AAFD Health Benefit Tour


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Guided Tour through the process of shopping, comparing and buying an individual or small group health insurance plan.

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AAFD Health Benefit Tour

  1. 1. WELCOME<br />To<br />AAFDHealth Benefits<br />Did You Know?<br />Individual insurance prices are fixed by law -- You cannot find a better price anywhere for the same product<br />
  2. 2. The AAFD is very excited to partner with Health Analytics, First Service Administrators, and Health Equity to bring AAFD members a comprehensive offering of health insurance options, emphasizing<br />consumer-focused<br />tax-advantaged<br />cost-effective<br />Health Savings Accounts that have been tailored to AAFD specifications-<br />Robert L. Purvin<br />Chairman & CEO<br />American Association of Franchisees & Dealers<br />
  3. 3. WHY WE LOVE HSAs<br />(and why you should, too!)<br />A Health Savings Account (HSA) is like a 401(k) for healthcare. <br />It is a tax-advantaged personal savings or investment account that individuals can use to save and pay for qualified health expenses, now or in the future. Paired with a qualified high deductible health plan (HDHP), an HSA is a powerful financial tool that empowers consumers to be more actively involved in their health care decisions.<br />Switching to an HSA-qualified high deductible health plan (HDHP) will substantiallylower your health plan premium (up to 40%).<br />can be deposited into your HSA.<br />The money you save in premiums<br />The money in your HSA is entirely your own. <br />Since it is your money, it also stays with<br />you when you change jobs.<br />You are in charge of your HSA funds,<br />making you and your doctor the decision makers; <br />not some third-party.<br />Just like a 401(k), HSA earnings compound tax-free<br />and have the potential to grow<br />exponentially into a supplemental retirement nest egg. After age 65 (or if you’re disabled), funds can be withdrawn for non-qualified expenses.<br />
  4. 4. Shop For<br />HMO, PPO, POS HSA-Qualified High Deductible Health Plans<br />
  5. 5. READY TO TAKE THE TOUR?<br />Okay, Let’s Get Started!<br />
  6. 6. Shop, Compare & Buy Your Health Plan Online<br />It’s as easy as<br />1 · 2 · 3<br />
  7. 7. STEP 1<br />Then, Choose:<br />First, Click This Button<br />Individual & Group Health<br />
  8. 8. STEP 2<br />Select Your State<br />…and Your Zip Code<br />
  9. 9. STEP 3<br />Begin Shopping for your Plan!<br />Enter Your Census Data and…<br />
  10. 10. COMPARE PLANS<br />By Carrier<br />By Price<br />HSA Qualified Plans!<br />By Deductible<br />and…<br />By Type<br />HMO<br />PPO<br />POS<br />
  11. 11. THEN…<br />APPLY ONLINE<br />CHOOSE YOUR PLAN<br />IT’S THAT SIMPLE!<br />
  12. 12. WANT TO OPEN<br /> A <br />HEALTH SAVINGS ACCOUNT?<br />THAT’S EASY, TOO!<br />
  13. 13. STEP 1<br />First, Click This Button<br /> Choose Your Preference…<br />Individual Enrollment<br />Group Enrollment<br />
  14. 14. STEP 2<br />THEN, FOLLOW THE EASY GUIDE…<br />Assemble Your<br />Address<br />Email Address<br />Social Security Number<br />Name<br />Bank Information<br />
  15. 15. STEP 3<br />…and DOES THE REST!<br />HealthEquity <br />
  16. 16. WHY DO WE PARTNER WITH HealthEquity?<br />Because They Give You…<br />Everything you get from a bank HSA and somuchmore<br /><ul><li>FDIC insured
  17. 17. Free HSA card
  18. 18. Competitive interest rates
  19. 19. No fees for integrated investment option transactions</li></ul>Information when you need it<br /><ul><li>24/7 Health Equity consultants
  20. 20. Talk with real people in real time
  21. 21. Online tools and information and proactive event messaging</li></ul>Lifetime claims and spending record<br /><ul><li>Payment record of claims and spending in one place
  22. 22. Take a tax deduction now
  23. 23. Use other dollars to pay for health care
  24. 24. Reimburse yourself after age 65 with tax-free dollars</li></ul>HealthEquity Consultants available 24-7-365<br /><ul><li>Learn safe, effective ways to save on healthcare
  25. 25. Get help negotiating payment schedules with providers
  26. 26. Find out how to get the most out of your HSA
  27. 27. Tax tips regarding HSAs - current and future</li></ul> Easy to use self-service tools at MyHealthEquity.com<br /><ul><li>Manage account information
  28. 28. See real-time balances
  29. 29. PayChoice online payment platform
  30. 30. Make payments from account directly to providers
  31. 31. Schedule one or more payments in advance
  32. 32. Set up electronic fund transfers
  33. 33. Rx and medical procedure out-of-pocket estimators</li></li></ul><li>Not an AAFD Member Yet or Need to Renew Your Membership?<br />Then have we got an offer for you!<br />Just Join or Renew by October 31, 2009 and Get…<br />Reduced!<br />AAFD Associate Membership of $99 (a $20 savings!)<br />New!<br />AAFDEmployee Membership for$25<br />Free!<br />AAFDHealthEquity HSA Enrollment*<br />Free!<br />Legal Consultation with AAFD LegaLine Attorneys<br />Special!<br />Discounts for AAFD Chapter Enrollment<br />*HSA qualified health insurance product required<br />