943 03343 E.mail : s.selvakkannan@licindia.comSelvakannan SDevelopment Officer Mr Victor Date : 14/02/2012 Multi Plan Presentation LIC for every need Life is unpredictable. To help you take control of your life, you need insurance. Which brings us to the most common dilemma you face: what to choose. That’s why there is Life Insurance Corporation. The biggest life insurance company in India, with a network of over 11 lakh agents and 2048 branches all over India. With the highest claim settlement record in the world and a customer base of over 20 crore policy holders, LIC brings with it a world of experience. LIC Offers you customized insurance products that suit your specific needs, and help you plan for a secure future. When someone depends on you, you can depend on Life Insurance Page 1
  2. 2. 95-N, Srinivasapuram, Kovai Main Road, Avinashi, Tirupur (Dt) ,Tamilnadu -641 653 Mob : +91 98943 03343 E.mail : s.selvakkannan@licindia.com Selvakannan S Development OfficerMr Victor (40 Yrs) Highlights of Plan No. 165(Jeevan Saral) The best thing to save for old days : Self Respect Page 2 The best way to save for old days : LIFE INSURANCE
  3. 3. 95-N, Srinivasapuram, Kovai Main Road, Avinashi, Tirupur (Dt) ,Tamilnadu -641 653 Mob : +91 98943 03343 E.mail : s.selvakkannan@licindia.com Selvakannan S Development OfficerMr Victor (40 Yrs) Presentation DetailsSNo Date of Plan Name of Plan Term PPT Mode Sum Assured Accident Premium Bonus / Commence Benefit G.A* 1 14/02/2012 165 Jeevan Saral 15 15 Hly 3,00,000 3,00,000 7,278 2 14/02/2012 165 Jeevan Saral 16 16 Hly 3,00,000 3,00,000 7,278 3 14/02/2012 165 Jeevan Saral 17 17 Hly 3,00,000 3,00,000 7,278 4 14/02/2012 165 Jeevan Saral 18 18 Hly 3,00,000 3,00,000 7,278 5 14/02/2012 165 Jeevan Saral 19 19 Hly 3,00,000 3,00,000 7,278 6 14/02/2012 165 Jeevan Saral 20 20 Hly 3,00,000 3,00,000 7,278 7 14/02/2012 165 Jeevan Saral 21 21 Hly 3,00,000 3,00,000 7,278 8 14/02/2012 165 Jeevan Saral 22 22 Hly 3,00,000 3,00,000 7,278 9 14/02/2012 165 Jeevan Saral 23 23 Hly 3,00,000 3,00,000 7,278 10 14/02/2012 165 Jeevan Saral 24 24 Hly 3,00,000 3,00,000 7,278 Total 30,00,000 30,00,000 72,780 Annual Premium, Risk Cover & Loan Availability Table*The below table shows the Annual Premium Paid, Risk Cover, Returns & Loan Availability at the end of each year. The Tax saved iscalculated @ 0.00% Date Age Risk Cover Annual Tax Saved Nett. Returns From Cash In Hand Surrender Premium Premium LIC Value Normal Accident14/02/2012 40 30,00,000 60,00,000 1,45,560 0 1,45,560 0 014/02/2013 41 30,72,000 60,72,000 1,45,560 0 1,45,560 0 014/02/2014 42 32,23,380 62,23,380 1,45,560 0 1,45,560 0 014/02/2015 43 33,86,780 63,86,780 1,45,560 0 1,45,560 0 3,01,96014/02/2016 44 35,52,100 65,52,100 1,45,560 0 1,45,560 0 4,65,11014/02/2017 45 37,24,070 67,24,070 1,45,560 0 1,45,560 0 6,62,36014/02/2018 46 39,03,270 69,03,270 1,45,560 0 1,45,560 0 8,25,88014/02/2019 47 40,89,960 70,89,960 1,45,560 0 1,45,560 0 10,01,51014/02/2020 48 42,84,700 72,84,700 1,45,560 0 1,45,560 0 11,90,69014/02/2021 49 44,88,200 74,88,200 1,45,560 0 1,45,560 0 13,95,38014/02/2022 50 53,28,040 83,28,040 1,45,560 0 1,45,560 0 22,45,15014/02/2023 51 57,17,730 87,17,730 1,45,560 0 1,45,560 0 26,48,81014/02/2024 52 61,46,250 91,46,250 1,45,560 0 1,45,560 0 30,95,53014/02/2025 53 66,17,480 96,17,480 1,45,560 0 1,45,560 0 35,95,47014/02/2026 54 71,35,690 1,01,35,690 