08/25/09

Commercial real estate loans from $25,000 up to $50 Million on most commercial property types. Some loans allow Stated Income . 08/25/09

Commercial real estate loans from $25,000 up to $50 Million on most commercial property types.

Some loans allow Stated Income .

Other properties considered – contact Scott 08/25/09 [email_address] Owner Occupied Office/ Office Condo Automotive Retail Assisted Living Warehouse Day Care Mixed Use Funeral Home Hotel Convenience Store – no fuel Restaurant Dry Cleaners Light Industrial Construction Financing Medical Office Church

Other properties considered – contact Scott 08/25/09 [email_address] Investment Office/ Office Condo Retail Strip Center Warehouse/Distribution Multi-Family Light Industrial Mixed Use Retail Triple Net Credit Tenant Specialty Programs Trust Joint Venture

Trust

Joint Venture

Specializing in alternative financing for non-bankable commercial transactions throughout the United States Generally non-bank lenders Providing financing to companies and individuals seeking commercial financing who cannot obtain adequate capital to grow or run their business 08/25/09

Specializing in alternative financing for non-bankable commercial transactions throughout the United States

Generally non-bank lenders

Providing financing to companies and individuals seeking commercial financing who cannot obtain adequate capital to grow or run their business

Any company or individual that is unable to secure commercial financing through traditional sources Particularly if funding needs are immediate 08/25/09

Any company or individual that is unable to secure commercial financing through traditional sources

Particularly if funding needs are immediate

Developmental stage companies Companies with historical and/or current losses Companies with negative net worth or tax liens Companies in Chapter 11, healthy companies that need a more aggressive lender who will provide a larger credit facility, and companies where the principals have poor credit Individuals who have poor credit or limited capital to make an acquisition of a commercial property or operating business 08/25/09

Developmental stage companies

Companies with historical and/or current losses

Companies with negative net worth or tax liens

Companies in Chapter 11, healthy companies that need a more aggressive lender who will provide a larger credit facility, and companies where the principals have poor credit

Individuals who have poor credit or limited capital to make an acquisition of a commercial property or operating business

Borrower Documents – Collected by Commercial Team Leader Documentation discussed with Team Leader at time of inquiry and/or project Authorization Form to release information for credit report will be sent to Borrower/RFS Consultant with initial package TURNAROUND TIME: Approximately 45 -60 days; current market dictates turnaround time 08/25/09

Borrower Documents – Collected by Commercial Team Leader

Documentation discussed with Team Leader at time of inquiry and/or project

Authorization Form to release information for credit report will be sent to Borrower/RFS Consultant with initial package

TURNAROUND TIME: Approximately 45 -60 days; current market dictates turnaround time

Executive Summary of High Quality - average 5-7 pgs Appraisals Fee approximately $1,000 Turnaround Time: 2 – 3 weeks Environmental Study – if necessary Upfront fees - determined by nature of loan; credited at closing Closing Costs - All Borrower Monies remitted by Wiring 08/25/09

Executive Summary of High Quality - average 5-7 pgs

Appraisals

Fee approximately $1,000

Turnaround Time: 2 – 3 weeks

Environmental Study – if necessary

Upfront fees - determined by nature of loan;

credited at closing

Closing Costs - All Borrower Monies remitted by Wiring

Issuance of Lender Conditional Approval Upfront Fees Determined at This Time 08/25/09

Issuance of Lender Conditional Approval

Upfront Fees Determined at This Time

Upon Completion of Application Scott Fain, RFS Consultant is contacted within 24 hours Calls Borrower Updates Loan in Pipeline 08/25/09

Scott Fain, RFS Consultant is contacted within 24 hours

Calls Borrower

Updates Loan in Pipeline

08/25/09

Scott Fain, RFS Consultant [email_address] Office: 703-879-6912 www.Scott-Fain.com “ I am READY When You Are!” Scott Fain 08/25/09

Scott Fain, RFS Consultant

[email_address]

Office: 703-879-6912

www.Scott-Fain.com