1,45,560 0 1,45,560 0 41,56,44014/02/2027 55 69,35,013 96,35,013 1,31,004 0 1,31,004 4,75,825 3,44,821 42,82,38914/02/2028 56 66,65,832 90,65,832 1,16,448 0 1,16,448 5,40,369 4,23,921 43,17,82414/02/2029 57 63,15,078 84,15,078 1,01,892 0 1,01,892 6,11,082 5,09,190 42,69,25814/02/2030 58 58,67,742 76,67,742 87,336 0 87,336 6,88,769 6,01,433 41,21,97614/02/2031 59 53,06,630 68,06,630 72,780 0 72,780 7,74,046 7,01,266 38,57,77514/02/2032 60 46,12,072 58,12,072 58,224 0 58,224 8,67,394 8,09,170 34,56,61214/02/2033 61 37,61,595 46,61,595 43,668 0 43,668 9,69,561 9,25,893 28,97,23214/02/2034 62 27,29,564 33,29,564 29,112 0 29,112 10,81,798 10,52,686 21,54,05814/02/2035 63 14,86,776 17,86,776 14,556 0 14,556 12,04,332 11,89,776 11,98,76114/02/2036 64 0 0 0 0 0 13,38,523 13,38,523 0 Total 28,38,420 0 28,38,420 85,51,699 78,96,679Loyalty Rate is Calculated at 10.00% p.a. of the premium*Liable to change according to Government / Corporation Policy There is no substitute for Life Insurance Page 3
  4. 4. 95-N, Srinivasapuram, Kovai Main Road, Avinashi, Tirupur (Dt) ,Tamilnadu -641 653 Mob : +91 98943 03343 E.mail : s.selvakkannan@licindia.com Selvakannan S Development OfficerMr Victor (40 Yrs) Other Premiums DetailsPlan Plan DOC Term PPT Sum Assured Accident Daily Yly Hly Qly SSS SingleSNo Benefit Premium 1 165 14/02/2012 15 15 3,00,000 3,00,000 40 14,412 7,278 3,675 1,225 2 165 14/02/2012 16 16 3,00,000 3,00,000 40 14,412 7,278 3,675 1,225 3 165 14/02/2012 17 17 3,00,000 3,00,000 40 14,412 7,278 3,675 1,225 4 165 14/02/2012 18 18 3,00,000 3,00,000 40 14,412 7,278 3,675 1,225 5 165 14/02/2012 19 19 3,00,000 3,00,000 40 14,412 7,278 3,675 1,225 6 165 14/02/2012 20 20 3,00,000 3,00,000 40 14,412 7,278 3,675 1,225 7 165 14/02/2012 21 21 3,00,000 3,00,000 40 14,412 7,278 3,675 1,225 8 165 14/02/2012 22 22 3,00,000 3,00,000 40 14,412 7,278 3,675 1,225 9 165 14/02/2012 23 23 3,00,000 3,00,000 40 14,412 7,278 3,675 1,225 10 165 14/02/2012 24 24 3,00,000 3,00,000 40 14,412 7,278 3,675 1,225 Total 399 1,44,120 72,780 36,750 12,250 0 Insure and be secure Page 4 Life Insurance For Security And Peace Of Mind
  5. 5. 95-N, Srinivasapuram, Kovai Main Road, Avinashi, Tirupur (Dt) ,Tamilnadu -641 653 Mob : +91 98943 03343 E.mail : s.selvakkannan@licindia.com Selvakannan S Development OfficerMr Victor (40 Yrs) Summary Description Amount Description AmountMaximum Risk Cover (Normal) 71,35,690.00 Returns (Maturity + Survival Benefit) 85,51,699.00Maximum Risk Cover (Accident) 1,01,35,690.00 Accoumulated Amt. Under Annuity Plans 0.00Total Premium Paid 28,38,420.00 Compounded Value of Returns 85,51,699.00Less : Tax Saved 0.00 Addition Gain by Loan Recycling 0.00Net Premium 28,38,420.00 Net Amount in hand 14/02/2036 85,51,699.00 Yield (Without tax benefit) 9.52 Yield (With tax benefit) 9.52 Returns From LICLoyalty Addition 56,88,619Maturity Amount 28,63,080The Following Graph shows the Total Premium paid, likely Amount receivable on Normal Claim & Accident Claimduring the term of the policy. Special Medical Reports RequirementAs per the current presentation & Previous Policy the Total SUC for Mr Victor(Last Birthday) works out to be TotalNon-Health SUC : 30,00,000. Following Special Reports are required:Total Non-Health SUC : 30,00,000Rest ECGSBT-13RUAHb% Death is sure, but time is uncertain Page 5

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